Community Area

|

Helpful Resources

Community

Popular Discussions

Creditmagic Twitter

Credit on Facebook

Debt management

Credit Counseling site for consumers with major credit card

Post reply Start a topic

Author

Message

Options

	Print this topic
	Invite a friend
	Email this topic

Bookmark online

	Add to del.icio.us
	Add to YahooMyWeb

NightStar

Joined: 10 Mar 2010
NightStar's page
Posts: 143
Location: Illinois

3061 Magic Points

Subject: Credit Counseling site for consumers with major credit card

Thu Mar 11, 2010 7:39 pm

www.nfcc.org

I was watching CNN this morning when Gerri recommended this site. It sounds like it is on the up and up.

Sometimes credit counseling can be helpful if you get the right one.

Just remember anytime you deal with one of these companies that you one: Double check the deal negotiated with the credit counseling company against the credit card company. Two Make sure the due day for the credit counseling matches the due date with the credit card company (if not ask the credit card company to push back the due date to match the credit counseling date).

Remember that the credit counseling notation will be added to the credit report for the period of time you are in the program, but it will be removed following completion. CCCS is viewed as negative as having filed chapter 13 bankruptcy but it does not stay on for a long period of time like bankruptcy.

When you enter CCCS you must close the involved accounts and you must not open any new accounts until the program is complete.

And always check any company you deal with against the data base for the Better Business Bureau
_________________
Credit Cards
Credit Reporting Information
Credit Repair Info

NightStar

Joined: 10 Mar 2010
NightStar's page
Posts: 143
Location: Illinois

3061 Magic Points

Thu Mar 11, 2010 8:00 pm

http://www.Helpwithmycredit.org

1-866-941-1090

Help for consumers having trouble making payments on their credit cards it covers Capital One, Citi Bank, Bank of America and Discover in cooperation with MasterCard.
_________________
Credit Cards
Credit Reporting Information
Credit Repair Info

equistar

Joined: 01 Apr 2010
equistar's page
Posts: 9

101 Magic Points

Fri Apr 02, 2010 2:40 pm

Hi nightstat, that was really a helpful information for people having trouble making payments on their credit cards. Thanks for sharing this.
_________________
debt solutions California

cccfree

Joined: 14 Apr 2011
cccfree's page
Posts: 34

186 Magic Points

Thu Apr 14, 2011 11:46 pm

Credit counseling is helpful and actually required now by law 180 days prior to filing for bankruptcy.
_________________
Speak to our Credit Counselors today and be free of your debt now!

Dreama
Guest

Subject: TyoKVelnwYAa

Mon May 23, 2011 2:13 pm

Hey, youre the goto expert. Tkahns for hanging out here.

Trix
Guest

Subject: lpVFGIBhqW

Wed Dec 14, 2011 8:25 pm

Hey hey hey, take a gaendr at what' you've done

Quick Reply

Your Name

Subject

Message body


Page 1 of 1

Home|Contact Us|Terms of Services|Privacy Policy|RSS

* Disclosures:

Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.

Page loaded in 0.120 seconds.