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Can I reopen closed accounts?

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Aaron

Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2632



48565 Magic Points

Subject: closed joint account
 
Posted on Thu Aug 05, 2010 9:25 am  

Hi mrs. d,

Quote:
And for the past year han't even visited the bank alone. The representative i spoke to on the phone suggest going into the bank that i established the account in with my mom, and explaining this.
Yes, you need to do that. You will have to talk to the bank about reopening the account. As for the money too, you can talk to the bank. Request them to find out the withdrawal details on the account, and who closed the account. In case of any discrepancies file complaint with the bank, and notify it as identity theft.

This is quite a complex matter. Thus, I think it will be better if you get help from an attorney.

Hope this helps.

Regards,

Aaron
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connie raney
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Subject: need to close account
 
Posted on Fri Aug 06, 2010 12:24 am  

i cannot close my computer since i tryed to open an account with pch search &win
Aaron

Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2632



48565 Magic Points

Subject: need to close account
 
Posted on Fri Aug 06, 2010 11:01 am  

Hi connie,

I think you need to call a technician Smile
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Sherri
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Subject: closed joint acct
 
Posted on Tue Aug 17, 2010 12:02 am  

Mrs. D,
They only way your sister could have closed this account is with Power of Attorney. This gives her the same access as your mother. Unfortunately, your mother is/was unable to manage her own. Because you and your mother were joint owners on the account, you have equal rights/access to the account. Reguardless of who's direct deposit comes in, who uses the most, or even not at all. In this case, your sister took control, which gave her full access. No one person can be removed on an account. It must be closed if one person does not want the other to have access. Either ask your sister for your money, or file a suit against her. Your bank can also redirect your DD to a NEW acccount that you are sole owner of. Call your bank.
michaelk
Guest






Subject: Credit Card
 
Posted on Wed Dec 29, 2010 3:29 am  

I got a Walmart credit card before I was mature enough to handle the responsibility, and I am paying it off now. (only about $300 left!)However, due to the stupidity on my part, and missing payments, they closed my credit card to being able to be used. It does say on my online account that I have a credit limit of $650, so I was wondering if when I pay off my card entirely, if it would be reopened?
mina
Guest






 
Posted on Wed Jan 05, 2011 2:49 am  

I have a credit card that was recently closed, but they said i can still make payments on it... does that mean it's temporarily closed? and will it damage my credit even if I pay the card off?

After I pay the balance off, will they reopen it?
Msmom
Guest






Subject: GE Money Bank Closed almost a 42 year old account
 
Posted on Thu Sep 29, 2011 6:24 pm  

When I sent the death certificate for my husband who passed away in 2000, I was told that this joint account would just remove his name from the account....imagine my surprise when I called to find out why the block on my account was not removed and was told that the account had been closed due to the way it was set up almost 42 years ago. It was a JOINT ACCOUNT with a perfect record on credit reports, statements were sent in both our names and when I was issued my card it was the rules then.

I NEED HELP LOCATING SOMEONE WITH WORKING BRAIN CELLS WHO CAN CORRECT THIS.... REOPEN THIS ACCOUNT AND RESTORE TO MY CREDIT .....TODAY WE NEED TO HAVE GOOD CREDIT SCORES TO DO EVERYTHING...THE OLDER THE ACCOUNT THE BETTER CHANCE YOU HAVE.
Da Chosen One
Guest






Subject: Reopen account
 
Posted on Sun Oct 23, 2011 3:51 am  

My cc account on my credit report shows my account as closed and paid as agreed. What steps can I do to reopen this closed account that I am still paying. Also does it make sense to reopen since my credit scoelre is a hundred points less than when I first got the account.
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883



1901 Magic Points

Subject: credit
 
Posted on Tue Jan 10, 2012 6:18 pm  

What kind of account (credit card, etc) do you want to re-open? The forum can't really help if we don't know the situation. Can you explain..please? thanks.
Montrez
Guest






Subject: Reopen paid as agreed credit card
 
Posted on Tue Feb 07, 2012 4:01 pm  

Several years ago I closed a credit card that was in good standing because I found a better card with a lower interest rate. I am now discovering that because that card was my first and oldest credit card it's closure is hurting my score. What specifically can I do to reopen that card, and will reopening it help my score?
ajkj
Guest






Subject: reopenning a past cc
 
Posted on Sun May 13, 2012 3:00 pm  

I closed a credit card that we had for over 10 years and were in good standing with. I closed it because their rewards program changed and I opted for another card with a new program. If I reopen this account will I regain me lengthy history with them for Credit score purposes or will it look likeI just openned the account today?
Malik
Guest






Subject: How can I fix my credit
 
Posted on Fri Jun 15, 2012 4:55 am  

...well Long story... Couple years ago I did a lot of bad choices that I shouldn't have done. I have really bad credit nd it a good relation with banks as well. Can someone please help me. I wanna know what should I do... I can't open a bank account I can't apply for credit card.... I am willing to fix all this but how do I do it????
yashpal swarup
Guest






Subject: how to reopen my old saving account
 
Posted on Wed Nov 14, 2012 4:52 pm  

my last transition was in 2006-2007 in PNB, how it reopen?
Ntobeko
Guest






Subject: can i re-open my account
 
Posted on Sun Jan 20, 2013 2:36 pm  

My died I reiceved her money by my money builder account so I close the account and open an investment account now they call me where she was working and ask me about the account I do have other account at absa but they want lot of prove n I want to go to school so pls help me so I can receive the money
Ntobeko
Guest






Subject: can i re-open my account
 
Posted on Sun Jan 20, 2013 2:40 pm  

My mother died I reiceved her money by my money builder account so I close the account and open an investment account now they call me where she was working and ask me about the account I do have other account at absa but they want lot of prove n I want to go to school so pls help me so I can receive the money

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