Click to verify BBB accreditation
A+ on BBB
Community Chat
Community Area
Search:

Helpful Resources


Community




Creditmagic Twitter





Credit on Facebook



HomeCredit ForumCredit repair

Amex CO

 Post reply  Start a topic
Author Message
Options
Print this topic
Invite a friend
Email this topic
  Bookmark online
Add to del.icio.us
Add to YahooMyWeb
 
CreditGrantor

CreditGrantor

Joined: 01 Sep 2007
CreditGrantor's page
Posts: 32



2570 Magic Points
 
 Posted on Sat Nov 03, 2007 1:33 am  
Quote:
Amex has a long memory. To my knowledge, if you owe them, default, file BK later, they will not do business with you again.


That is probably true for almost any company. My computer records go back to the 80s when our company first opened, and we can still look up our very first account .... When we get a credit app, if the SSN we are entering is already on file, then our system will pop up a window with all previous accounts/status that person has had with us. If someone has ever filed bankruptcy on us or their previous account was a chargeoff, we will not even consider their application unless they pay their old account off.
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1334



35466 Magic Points
 
 Posted on Sat Nov 03, 2007 3:59 am  
This should anyway be the policy as far as business is concerned. Unless you are off the debt that you owe its not feasible to ask for credit the same company. The history of your payment shows your capability to pay back. A good record will allow to proceed further but a negative will anyway stop you unless you work on dropping the negative from your record.
_________________
Regards,
Laura.
Henny
Guest
Subject: xqjRqzdXRM
 
 Posted on Sun May 22, 2011 8:59 am  
YMMD with that anwesr! TX
Lonitra
Guest
Subject: oJJGWlJeVEmunDzoi
 
 Posted on Mon May 23, 2011 2:58 pm  
I'm not easily impressed. . . but that's ipmrsseing me! Smile

Quick Reply
Your Name
Subject
Message body
 Previous  1, 2
Page 2 of 2

 





Home|Contact Us|Terms of Services|Privacy Policy|RSS
* Disclosures:
  • Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
  • Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
  • Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
  • Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
  • The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.
Page loaded in 21.055 seconds.