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Amex CO

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CreditGrantor

CreditGrantor

Joined: 01 Sep 2007
CreditGrantor's page
Posts: 32



2570 Magic Points

 
Posted on Sat Nov 03, 2007 1:33 am  

Quote:
Amex has a long memory. To my knowledge, if you owe them, default, file BK later, they will not do business with you again.


That is probably true for almost any company. My computer records go back to the 80s when our company first opened, and we can still look up our very first account .... When we get a credit app, if the SSN we are entering is already on file, then our system will pop up a window with all previous accounts/status that person has had with us. If someone has ever filed bankruptcy on us or their previous account was a chargeoff, we will not even consider their application unless they pay their old account off.
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1334



35466 Magic Points

 
Posted on Sat Nov 03, 2007 3:59 am  

This should anyway be the policy as far as business is concerned. Unless you are off the debt that you owe its not feasible to ask for credit the same company. The history of your payment shows your capability to pay back. A good record will allow to proceed further but a negative will anyway stop you unless you work on dropping the negative from your record.
_________________
Regards,
Laura.
Henny
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Subject: xqjRqzdXRM
 
Posted on Sun May 22, 2011 8:59 am  

YMMD with that anwesr! TX
Lonitra
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Subject: oJJGWlJeVEmunDzoi
 
Posted on Mon May 23, 2011 2:58 pm  

I'm not easily impressed. . . but that's ipmrsseing me! Smile

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