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luvnet217
Joined: 02 Feb 2009
luvnet217's page
Posts: 12
543 Magic Points
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Subject: loan
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Mon Feb 02, 2009 11:27 pm
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| what is the most low interest credit card in america? |
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kaska
Joined: 02 Feb 2009
kaska's page
Posts: 2
55 Magic Points
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Subject: credit cards
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Tue Feb 03, 2009 12:51 am
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| It all depends on your credit score. The better your credit the better your interest rates on your credit cards. |
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Justin
Joined: 17 Jul 2006
Justin's page
Posts: 1093
25288 Magic Points
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Tue Feb 03, 2009 9:05 am
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Yes, the interest rates are decided over by the credit card company and depends on your credit score. However the lowest interest rates as far as I know is around 9%. However, if you go for balance transfer credit cards, you can avail an zero APR balance transfer for an introductory period of 12 months.
Student's credit cards has a higher APR of around 16% because of the risk associated with these cards. Moreover, these cards do not require a very good credit history.
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Justin |
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fatherbride
Joined: 28 Jan 2009
fatherbride's page
Posts: 9
381 Magic Points
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Sat Feb 07, 2009 5:05 am
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| Code: | | It all depends on your credit score. The better your credit the better your interest rates on your credit cards. |
Compare the annual percentage rate for the different credit cards you are considering and check to make sure that this rate is not simply a low introductory rate or a ruse to get you to apply for the card.
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Financial analysts and personal financial advisors |
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ensurepune
Joined: 17 Feb 2009
ensurepune's page
Posts: 75
37 Magic Points
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Wed Mar 04, 2009 11:27 am
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there is no single best credit card which is suitable for everyone. because it should be availed as per the need of an individual.Some guys may have some specific need i.e. improving credit score so they should go for secured credit cards. Some students want to have credit card which have it's own advantages as well as dis advantages.
One should not only opt for the credit card just considering the interest rate rather it's features are also need to be addressed.  |
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carol
Joined: 27 Jun 2006
carol's page
Posts: 1308
28489 Magic Points
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Thu Mar 05, 2009 5:25 am
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I agree with you Ensurepune, but I think that the most suitable credit cards are the balance transfer credit cards because they give us the best deal. However, to get a balance transfer credit cards, you need to have an excellent credit score. Most of these balance transfer credit cards come with an introductory offer of 0 APR on balance transfers and purchases for a period of 12 months. Some of these cards are Citi Platinum Select MasterCard and Capital One Platinum Prestige cards.
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ensurepune
Joined: 17 Feb 2009
ensurepune's page
Posts: 75
37 Magic Points
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Fri Mar 27, 2009 7:13 am
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| Quote: | | However, to get a balance transfer credit cards, you need to have an excellent credit score. |
one thing i have observed all the great features are offered to those who have a good track record. it is observed in all the fields...
so in nutshell gentleman's (having good track record) have more chance to get more facilities when it comes to offering credit.
all platinum cards are meant for those esteemed customers only.  |
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shekhar
Joined: 30 Mar 2009
shekhar's page
Posts: 41
529 Magic Points
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Mon Apr 13, 2009 12:52 pm
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yes i agree with ensure that all the great facilities are offered to esteemed people only. but one should take proper consideration while choosing any credit card and choose those which are offered to only for a common guy with reasonable interest rate.
Thanks
Keep us informed. |
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cdloanmod
Joined: 26 Jan 2009
cdloanmod's page
Posts: 24
Location: Laguna Hills,CA
790 Magic Points
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Subject: RE : Loan
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Fri May 22, 2009 8:51 am
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Hi,
there are many but you can choose one of them
it depends on you.
1)American Express Charge Cards
2)Visa
3)City
4)Capital one
5)Discover
Loan Modification
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800 738 1170 |
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