| Posts by CMBV22 |
| Posting date
| Subject
|
| Posted: Mon Mar 2 16:16:09 2009 |
I agree with mary. I will point out that if you .. |
| Posted: Mon Mar 2 16:13:18 2009 |
I agree with mary. I will point out that if you .. |
| Posted: Mon Mar 2 16:07:35 2009 |
ckim
The late payments, high balances, multiple .. |
| Posted: Mon Mar 2 15:47:24 2009 |
groupleader
I agree with the above posts and .. |
| Posted: Mon Mar 2 15:41:49 2009 |
Store cards are financed through banks and are .. |
| Posted: Mon Mar 2 15:36:56 2009 |
Black Sunshine
I would not give money to any .. |
| Posted: Mon Mar 2 15:28:56 2009 |
Basically, you need to keep in mind that CAs pay .. |
| Posted: Mon Oct 13 15:17:07 2008 |
Dont forget to make sure you have a PFD agreement .. |
| Posted: Wed Sep 10 15:24:45 2008 |
I just spoke to delta dental who tell me that .. |
| Posted: Wed Sep 10 14:32:24 2008 |
I had some wisdom teeth surgically extracted from .. |
| Posted: Sun Sep 7 9:59:43 2008 |
jenickki
A FOAD letter will force them to .. |
| Posted: Sun Sep 7 9:51:22 2008 |
If you just paid the debt and it just hit your CR .. |
| Posted: Sun Sep 7 9:49:03 2008 |
lorie
IF the debt is over 7 years old than .. |
| Posted: Sun Sep 7 9:42:56 2008 |
In Florida the statute of limitations on credit .. |
| Posted: Sun Sep 7 9:35:58 2008 |
Good natured,
I always prefer to do my .. |
| Posted: Sun Sep 7 9:29:39 2008 |
*shakes .. |
| Posted: Mon Sep 1 20:55:02 2008 |
If you have accounts the same age or older than .. |
| Posted: Mon Sep 1 20:47:57 2008 |
FYI, the CRA contact the CA that are on your CR. .. |
| Posted: Mon Sep 1 20:46:00 2008 |
Look at the accounts you have against you. Start .. |
| Posted: Mon Sep 1 20:44:19 2008 |
fireyone
lenders can get nervous if you have .. |
| Posted: Mon Sep 1 20:39:01 2008 |
if the debt has not gone to collections then no. .. |
| Posted: Mon Sep 1 20:34:09 2008 |
What Shawpiro is saying is that debt can stay on .. |
| Posted: Mon Sep 1 20:27:52 2008 |
Your best bet is to request DV for the balance. .. |
| Posted: Mon Sep 1 20:25:35 2008 |
Basically, you have to do a couple things:
1) .. |
| Posted: Mon Sep 1 20:17:52 2008 |
Also, Keep in mind that if the new CC has a .. |
| Posted: Sat Aug 9 0:41:59 2008 |
The credit cowboy is on myspace How many teenie .. |
| Posted: Sat Aug 9 0:39:10 2008 |
Yeah, must have been! I almost choked when I read .. |
| Posted: Sat Aug 9 0:37:54 2008 |
GN Many times the gas cards are easier to get .. |
| Posted: Thu Aug 7 22:12:10 2008 |
if they are on your CR I would go all out forcing .. |
| Posted: Thu Aug 7 22:05:58 2008 |
I agree with Justin and Antony, I will add that .. |
| Posted: Thu Aug 7 22:03:31 2008 |
Once, before I began my credit repair I wanted to .. |
| Posted: Wed Aug 6 10:21:17 2008 |
Personally, I feel the best credit repair site .. |
| Posted: Wed Aug 6 10:17:50 2008 |
most new people seem to come for a answer to one .. |
| Posted: Wed Aug 6 10:13:02 2008 |
Personally, I prefer big companies. Individuals .. |
| Posted: Wed Aug 6 10:08:54 2008 |
its a couple years old i .. |
| Posted: Wed Aug 6 10:08:01 2008 |
Cody the credit cowboy LOL Hey, good on you for .. |
| Posted: Mon Aug 4 15:11:35 2008 |
I have an article on my page about identity theft .. |
| Posted: Mon Aug 4 15:09:52 2008 |
there is nothig that they do that you cant do .. |
| Posted: Mon Aug 4 14:47:22 2008 |
send a DV .. |
| Posted: Mon Aug 4 14:46:31 2008 |
it depends upon the age of the listing. An old .. |
| Posted: Mon Aug 4 14:40:22 2008 |
NO, It wasn't hard at all just tedious. First I .. |
| Posted: Mon Aug 4 14:33:28 2008 |
Thats a good idea GN far more uselfull then .. |
| Posted: Mon Aug 4 14:30:04 2008 |
LOL .. |
| Posted: Mon Aug 4 14:26:34 2008 |
Rolling on floor laughing my a-butt .. |
| Posted: Mon Aug 4 14:25:03 2008 |
Same here. Now that I am doing well I am trying .. |
| Posted: Mon Aug 4 14:21:19 2008 |
I wrote a more in depth article about idenity .. |
| Posted: Mon Aug 4 14:19:40 2008 |
You might want to consider getting a gas card to .. |
| Posted: Thu Jul 31 12:17:20 2008 |
Yes, some companies try to look like the officail .. |
| Posted: Wed Jul 30 14:18:26 2008 |
yeah, I figured that out when I read the same .. |
| Posted: Wed Jul 30 14:16:21 2008 |
lol, Yeah I paid off a Providian card they sued .. |
| Posted: Wed Jul 30 14:14:37 2008 |
I would send that certain person a letter asking .. |
| Posted: Wed Jul 30 14:13:21 2008 |
Yup, the bigger the world gets the less time we .. |
| Posted: Wed Jul 30 13:48:49 2008 |
I do not know what to do .. |
| Posted: Wed Jul 30 13:46:57 2008 |
Oh, they will catch it sooner or later. As often .. |
| Posted: Wed Jul 30 13:45:20 2008 |
YOu file suit against them from breach of .. |
| Posted: Wed Jul 30 13:44:08 2008 |
I think for the most part people do, sometimes .. |
| Posted: Wed Jul 30 13:39:43 2008 |
i agree with .. |
| Posted: Wed Jul 30 13:38:47 2008 |
fireyone
thats why i started my website, I had .. |
| Posted: Wed Jul 30 13:36:31 2008 |
were you served if not you can file a motion to .. |
| Posted: Wed Jul 30 13:35:42 2008 |
If the contract they drafted is illegal they will .. |
| Posted: Wed Jul 30 13:34:08 2008 |
LOL "Next, on to catch a debt .. |
| Posted: Wed Jul 30 13:30:32 2008 |
many brokers and credit unions have less strict .. |
| Posted: Wed Jul 30 13:29:28 2008 |
if they are getting aggressive they may sue you .. |
| Posted: Wed Jul 30 13:26:20 2008 |
unless you get a pfd agreement the negative mark .. |
| Posted: Wed Jul 30 13:23:31 2008 |
Un-Incorporated
At this point you need to .. |
| Posted: Wed Jul 30 13:20:20 2008 |
marjorie
I have an atricle on my website that .. |
| Posted: Wed Jul 30 13:17:03 2008 |
littlelady,
send DV letters to each account on .. |
| Posted: Wed Jul 30 13:11:47 2008 |
I have a link on my website to the Spears V .. |
| Posted: Wed Jul 30 13:10:02 2008 |
that is good .. |
| Posted: Wed Jul 30 13:09:28 2008 |
Anothonys explination is perfect. Any debt that .. |
| Posted: Wed Jul 30 13:06:17 2008 |
sdchargers_63
I do not see what the CA would .. |
| Posted: Wed Jul 30 13:03:44 2008 |
sdchargers_63
the fact that she was upset .. |
| Posted: Wed Jul 30 12:58:40 2008 |
While I am frightened that I am not agreeing with .. |
| Posted: Wed Jul 30 12:53:44 2008 |
If I had to guess I'd say the point is the .. |
| Posted: Wed Jul 30 12:50:38 2008 |
As nice as it would be to be able to 'defend' .. |
| Posted: Wed Jul 30 12:41:41 2008 |
many times if you send a company a letter asking .. |
| Posted: Wed Jul 30 12:39:18 2008 |
I did get it removed FINALLY bascially, I took .. |
| Posted: Wed Jul 30 12:32:54 2008 |
Hmmm, I would say that they would atleast charge .. |
| Posted: Wed Jul 30 12:28:10 2008 |
send a letter to each company that will force .. |
| Posted: Wed Jul 30 12:26:06 2008 |
We all learn from each other:) I am happy for .. |
| Posted: Wed Jul 30 12:24:33 2008 |
I couldn't agree more! I think that many people .. |
| Posted: Wed Jul 30 12:16:53 2008 |
Nobody is born knowing this stuff. You have to .. |
| Posted: Wed Jul 30 12:12:51 2008 |
NO, do not give your SSN to ANYONE unless you .. |
| Posted: Wed Jul 30 12:09:17 2008 |
While I can understand why you would want to get .. |
| Posted: Wed Jul 30 12:05:04 2008 |
Yes,
You can always ask for debt validation. .. |
| Posted: Sat Jul 26 0:13:41 2008 |
LOL your right. I also read a few hours each .. |
| Posted: Sat Jul 26 0:11:29 2008 |
First of all they have 30 days to respond to the .. |
| Posted: Sat Jul 26 0:08:06 2008 |
First let me say that nobody has put you down. I .. |
| Posted: Fri Jul 25 23:52:25 2008 |
Credit and young adults can be a double edged .. |
| Posted: Fri Jul 25 18:41:48 2008 |
doranp20
Wow, what an ignorant reply. I am .. |
| Posted: Fri Jul 25 18:32:14 2008 |
both my husband and I had hard inquirys from .. |
| Posted: Fri Jul 25 18:28:07 2008 |
You should send it to whomever made a mark on .. |
| Posted: Fri Jul 25 18:27:04 2008 |
besides, with the internet who needs a .. |
| Posted: Fri Jul 25 18:23:44 2008 |
was it a hard inquiry If so they can only look .. |
| Posted: Fri Jul 25 18:22:10 2008 |
I couldnt say it better than Justin .. |
| Posted: Fri Jul 25 18:09:16 2008 |
If you are referring to my post: FCRA ยง 605. .. |
| Posted: Fri Jul 25 18:02:33 2008 |
I believe that the CRAs have figured out and .. |
| Posted: Fri Jul 25 18:01:12 2008 |
GN you will have a REALLY hard time getting a .. |
| Posted: Fri Jul 25 17:44:39 2008 |
I know! Who would give their SSN to a .. |
| Posted: Fri Jul 25 17:42:52 2008 |
GN you can do the same thing yourself. Call the .. |
| Posted: Fri Jul 25 17:36:55 2008 |
You .. |
| Posted: Fri Jul 25 17:33:31 2008 |
Just keep an eye on your CR I am sure that GN is .. |
| Posted: Fri Jul 25 17:27:47 2008 |
I dont think the writer of the post you are .. |
| Posted: Fri Jul 25 17:25:55 2008 |
As nice as that would be for ppl who want o .. |
| Posted: Fri Jul 25 17:17:20 2008 |
it is nice to see all of your hard work pay off .. |
| Posted: Fri Jul 25 17:16:15 2008 |
it is illegal for a CA to sue you once you send a .. |
| Posted: Fri Jul 25 17:13:29 2008 |
littlelady,
was he account opened in 1997 or .. |
| Posted: Fri Jul 25 17:07:47 2008 |
Shawpiro & SunDevilsFan
I could not .. |
| Posted: Fri Jul 25 16:53:20 2008 |
cranberry juice will help. raises the ph of your .. |
| Posted: Fri Jul 25 16:52:03 2008 |
In the event that you cannot pay more then 100.00 .. |
| Posted: Fri Jul 25 16:47:12 2008 |
what they meant to say is making a partial .. |
| Posted: Fri Jul 25 16:44:50 2008 |
The lowest score I ever saw was my husbands 380 .. |
| Posted: Fri Jul 25 16:36:55 2008 |
best buy credit repair,
I would say that while .. |
| Posted: Fri Jul 25 16:28:55 2008 |
If Capital one has sold your charged off account .. |
| Posted: Thu Jul 24 0:20:57 2008 |
You can follow this link to find your states .. |
| Posted: Thu Jul 24 0:17:39 2008 |
Good Luck with the .. |
| Posted: Wed Jul 23 2:03:00 2008 |
I tried to find somewhere that gave a firm answer .. |
| Posted: Wed Jul 23 1:45:35 2008 |
Since whe do you give your SS# to get a libary .. |
| Posted: Wed Jul 23 1:39:12 2008 |
you always want to be careful who you give your .. |
| Posted: Wed Jul 23 1:36:55 2008 |
I found that all of these companys seem to do .. |
| Posted: Tue Jul 22 0:19:56 2008 |
Had a case been opened in May of 07 you would .. |
| Posted: Tue Jul 22 0:17:51 2008 |
LOL sure, anytime .. |
| Posted: Tue Jul 22 0:16:46 2008 |
I believe the legal def is 'the date of last .. |
| Posted: Mon Jul 21 11:54:51 2008 |
WHy would you take ANOTHER PDL if you cant afford .. |
| Posted: Mon Jul 21 11:50:05 2008 |
You also have to keep in mind that the person who .. |
| Posted: Mon Jul 21 11:46:37 2008 |
In my understanding it is very rare to have t pay .. |
| Posted: Mon Jul 21 11:44:00 2008 |
johnk,
if you really owe this $$ settle .. |
| Posted: Mon Jul 21 11:42:06 2008 |
fireyone,
the SOL starts at the last date of .. |
| Posted: Mon Jul 21 11:38:46 2008 |
sdchargers_63,
The fact that you were over .. |
| Posted: Mon Jul 21 11:21:43 2008 |
I would also file a dispute with the BBB and the .. |
| Posted: Mon Jul 21 11:16:30 2008 |
were you formally sued IF you were not then once .. |
| Posted: Mon Jul 21 11:13:23 2008 |
Method of Verification, The FCRA says that if a .. |
| Posted: Mon Jul 21 11:09:02 2008 |
LOL FOAD is short for F*@$ Off And Die,it is .. |
| Posted: Mon Jul 21 11:02:44 2008 |
fireyone,
If the CA made the listing then you .. |
| Posted: Fri Jul 18 23:36:50 2008 |
It's a great tool. If my printer was alive I bet .. |
| Posted: Fri Jul 18 23:35:04 2008 |
I would also be nervous about any abrupt stops in .. |
| Posted: Fri Jul 18 23:33:02 2008 |
I agree .. |
| Posted: Fri Jul 18 23:32:11 2008 |
fireyone,
I do understand what you are saying .. |
| Posted: Fri Jul 18 23:29:43 2008 |
It's not that bad. In my experience Experian is .. |
| Posted: Fri Jul 18 23:27:59 2008 |
fireyone,
Basically what you get from the CA is .. |
| Posted: Wed Jul 16 22:00:19 2008 |
not on this site Sir .. |
| Posted: Sun Jul 13 17:24:47 2008 |
Perhaps the case was dismissed based on your .. |
| Posted: Sun Jul 13 17:19:41 2008 |
Yes, thats always a great .. |
| Posted: Sun Jul 13 17:18:25 2008 |
I would not get to upset Goodnatured I doubt that .. |
| Posted: Sun Jul 13 17:15:07 2008 |
I would also suggest opening a CC so that you can .. |
| Posted: Sun Jul 13 17:12:55 2008 |
Yup, It is just poor financial planning to budget .. |
| Posted: Sun Jul 13 17:10:14 2008 |
exactly, and now you see these huge companies .. |
| Posted: Sat Jul 12 18:54:14 2008 |
I agree with this I would also suggest .. |
| Posted: Sat Jul 12 18:51:27 2008 |
if you cannot get a consolidation loan make a .. |
| Posted: Sat Jul 12 18:47:33 2008 |
They did inform me of the deletion but, that was .. |
| Posted: Sat Jul 12 18:45:24 2008 |
thats correct Goodnatured. That is why many CA .. |
| Posted: Sat Jul 12 18:37:27 2008 |
I do not know to much about this area but I guess .. |
| Posted: Sat Jul 12 18:35:51 2008 |
some CA also may try to illegally reage your .. |
| Posted: Sat Jul 12 18:34:38 2008 |
While I agree that peoples character should not .. |
| Posted: Sat Jul 12 18:31:09 2008 |
kmcalester
if you get someone to add you as an .. |
| Posted: Sat Jul 12 18:29:17 2008 |
You should always try to negociate a pay for .. |
| Posted: Sat Jul 12 18:24:35 2008 |
I believe it refers to where it was incurred. .. |
| Posted: Sat Jul 12 18:22:45 2008 |
Bankruptcy is really not the best idea these .. |
| Posted: Sat Jul 12 18:16:54 2008 |
I am also currently researching some atricles I .. |
| Posted: Sat Jul 12 18:14:32 2008 |
when you recieve a summons you have to send the .. |
| Posted: Thu Jul 10 0:21:55 2008 |
This will give you a good payment history and .. |
| Posted: Thu Jul 10 0:21:06 2008 |
EACH CS is equally important & goodnatured .. |
| Posted: Thu Jul 10 0:16:06 2008 |
If you would like to get a few of those old loan .. |
| Posted: Thu Jul 10 0:14:45 2008 |
I was pretty shocked also! I really only put in .. |
| Posted: Thu Jul 10 0:13:03 2008 |
Yea I am sure ppl amde this softwear for 'fun and .. |
| Posted: Tue Jul 8 23:03:25 2008 |
NO the complaint to the BBB really motivatd them. .. |
| Posted: Tue Jul 8 23:01:59 2008 |
good. also make complaints with the BBB and FTC .. |
| Posted: Mon Jul 7 21:25:17 2008 |
I made a HUGE stink with the FTC, BBB and CRAs .. |
| Posted: Mon Jul 7 21:18:03 2008 |
goodnatured
how many letters did you send Did .. |
| Posted: Mon Jul 7 21:10:10 2008 |
LMAO,
I'm sorry but how long before this .. |
| Posted: Mon Jul 7 21:07:43 2008 |
sdchargers_63,
Yes and no. I just got two .. |
| Posted: Mon Jul 7 20:57:31 2008 |
LOL, yeah it is hard to give ppl a good answer .. |
| Posted: Mon Jul 7 20:44:38 2008 |
Hmmm, I was under the impression that EXperian .. |
| Posted: Mon Jul 7 20:42:46 2008 |
Goodnatured is correct. If your HOA gives you a .. |
| Posted: Mon Jul 7 20:40:43 2008 |
Kyle,
You might also want to conside finding .. |
| Posted: Mon Jul 7 18:27:42 2008 |
I just read your post a bit more closely & I .. |
| Posted: Mon Jul 7 18:18:50 2008 |
glossygirl
If I were you I would contact my .. |
| Posted: Sun Jul 6 23:10:54 2008 |
i totally agree with the above. i think sites .. |
| Posted: Sun Jul 6 23:09:34 2008 |
in the event that you cannot obtain a .. |
| Posted: Sun Jul 6 23:07:22 2008 |
it's not a good idea to ever ask do i need to pay .. |
| Posted: Sun Jul 6 23:05:00 2008 |
pSSWORD,
do you have any collections .. |
| Posted: Fri Jun 27 20:01:25 2008 |
The first thing that you need to do is know how .. |
| Posted: Fri Jun 27 19:54:14 2008 |
Since you already had the listing removed you .. |
| Posted: Fri Jun 27 19:51:38 2008 |
The sale of your loan should not effect what is .. |
| Posted: Fri Jun 27 19:49:57 2008 |
So, what happened here is that you signed up for .. |
| Posted: Fri Jun 27 19:36:37 2008 |
What you need to do is call your student loan .. |
| Posted: Fri Jun 27 19:32:15 2008 |
I highly doubt that anyone at an emissions center .. |
| Posted: Fri Jun 27 19:13:28 2008 |
wendyrenaud
please refer to the following case .. |
| Posted: Wed Jun 25 6:15:17 2008 |
I also agree that you need to pull your CS from .. |
| Posted: Wed Jun 25 6:12:05 2008 |
I agree with both of the above posts and would .. |
| Posted: Tue Jun 24 9:33:51 2008 |
Old CRs would work or old dunning .. |
| Posted: Tue Jun 24 9:31:51 2008 |
Oh, good! Now I can get my husband something .. |
| Posted: Mon Jun 23 17:54:31 2008 |
I received an email from admin saying they .. |
| Posted: Mon Jun 23 17:53:28 2008 |
Look up the SOL for debt collections in your .. |
| Posted: Mon Jun 23 17:52:04 2008 |
This happened over 7 years .. |
| Posted: Mon Jun 23 17:51:39 2008 |
Why dont you sell your suit to one of those .. |
| Posted: Mon Jun 23 17:35:00 2008 |
So I had a DC that had been trying to collect .. |
| Posted: Mon Jun 23 17:24:32 2008 |
First of all, Thank God you survived! Now, I .. |
| Posted: Sun Jun 22 23:31:34 2008 |
If you google the three CRAs and look under .. |
| Posted: Fri Jun 20 21:30:05 2008 |
Whois Record
Domain Name: .. |
| Posted: Fri Jun 20 10:25:20 2008 |
I just did thanks .. |
| Posted: Thu Jun 19 16:13:08 2008 |
I sent out an email about a week or so ago to .. |
| Posted: Wed Jun 18 18:10:49 2008 |
sdchargers_63
I am having quite a bit of fun .. |
| Posted: Wed Jun 18 16:48:54 2008 |
I doubt it...but, IDK for .. |
| Posted: Wed Jun 18 16:47:46 2008 |
The first thing you need to do is look at the SOL .. |
| Posted: Tue Jun 17 21:59:35 2008 |
send a DV letter to the company and send a .. |
| Posted: Tue Jun 17 21:57:14 2008 |
Kate,
Items fall off your credit 7 years .. |
| Posted: Tue Jun 17 10:16:07 2008 |
sdchargers_63,
Yes but, it takes a bit of .. |
| Posted: Sat Jun 14 20:33:30 2008 |
i did send a dv letter. they signed for it the .. |
| Posted: Sat Jun 14 17:46:48 2008 |
Janice ,
I really must know how these .. |
| Posted: Fri Jun 13 20:17:40 2008 |
Hmmm, sounds complicated....I would consult a SS .. |
| Posted: Fri Jun 13 20:16:52 2008 |
I would send a DV letter via USPS cert mail to .. |
| Posted: Fri Jun 13 20:14:24 2008 |
I have a CA that called by home on the 3rd of .. |
| Posted: Fri Jun 13 14:40:40 2008 |
kahill1918,
The older your credit hisory the .. |
| Posted: Fri Jun 13 14:32:19 2008 |
YOu can find some in the stickys on the forum. .. |
| Posted: Fri Jun 13 14:31:13 2008 |
I would send a dv letter with a PFD clause. If .. |
| Posted: Fri Jun 13 14:29:06 2008 |
I would look to the back of your CR and call the .. |
| Posted: Fri Jun 13 0:01:33 2008 |
As of now we both contribute 10% and our employer .. |
| Posted: Thu Jun 12 23:57:24 2008 |
Matt,
Great job! Isnt it a great feeling to .. |
| Posted: Thu Jun 12 23:55:04 2008 |
WOW, thats rude. I would def send that request in .. |
| Posted: Thu Jun 12 23:53:23 2008 |
In todays market I think that you will find it .. |
| Posted: Thu Jun 12 23:39:54 2008 |
You might find that you would have an easier time .. |
| Posted: Thu Jun 12 23:23:34 2008 |
crystal17,
Just approach this the way you .. |
| Posted: Wed Jun 11 10:51:55 2008 |
contact information for FIA CSNA .. |
| Posted: Tue Jun 10 21:19:54 2008 |
Chexsystems is also subject to the FCRA. This .. |
| Posted: Tue Jun 10 12:23:18 2008 |
I read on another website that if you paid .. |
| Posted: Tue Jun 10 12:03:36 2008 |
ABout how much of a decrease after two years I .. |
| Posted: Tue Jun 10 12:00:24 2008 |
MY husband and I have ficos in the mid the high .. |
| Posted: Tue Jun 10 11:51:36 2008 |
UGGG, I only included my SSN amd my proof w/ my .. |
| Posted: Tue Jun 10 11:49:29 2008 |
Well, if you have a 13k limit and you used 6k .. |
| Posted: Tue Jun 10 11:45:15 2008 |
Okay, what you need to do is look up the SOL on .. |
| Posted: Tue Jun 10 11:36:46 2008 |
I would send a written request asking for proof .. |
| Posted: Tue Jun 10 11:34:40 2008 |
fireyone,
Try to remember we go through all .. |
| Posted: Tue Jun 10 11:32:02 2008 |
I agree also, my comment was directed twords .. |
| Posted: Tue Jun 10 11:28:14 2008 |
I have a couple questions/ starting points, .. |
| Posted: Tue Jun 10 11:16:56 2008 |
I would call the number on the back of the card .. |
| Posted: Mon Jun 9 19:48:42 2008 |
The first thing that you need to do is stop with .. |
| Posted: Mon Jun 9 19:25:00 2008 |
MOV is the next step after you have requested DV .. |
| Posted: Mon Jun 9 19:21:01 2008 |
FACTA info .. |
| Posted: Mon Jun 9 18:56:53 2008 |
Really, not to be rude but, about how much income .. |
| Posted: Mon Jun 9 18:54:29 2008 |
Good point creditcardwarehouseonline..... I think .. |
| Posted: Mon Jun 9 18:53:04 2008 |
BTW, the CA who said they cant change the listing .. |
| Posted: Mon Jun 9 18:51:30 2008 |
Randall,
As far as your court issues go, If .. |
| Posted: Mon Jun 9 18:30:22 2008 |
Wow, Uhh Guru that was a bit...intense... You .. |
| Posted: Mon Jun 9 10:56:22 2008 |
Send the CA a debt validation letter (You can .. |
| Posted: Mon Jun 9 10:54:43 2008 |
Ah, very good. Thank .. |
| Posted: Sun Jun 8 23:29:26 2008 |
I noticed an intent to sue letter. Here is the .. |
| Posted: Sun Jun 8 23:18:36 2008 |
Yes, it is part of proper debt validation .. |
| Posted: Sat Jun 7 22:35:14 2008 |
I didnt learn anything about credit repair from .. |
| Posted: Sat Jun 7 22:33:30 2008 |
Scott,
what kind of score do you think one .. |
| Posted: Sat Jun 7 22:31:41 2008 |
Bntru2me,
Send a DV letter to each CA that .. |
| Posted: Sat Jun 7 22:24:47 2008 |
Hmmmm, when you signed up for the free trail did .. |
| Posted: Sat Jun 7 22:20:40 2008 |
I agree with anthony I will point out that you do .. |
| Posted: Fri Jun 6 22:48:02 2008 |
I am aware that I should go for a PFD. My .. |
| Posted: Fri Jun 6 22:44:02 2008 |
Yes, I have had lots of luck with PFDs. Just .. |
| Posted: Fri Jun 6 22:42:23 2008 |
If you call the company and ask for "A fair .. |
| Posted: Thu Jun 5 12:44:46 2008 |
This is not the best solution to the problem but, .. |
| Posted: Thu Jun 5 12:44:13 2008 |
I guess you could send a Dv letter to the OC and .. |
| Posted: Thu Jun 5 12:26:43 2008 |
I am curious how much money people set aside for .. |
| Posted: Thu Jun 5 12:16:57 2008 |
here is a thread I found from another forum that .. |
| Posted: Thu Jun 5 12:13:47 2008 |
I have an old cable bill that is still owned by .. |
| Posted: Thu Jun 5 0:13:04 2008 |
fireyone
I know what you mean. I just posted a .. |
| Posted: Thu Jun 5 0:08:43 2008 |
HSBC does have alot of credit cards. My orchard .. |
| Posted: Wed Jun 4 18:32:51 2008 |
I received a phone call today (6/4/08 5:04pm) .. |
| Posted: Wed Jun 4 17:49:50 2008 |
fireyone,
You have rights under the FCRA that .. |
| Posted: Wed Jun 4 17:47:21 2008 |
A bank visa will work fine. If you are afraid of .. |
| Posted: Wed Jun 4 17:44:36 2008 |
OH, yes they are a junk buyer.... They are also a .. |
| Posted: Wed Jun 4 17:42:16 2008 |
OC NAME
ADDRESS
YOUR NAME
YOUR .. |
| Posted: Wed Jun 4 17:39:14 2008 |
ANY credit can be repaired. Read the FCRA, FDCA .. |
| Posted: Wed Jun 4 17:33:08 2008 |
Judgments on Credit Records
The Fair Credit .. |
| Posted: Wed Jun 4 17:32:42 2008 |
Yeah, I mainly use it as a way to break the ice .. |
| Posted: Wed Jun 4 17:30:04 2008 |
Judgments on Credit Records
The Fair Credit .. |
| Posted: Wed Jun 4 0:35:48 2008 |
I had no idea you could even be considered for a .. |
| Posted: Tue Jun 3 22:22:49 2008 |
HarmisonPaul,
YOu should pop over to the .. |
| Posted: Tue Jun 3 22:19:33 2008 |
August,
I dont think that you get a free .. |
| Posted: Tue Jun 3 22:13:12 2008 |
basically, what allot of ppl including myself do .. |
| Posted: Mon Jun 2 2:05:24 2008 |
Your .. |
| Posted: Mon Jun 2 2:04:20 2008 |
.. |
| Posted: Mon Jun 2 1:41:24 2008 |
Here is the best answer I can give that vauge .. |
| Posted: Mon Jun 2 1:39:36 2008 |
Make sure you also send it via certified mail so .. |
| Posted: Fri May 30 9:05:00 2008 |
Randall, PLease be careful about sending a letter .. |
| Posted: Fri May 30 8:59:48 2008 |
If you pay off all of your debt your credit score .. |
| Posted: Fri May 30 7:56:26 2008 |
I would just be careful b/c it's not normally a .. |
| Posted: Thu May 29 22:43:23 2008 |
Send them a DV letter via certified mail and they .. |
| Posted: Thu May 29 22:35:11 2008 |
I agree with Scott but, what I meant was it will .. |
| Posted: Thu May 29 22:33:01 2008 |
It would all depend on the letter you were using. .. |
| Posted: Thu May 29 22:28:14 2008 |
People come here to work on actual credit .. |
| Posted: Thu May 29 22:27:43 2008 |
IF I were you I would call my local AG. I would .. |
| Posted: Thu May 29 22:22:15 2008 |
If you pay a collection account off it can take .. |
| Posted: Thu May 29 22:20:43 2008 |
I would send another DV letter certified mail of .. |
| Posted: Thu May 29 22:19:03 2008 |
A collection account is a debt that is being .. |
| Posted: Thu May 29 22:03:27 2008 |
You should first send your own DV letters to the .. |
| Posted: Wed May 28 21:32:53 2008 |
Okay, First things first. Look up the SOL for .. |
| Posted: Wed May 28 21:28:39 2008 |
You need to go through the court for your payment .. |
| Posted: Wed May 28 21:25:58 2008 |
LVNV Funding
15 S. Main Street, Suite
#900 .. |
| Posted: Wed May 28 21:22:55 2008 |
yes, the SOL starts either at the last payment or .. |
| Posted: Wed May 28 21:19:26 2008 |
leave them open atleast ubtil they expire. The .. |
| Posted: Tue May 27 23:13:24 2008 |
While I agree with Goodnatured about the .. |
| Posted: Tue May 27 23:10:43 2008 |
A few questions to help me help you:
Did .. |
| Posted: Tue May 27 23:04:16 2008 |
Rebecca,
If this isnt your account simply do .. |
| Posted: Tue May 27 10:56:56 2008 |
goodnatured,
I agree with the above info from .. |
| Posted: Mon May 26 21:18:55 2008 |
beaner,
Ok, a lesson on garnishments:
A .. |
| Posted: Mon May 26 13:12:11 2008 |
I dont know about renting out part of your home. .. |
| Posted: Mon May 26 13:09:48 2008 |
Yes, it is true. We addressed it in another .. |
| Posted: Mon May 26 13:08:46 2008 |
Actually, an old land lord and I sued each .. |
| Posted: Fri May 23 22:15:23 2008 |
Yeah, and without paying a penny to the middle .. |
| Posted: Fri May 23 22:13:58 2008 |
The woman I spoke to from Allstate said that .. |
| Posted: Fri May 23 22:11:28 2008 |
All monitoring services come w/ a free 30 day .. |
| Posted: Fri May 23 22:08:24 2008 |
sdchargers_63,
save yourself the headache and .. |
| Posted: Fri May 23 22:05:41 2008 |
I assume what you are saying is that every month .. |
| Posted: Thu May 22 14:22:02 2008 |
fireyone
I couldn't agree with you .. |
| Posted: Thu May 22 14:18:03 2008 |
If you take the attitude that you need you credit .. |
| Posted: Thu May 22 14:15:46 2008 |
When I got married and went to start my own .. |
| Posted: Thu May 22 14:11:31 2008 |
Personally, I dont understand why ppl even use .. |
| Posted: Thu May 22 14:01:52 2008 |
Personally, I couldn't care less what CAs .. |
| Posted: Thu May 22 13:59:08 2008 |
Yes, send a DV letter to all 3 CA who are listing .. |
| Posted: Thu May 22 1:19:46 2008 |
Yeah, thats why they cant give you a proper quote .. |
| Posted: Thu May 22 1:18:12 2008 |
LOL sdchargers_63 ,
so they validated the .. |
| Posted: Thu May 22 1:15:05 2008 |
I dont think it would do much good to send the Dv .. |
| Posted: Wed May 21 13:27:12 2008 |
Any CA that makes a mark on your credit can .. |
| Posted: Wed May 21 12:44:16 2008 |
If I were you I would call a lawyer who deals .. |
| Posted: Wed May 21 12:41:46 2008 |
Yes, I am aware of that but, what I was curious .. |
| Posted: Wed May 21 0:52:43 2008 |
1) ANything that originated on your bill after .. |
| Posted: Wed May 21 0:42:58 2008 |
I would look into the various laws in your state. .. |
| Posted: Mon May 19 22:07:53 2008 |
I did some more research and found out that it .. |
| Posted: Mon May 19 21:34:31 2008 |
batterup40
I think that you would be wise to .. |
| Posted: Mon May 19 21:30:39 2008 |
You realize that a lien falls off 7 years AFTER .. |
| Posted: Mon May 19 10:51:01 2008 |
YES! everything should be in writing. If you .. |
| Posted: Mon May 19 10:49:05 2008 |
No, it sounds .. |
| Posted: Mon May 19 10:47:47 2008 |
Yeah, I think that your .. |
| Posted: Mon May 19 10:46:49 2008 |
Exactly, and you might save a little .. |
| Posted: Sun May 18 23:53:51 2008 |
sdchargers_63
Always remember when you are .. |
| Posted: Sun May 18 23:50:25 2008 |
You also want to try and pay off the debt before .. |
| Posted: Sun May 18 23:47:34 2008 |
I think that you will find these days that more .. |
| Posted: Sun May 18 23:42:38 2008 |
Scott,
Isn't it also true that after 1 year .. |
| Posted: Sun May 18 23:39:04 2008 |
I sent Cap 1 the DV letter, and I sent ASSet .. |
| Posted: Sun May 18 23:26:51 2008 |
Harrassment is illegal under the FCRA and a quick .. |
| Posted: Sun May 18 23:24:34 2008 |
(quote)OC = Original Creditor
DC = Debt .. |
| Posted: Sun May 18 23:21:02 2008 |
Huh, I never thought of that...clever. NOt .. |
| Posted: Sun May 18 23:18:11 2008 |
Have you tried to settle this with the companys .. |
| Posted: Sun May 18 23:15:22 2008 |
I believe anthony is correct about these cards. .. |
| Posted: Sun May 18 23:12:32 2008 |
quote]I also got 2 bad reports from Palisades on .. |
| Posted: Sun May 18 23:07:03 2008 |
Have you validated this debt They legally cannot .. |
| Posted: Sun May 18 23:02:12 2008 |
LOL, I was refering to giving the hitchhiker with .. |
| Posted: Sun May 18 19:57:33 2008 |
Remember what I said about CAs, they are easier .. |
| Posted: Sun May 18 19:42:05 2008 |
Yes, you can sue them but, there is a .. |
| Posted: Sun May 18 19:25:05 2008 |
Okay, So you took out some payday loans online .. |
| Posted: Sun May 18 16:43:28 2008 |
Old debt .. |
| Posted: Sun May 18 13:10:43 2008 |
sdchargers_63,
If a CA cannot validate your .. |
| Posted: Sat May 17 9:18:43 2008 |
It can be hard to figure out where to start when .. |
| Posted: Sat May 17 9:10:49 2008 |
no problem! I hope it .. |
| Posted: Sat May 17 4:47:12 2008 |
what do you mean by .. |
| Posted: Sat May 17 4:46:03 2008 |
It is nice to see when ppl do well. I also .. |
| Posted: Sat May 17 4:41:35 2008 |
If you do end up going the credit card route .. |
| Posted: Sat May 17 3:43:04 2008 |
You have to understand that companys can't afford .. |
| Posted: Sat May 17 3:37:13 2008 |
The best thing that you can do for yourself is .. |
| Posted: Sat May 17 3:21:38 2008 |
Another thing that you need to remember is to .. |
| Posted: Sat May 17 3:14:46 2008 |
I dont know about this company from personal .. |
| Posted: Sat May 17 2:56:07 2008 |
YOu can ask them for a PAY FOR DELETE but, they .. |
| Posted: Sat May 17 2:52:52 2008 |
sdchargers_63,
I guess the answer to your .. |
| Posted: Sat May 17 2:43:23 2008 |
The first thing that you have to do is stop with .. |
| Posted: Sat May 17 2:33:57 2008 |
Hello Matt,
I do have some advice for you. .. |
| Posted: Mon May 12 14:02:18 2008 |
Sure, I pay 10 a month and I get a monthly report .. |
| Posted: Mon May 12 13:36:59 2008 |
blondontherun2000,
I am assuming that all of .. |
| Posted: Mon May 12 13:17:46 2008 |
Yeah, Once again I typed in my answer w/o logging .. |
| Posted: Sun May 11 23:25:24 2008 |
I dont like debt management companys personally. .. |
| Posted: Sun May 11 22:43:21 2008 |
SOmetimes if you look at the acct numbers listed .. |
| Posted: Sun May 11 22:32:10 2008 |
The best thing for your credit would be to ask .. |
| Posted: Sun May 11 22:15:03 2008 |
I did it AGAIN! i KEEP FORGETTING TO LOG IN .. |
| Posted: Sat May 10 23:56:29 2008 |
I have only seen that name pertaining to the .. |
| Posted: Sat May 10 23:42:16 2008 |
If I were you I would
1) send a more detaled DV .. |
| Posted: Sat May 10 23:34:10 2008 |
can you take that couple to court and get some of .. |
| Posted: Sat May 10 23:32:37 2008 |
I sent out some pay for delete offers around .. |
| Posted: Sat May 10 23:28:47 2008 |
UPDATE:
Friday I was woken up at 9:30 in the .. |
| Posted: Sat May 10 23:17:02 2008 |
EW. I forgot to log in before i posted that! LOL .. |
| Posted: Thu May 8 19:15:32 2008 |
I have gotten many inquiries removed with this .. |
| Posted: Thu May 8 2:22:36 2008 |
I also get confused from time to tim about the .. |
| Posted: Thu May 8 2:15:20 2008 |
The way I see it these companies have to pay .. |
| Posted: Thu May 8 2:10:38 2008 |
I signed up for a second Credit card last year .. |
| Posted: Wed May 7 21:13:46 2008 |
I have a service that keeps an eye on my FICO and .. |
| Posted: Wed May 7 17:35:35 2008 |
Debt validation: The most powerful insturment against CAs .. |
| Posted: Wed May 7 17:33:29 2008 |
idk .. |
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