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HomeCredit ForumCredit repair

Is it safe to give my Social Security number over the phone?

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Linda_Lord



Joined: 30 Aug 2008
Linda_Lord's page
Posts: 4



140 Magic Points
Subject: Is it safe to give my Social Security number over the phone?
 
 Posted on Fri Sep 05, 2008 5:06 pm  
Put your question here ...I recently received a credit report from Equifax that reported that I have a credit card registered with "FIA Csna," which - apparently is "Bank of America." I called the toll free number given on the Equifax credit report that was for Bank of America and tried to cancel the credit card. However, the only way I could do this - according to the Bank of America person on the phone - was to give my social security number (since there were a lot of other people with my same name). I gave the account number given on the Equifax report but the lady on the phone for Bank of America said that there were some numbers missing from the account number I gave her. She said that the entire account number was not given on my credit report. Is it safe for me to give them my social security number? I was afraid to give it to her and so I could not close the credit card account.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3133



5254 Magic Points
 
 Posted on Sat Sep 06, 2008 1:13 am  
I would think so, this is the only way that you are going to get it all straightened out. goodluck and keep us updated. Feel free to post any other questions.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2832



1332 Magic Points
 
 Posted on Sat Sep 06, 2008 1:18 am  
Yes you are safe. A lot of these companies are using social security numbers, mothers maiden name and so on to verify account. Anytime I even call and inquire about one of my open account they give me a million questions. I don't mind them doing this because I feel they are really helping protect peoples identity since identity fraud has become a lucrative business.
 
goodnatured



Joined: 03 Nov 2007
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Posts: 3133



5254 Magic Points
 
 Posted on Sat Sep 06, 2008 1:19 am  
You said it better, that is exactly what I meant.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2832



1332 Magic Points
 
 Posted on Sat Sep 06, 2008 1:22 am  
Thats why I follow you around the forum.......
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3133



5254 Magic Points
 
 Posted on Sat Sep 06, 2008 1:25 am  
LOL, okay that will be enough of that, we will end up in conversation and then have points deducted tommorro when we get up.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2832



1332 Magic Points
 
 Posted on Sat Sep 06, 2008 1:28 am  
This just happened to me again. so yes we best stay with the forum talk. How is your credit these days?
 
Mary

Mary

Joined: 06 Jul 2006
Mary's page
Posts: 317



8546 Magic Points
 
 Posted on Tue Sep 09, 2008 10:44 am  
Hi Linda
I don't think that there will be any problem if you share your social security number with FIA CSNA because until and unless you give them the social security number or other details confidential to you and is known only by FIA CSNA, they cannot process your request as you cannot provide them with the correct account number. However, if you find it risky giving them your social security number, you can place a fraud alert service with the credit bureaus after you tell them your social security number.
_________________
Where there's a will, there's a way !!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2832



1332 Magic Points
 
 Posted on Tue Sep 09, 2008 11:18 pm  
True. I like that the credit bureaus offwer the fraud alert services. It is kind of like an extra protection program.
 
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