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AMG Consulting Group Inc.
Joined: 19 Oct 2008
AMGConsultingGroupInc's page
Posts: 20
Location: Los Angeles. CA
762 Magic Points
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Subject: ChexSystems
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Wed Mar 31, 2010 6:53 am
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Yes! ChexSystems (Consumer Relations) is a reporting agency; however, they only report mishandled bank accounts and in some cases bad checks.
If you do not pay the debt, I have seen accounts repost even after 7 years. What they do is keep reselling the debt to other collection agencies.
If you have a savings account with the bank in which you owe money... you may as well kiss that money goodbye. They can take what you owe without any notice.
IMPORTANT! Just because you pay the bank back the money DOES NOT remove you from ChexSystems. You will still remain in it for 5 years prohibiting you from having a future bank account.
They are programs you can sign up for that can substantially improve your chance to get the information removed/updated and into a new bank account.
www.amgconsultinggroup.com
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www.amgconsultinggroup.com |
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AMG Consulting Group Inc.
Joined: 19 Oct 2008
AMGConsultingGroupInc's page
Posts: 20
Location: Los Angeles. CA
762 Magic Points
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Subject: TeleCheck and ChexSystems
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Wed Mar 31, 2010 6:55 am
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NO! They are not the same thing. You can be out of ChexSystems, but UNABLE to write a check. ChexSystems can block you from a new account. TeleCheck can red flag you and prevent a grocery store from accepting your check.
Both have separate reports and provide completely different information.
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www.amgconsultinggroup.com |
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guest
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Subject: reports on chex system
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Fri Dec 24, 2010 4:13 am
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| Does anyone know the SOL for California? I proved the debt not to be mine and they came after me anyway, they have stopped the calls but I don't want to open a new account and have them take from it. |
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guest
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Subject: reports on chex system
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Fri Dec 24, 2010 4:15 am
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| Does anyone know the SOL for California? I proved the debt not to be mine and they came after me anyway, they have stopped the calls but I don't want to open a new account and have them take from it. |
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guest
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Subject: reports on chex system
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Fri Dec 24, 2010 4:16 am
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| Does anyone know the SOL for California? I proved the debt not to be mine and they came after me anyway, they have stopped the calls but I don't want to open a new account and have them take from it. |
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guest
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Subject: reports on chex system
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Fri Dec 24, 2010 4:17 am
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| How long do I wait till I open a new account at a different bank? |
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Elitefinders
Joined: 07 Dec 2010
Elitefinders's page
Posts: 21
273 Magic Points
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Subject: reports on chex system
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Wed Dec 29, 2010 5:46 pm
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| You need to get something in writing from Chex system that states it is not yours. |
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WAGeorge
Joined: 29 Dec 2010
WAGeorge's page
Posts: 1
25 Magic Points
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Subject: Rosetta Stone
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Tue Jan 04, 2011 6:14 am
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| I have always wanted to learn spanish. Does rosetta stone really help people learn new languages and cultures of different countries? I never got to take a foreign language in high school. How much does [url=http://staff.tumblr.com/post/2337417630/fluid2 ]Rosetta Stone Spanish[/url] cost if it helps with learning a new language? |
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Lawrence
Joined: 04 Jan 2011
Lawrence's page
Posts: 8
99 Magic Points
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Subject: Rosetta Stone
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Tue Jan 04, 2011 1:58 pm
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You actually joined to post spam ?
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The reason we hold truth in such respect is we have so little time to get familiar with it .  |
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kristy
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Subject: chex systems
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Sat Jul 02, 2011 4:23 pm
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They stop you from getting any new accounts and savings accounts once you close a savings and a checking account they can last on your credit for 5 to 10 years it will be hard for you to get loans and a new checking and savings acccount as well as getting a mortage as well.
Banks do not give money to dead beats that do not pay checksystems and telecheck is a seperate account then the three major credit bureau..
In Many states you will be sued and wages will be garnished or sherif saled to pay off your debt in the states of Md and De and Pa and NY they will garnish your pay you said you did not pay i would get in touch with the collection company and checksystems before they take you to court.
If you lose that 1000.00 u did not pay will be painful in the long run with court fees and court costs as well.And your local ciurt ofice will log it in their data base for 10 to 15 years that means you will never be able to get any account that deals with a bank.
If you did this on pourpose You will pke your say the price and it will be a burden on you and others in your family as well. Checking and savings account is a privilage not a right the bank can take your savings account as well just like the Irs uncle sam is the goverment anything with Fdic in the fine print is goverment owned monies you do not own money the goverment does your income tax will become the banks money they can refuse to give it to you until you pay.
I susgest to be more wiser in your poor financial decisions and make good on your debt stop being a whimp and pay they can also make you take special financial classes like a check writting class and a finacial counseling class if the courts say so if this is a problem i susjest stop hiding and pay your bank debt. I been threw the same problem but i paid i had no choice i made good on my debts with the bank and now i am able to live torment free and i made good on my obligations to the bank to stay out of the courthouse. I would say if you are not able to handle a checking and savings account then pay off your debt and get a prepaid credit card stick your funds in that like a green dot card and try budgeting your spending that way if you need a debit card if not lock your monies up in a safe and stop spending it.
That is not a duh thought it is a smart thought when you get caught you will be the one crying for sure when the law catches up with you.
Chex systems is a reporting agency for banks and retailers and etc yes but they will turn the information into the local court house ont he behalf of the banks and retailers and etc for them to solve your debt problems the only people you will see at the court house will be the banks and retailers and etc who you owe monies to . Also to make note to all that do have a account reminder never to bounce your account they will also notify chex systems about that any time you bounce your account and owe the bank monies or over draft your account more then 2 times or more in a banking history since you had the account you can bank on the bank to report it to chex system.
Because of the patirot act and since 911 banks are stricter on their banking policies and how to pretain to someones account and how they maintain a account at their bank.If you have your id and it is not up to date as well they do not have to give you the right to get your money until your id is up to date . All we are in this country is a number on our id that is it with out that number you as a person is no one . A person that does not have access to anything money and financial , work and the right to live in this country. There is no more freedom we are not living in freedom we are a number on our id remember that your drivers id and your personal id is your id for the rest of your life people forget that allot in life and they are stupid to think that it will never come back and haunt them but it does i do not feel pity i feel sorry for you because your were not more educated enough to balance your financial history and your banking habits dude really pay your debt and you will feel better about your self they will take payment arrangements with money orders and western union.
Just pay it and you feel better and the law will not come and get you for frauding the bank.
You know about the debt and not paying it that is fraud and you will get into trouble like duh.
That is what they are calling it bank fraud that is not that hard to under stand and if you wrote a check with out monies that is called check fraud that is jail time in many states in the united states . |
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