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About CMBV22

JOINED:	7 May 2008
TOTAL POSTS:	364 Find all posts by CMBV22
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Posts by CMBV22
Posting date	Subject
Posted: Sat Aug 9 3:41:59 2008	The credit cowboy is on myspace How many teenie ..
Posted: Sat Aug 9 3:39:10 2008	Yeah, must have been! I almost choked when I read ..
Posted: Sat Aug 9 3:37:54 2008	GN Many times the gas cards are easier to get ..
Posted: Fri Aug 8 1:12:10 2008	if they are on your CR I would go all out forcing ..
Posted: Fri Aug 8 1:05:58 2008	I agree with Justin and Antony, I will add that ..
Posted: Fri Aug 8 1:03:31 2008	Once, before I began my credit repair I wanted to ..
Posted: Wed Aug 6 13:21:17 2008	Personally, I feel the best credit repair site ..
Posted: Wed Aug 6 13:17:50 2008	most new people seem to come for a answer to one ..
Posted: Wed Aug 6 13:13:02 2008	Personally, I prefer big companies. Individuals ..
Posted: Wed Aug 6 13:08:54 2008	its a couple years old i ..
Posted: Wed Aug 6 13:08:01 2008	Cody the credit cowboy LOL Hey, good on you for ..
Posted: Mon Aug 4 18:11:35 2008	I have an article on my page about identity theft ..
Posted: Mon Aug 4 18:09:52 2008	there is nothig that they do that you cant do ..
Posted: Mon Aug 4 17:47:22 2008	send a DV ..
Posted: Mon Aug 4 17:46:31 2008	it depends upon the age of the listing. An old ..
Posted: Mon Aug 4 17:40:22 2008	NO, It wasn't hard at all just tedious. First I ..
Posted: Mon Aug 4 17:33:28 2008	Thats a good idea GN far more uselfull then ..
Posted: Mon Aug 4 17:30:04 2008	LOL ..
Posted: Mon Aug 4 17:26:34 2008	Rolling on floor laughing my a-butt ..
Posted: Mon Aug 4 17:25:03 2008	Same here. Now that I am doing well I am trying ..
Posted: Mon Aug 4 17:21:19 2008	I wrote a more in depth article about idenity ..
Posted: Mon Aug 4 17:19:40 2008	You might want to consider getting a gas card to ..
Posted: Thu Jul 31 15:17:20 2008	Yes, some companies try to look like the officail ..
Posted: Wed Jul 30 17:18:26 2008	yeah, I figured that out when I read the same ..
Posted: Wed Jul 30 17:16:21 2008	lol, Yeah I paid off a Providian card they sued ..
Posted: Wed Jul 30 17:14:37 2008	I would send that certain person a letter asking ..
Posted: Wed Jul 30 17:13:21 2008	Yup, the bigger the world gets the less time we ..
Posted: Wed Jul 30 16:48:49 2008	I do not know what to do ..
Posted: Wed Jul 30 16:46:57 2008	Oh, they will catch it sooner or later. As often ..
Posted: Wed Jul 30 16:45:20 2008	YOu file suit against them from breach of ..
Posted: Wed Jul 30 16:44:08 2008	I think for the most part people do, sometimes ..
Posted: Wed Jul 30 16:39:43 2008	i agree with ..
Posted: Wed Jul 30 16:38:47 2008	fireyone thats why i started my website, I had ..
Posted: Wed Jul 30 16:36:31 2008	were you served if not you can file a motion to ..
Posted: Wed Jul 30 16:35:42 2008	If the contract they drafted is illegal they will ..
Posted: Wed Jul 30 16:34:08 2008	LOL "Next, on to catch a debt ..
Posted: Wed Jul 30 16:30:32 2008	many brokers and credit unions have less strict ..
Posted: Wed Jul 30 16:29:28 2008	if they are getting aggressive they may sue you ..
Posted: Wed Jul 30 16:26:20 2008	unless you get a pfd agreement the negative mark ..
Posted: Wed Jul 30 16:23:31 2008	Un-Incorporated At this point you need to ..
Posted: Wed Jul 30 16:20:20 2008	marjorie I have an atricle on my website that ..
Posted: Wed Jul 30 16:17:03 2008	littlelady, send DV letters to each account on ..
Posted: Wed Jul 30 16:11:47 2008	I have a link on my website to the Spears V ..
Posted: Wed Jul 30 16:10:02 2008	that is good ..
Posted: Wed Jul 30 16:09:28 2008	Anothonys explination is perfect. Any debt that ..
Posted: Wed Jul 30 16:06:17 2008	sdchargers_63 I do not see what the CA would ..
Posted: Wed Jul 30 16:03:44 2008	sdchargers_63 the fact that she was upset ..
Posted: Wed Jul 30 15:58:40 2008	While I am frightened that I am not agreeing with ..
Posted: Wed Jul 30 15:53:44 2008	If I had to guess I'd say the point is the ..
Posted: Wed Jul 30 15:50:38 2008	As nice as it would be to be able to 'defend' ..
Posted: Wed Jul 30 15:41:41 2008	many times if you send a company a letter asking ..
Posted: Wed Jul 30 15:39:18 2008	I did get it removed FINALLY bascially, I took ..
Posted: Wed Jul 30 15:32:54 2008	Hmmm, I would say that they would atleast charge ..
Posted: Wed Jul 30 15:28:10 2008	send a letter to each company that will force ..
Posted: Wed Jul 30 15:26:06 2008	We all learn from each other:) I am happy for ..
Posted: Wed Jul 30 15:24:33 2008	I couldn't agree more! I think that many people ..
Posted: Wed Jul 30 15:16:53 2008	Nobody is born knowing this stuff. You have to ..
Posted: Wed Jul 30 15:12:51 2008	NO, do not give your SSN to ANYONE unless you ..
Posted: Wed Jul 30 15:09:17 2008	While I can understand why you would want to get ..
Posted: Wed Jul 30 15:05:04 2008	Yes, You can always ask for debt validation. ..
Posted: Sat Jul 26 3:13:41 2008	LOL your right. I also read a few hours each ..
Posted: Sat Jul 26 3:11:29 2008	First of all they have 30 days to respond to the ..
Posted: Sat Jul 26 3:08:06 2008	First let me say that nobody has put you down. I ..
Posted: Sat Jul 26 2:52:25 2008	Credit and young adults can be a double edged ..
Posted: Fri Jul 25 21:41:48 2008	doranp20 Wow, what an ignorant reply. I am ..
Posted: Fri Jul 25 21:32:14 2008	both my husband and I had hard inquirys from ..
Posted: Fri Jul 25 21:28:07 2008	You should send it to whomever made a mark on ..
Posted: Fri Jul 25 21:27:04 2008	besides, with the internet who needs a ..
Posted: Fri Jul 25 21:23:44 2008	was it a hard inquiry If so they can only look ..
Posted: Fri Jul 25 21:22:10 2008	I couldnt say it better than Justin ..
Posted: Fri Jul 25 21:20:33 2008	LOL thank you GN! I could repeat that post in my ..
Posted: Fri Jul 25 21:09:16 2008	If you are referring to my post: FCRA § 605. ..
Posted: Fri Jul 25 21:02:33 2008	I believe that the CRAs have figured out and ..
Posted: Fri Jul 25 21:01:12 2008	GN you will have a REALLY hard time getting a ..
Posted: Fri Jul 25 20:44:39 2008	I know! Who would give their SSN to a ..
Posted: Fri Jul 25 20:42:52 2008	GN you can do the same thing yourself. Call the ..
Posted: Fri Jul 25 20:36:55 2008	You ..
Posted: Fri Jul 25 20:33:31 2008	Just keep an eye on your CR I am sure that GN is ..
Posted: Fri Jul 25 20:27:47 2008	I dont think the writer of the post you are ..
Posted: Fri Jul 25 20:25:55 2008	As nice as that would be for ppl who want o ..
Posted: Fri Jul 25 20:17:20 2008	it is nice to see all of your hard work pay off ..
Posted: Fri Jul 25 20:16:15 2008	it is illegal for a CA to sue you once you send a ..
Posted: Fri Jul 25 20:13:29 2008	littlelady, was he account opened in 1997 or ..
Posted: Fri Jul 25 20:07:47 2008	Shawpiro & SunDevilsFan I could not ..
Posted: Fri Jul 25 19:53:20 2008	cranberry juice will help. raises the ph of your ..
Posted: Fri Jul 25 19:52:03 2008	In the event that you cannot pay more then 100.00 ..
Posted: Fri Jul 25 19:47:12 2008	what they meant to say is making a partial ..
Posted: Fri Jul 25 19:44:50 2008	The lowest score I ever saw was my husbands 380 ..
Posted: Fri Jul 25 19:36:55 2008	best buy credit repair, I would say that while ..
Posted: Fri Jul 25 19:28:55 2008	If Capital one has sold your charged off account ..
Posted: Thu Jul 24 3:22:27 2008	all of the ..
Posted: Thu Jul 24 3:20:57 2008	You can follow this link to find your states ..
Posted: Thu Jul 24 3:17:39 2008	Good Luck with the ..
Posted: Wed Jul 23 5:03:00 2008	I tried to find somewhere that gave a firm answer ..
Posted: Wed Jul 23 4:45:35 2008	Since whe do you give your SS# to get a libary ..
Posted: Wed Jul 23 4:39:40 2008	well said ..
Posted: Wed Jul 23 4:39:12 2008	you always want to be careful who you give your ..
Posted: Wed Jul 23 4:36:55 2008	I found that all of these companys seem to do ..
Posted: Tue Jul 22 3:19:56 2008	Had a case been opened in May of 07 you would ..
Posted: Tue Jul 22 3:17:51 2008	LOL sure, anytime ..
Posted: Tue Jul 22 3:16:46 2008	I believe the legal def is 'the date of last ..
Posted: Mon Jul 21 14:54:51 2008	WHy would you take ANOTHER PDL if you cant afford ..
Posted: Mon Jul 21 14:50:05 2008	You also have to keep in mind that the person who ..
Posted: Mon Jul 21 14:46:37 2008	In my understanding it is very rare to have t pay ..
Posted: Mon Jul 21 14:44:00 2008	johnk, if you really owe this $$ settle ..
Posted: Mon Jul 21 14:42:06 2008	fireyone, the SOL starts at the last date of ..
Posted: Mon Jul 21 14:38:46 2008	sdchargers_63, The fact that you were over ..
Posted: Mon Jul 21 14:21:43 2008	I would also file a dispute with the BBB and the ..
Posted: Mon Jul 21 14:16:30 2008	were you formally sued IF you were not then once ..
Posted: Mon Jul 21 14:13:23 2008	Method of Verification, The FCRA says that if a ..
Posted: Mon Jul 21 14:09:02 2008	LOL FOAD is short for F*@$ Off And Die,it is ..
Posted: Mon Jul 21 14:02:44 2008	fireyone, If the CA made the listing then you ..
Posted: Sat Jul 19 2:36:50 2008	It's a great tool. If my printer was alive I bet ..
Posted: Sat Jul 19 2:35:04 2008	I would also be nervous about any abrupt stops in ..
Posted: Sat Jul 19 2:33:02 2008	I agree ..
Posted: Sat Jul 19 2:32:11 2008	fireyone, I do understand what you are saying ..
Posted: Sat Jul 19 2:29:43 2008	It's not that bad. In my experience Experian is ..
Posted: Sat Jul 19 2:27:59 2008	fireyone, Basically what you get from the CA is ..
Posted: Thu Jul 17 1:00:19 2008	not on this site Sir ..
Posted: Sun Jul 13 20:24:47 2008	Perhaps the case was dismissed based on your ..
Posted: Sun Jul 13 20:19:41 2008	Yes, thats always a great ..
Posted: Sun Jul 13 20:18:25 2008	I would not get to upset Goodnatured I doubt that ..
Posted: Sun Jul 13 20:15:07 2008	I would also suggest opening a CC so that you can ..
Posted: Sun Jul 13 20:12:55 2008	Yup, It is just poor financial planning to budget ..
Posted: Sun Jul 13 20:10:14 2008	exactly, and now you see these huge companies ..
Posted: Sat Jul 12 21:54:14 2008	I agree with this I would also suggest ..
Posted: Sat Jul 12 21:51:27 2008	if you cannot get a consolidation loan make a ..
Posted: Sat Jul 12 21:47:33 2008	They did inform me of the deletion but, that was ..
Posted: Sat Jul 12 21:45:24 2008	thats correct Goodnatured. That is why many CA ..
Posted: Sat Jul 12 21:37:27 2008	I do not know to much about this area but I guess ..
Posted: Sat Jul 12 21:35:51 2008	some CA also may try to illegally reage your ..
Posted: Sat Jul 12 21:34:38 2008	While I agree that peoples character should not ..
Posted: Sat Jul 12 21:31:09 2008	kmcalester if you get someone to add you as an ..
Posted: Sat Jul 12 21:29:17 2008	You should always try to negociate a pay for ..
Posted: Sat Jul 12 21:24:35 2008	I believe it refers to where it was incurred. ..
Posted: Sat Jul 12 21:22:45 2008	Bankruptcy is really not the best idea these ..
Posted: Sat Jul 12 21:16:54 2008	I am also currently researching some atricles I ..
Posted: Sat Jul 12 21:14:32 2008	when you recieve a summons you have to send the ..
Posted: Thu Jul 10 3:21:55 2008	This will give you a good payment history and ..
Posted: Thu Jul 10 3:21:06 2008	EACH CS is equally important & goodnatured ..
Posted: Thu Jul 10 3:16:06 2008	If you would like to get a few of those old loan ..
Posted: Thu Jul 10 3:14:45 2008	I was pretty shocked also! I really only put in ..
Posted: Thu Jul 10 3:13:03 2008	Yea I am sure ppl amde this softwear for 'fun and ..
Posted: Wed Jul 9 2:03:25 2008	NO the complaint to the BBB really motivatd them. ..
Posted: Wed Jul 9 2:01:59 2008	good. also make complaints with the BBB and FTC ..
Posted: Tue Jul 8 0:25:17 2008	I made a HUGE stink with the FTC, BBB and CRAs ..
Posted: Tue Jul 8 0:18:03 2008	goodnatured how many letters did you send Did ..
Posted: Tue Jul 8 0:10:10 2008	LMAO, I'm sorry but how long before this ..
Posted: Tue Jul 8 0:07:43 2008	sdchargers_63, Yes and no. I just got two ..
Posted: Mon Jul 7 23:57:31 2008	LOL, yeah it is hard to give ppl a good answer ..
Posted: Mon Jul 7 23:44:38 2008	Hmmm, I was under the impression that EXperian ..
Posted: Mon Jul 7 23:42:46 2008	Goodnatured is correct. If your HOA gives you a ..
Posted: Mon Jul 7 23:40:43 2008	Kyle, You might also want to conside finding ..
Posted: Mon Jul 7 21:27:42 2008	I just read your post a bit more closely & I ..
Posted: Mon Jul 7 21:18:50 2008	glossygirl If I were you I would contact my ..
Posted: Mon Jul 7 2:10:54 2008	i totally agree with the above. i think sites ..
Posted: Mon Jul 7 2:09:34 2008	in the event that you cannot obtain a ..
Posted: Mon Jul 7 2:07:22 2008	it's not a good idea to ever ask do i need to pay ..
Posted: Mon Jul 7 2:05:00 2008	pSSWORD, do you have any collections ..
Posted: Fri Jun 27 23:01:25 2008	The first thing that you need to do is know how ..
Posted: Fri Jun 27 22:54:14 2008	Since you already had the listing removed you ..
Posted: Fri Jun 27 22:51:38 2008	The sale of your loan should not effect what is ..
Posted: Fri Jun 27 22:49:57 2008	So, what happened here is that you signed up for ..
Posted: Fri Jun 27 22:36:37 2008	What you need to do is call your student loan ..
Posted: Fri Jun 27 22:32:15 2008	I highly doubt that anyone at an emissions center ..
Posted: Fri Jun 27 22:13:28 2008	wendyrenaud please refer to the following case ..
Posted: Wed Jun 25 9:15:17 2008	I also agree that you need to pull your CS from ..
Posted: Wed Jun 25 9:12:05 2008	I agree with both of the above posts and would ..
Posted: Tue Jun 24 12:33:51 2008	Old CRs would work or old dunning ..
Posted: Tue Jun 24 12:31:51 2008	Oh, good! Now I can get my husband something ..
Posted: Mon Jun 23 20:54:31 2008	I received an email from admin saying they ..
Posted: Mon Jun 23 20:53:28 2008	Look up the SOL for debt collections in your ..
Posted: Mon Jun 23 20:52:04 2008	This happened over 7 years ..
Posted: Mon Jun 23 20:51:39 2008	Why dont you sell your suit to one of those ..
Posted: Mon Jun 23 20:35:00 2008	So I had a DC that had been trying to collect ..
Posted: Mon Jun 23 20:24:32 2008	First of all, Thank God you survived! Now, I ..
Posted: Mon Jun 23 2:31:34 2008	If you google the three CRAs and look under ..
Posted: Sat Jun 21 0:30:05 2008	Whois Record Domain Name: ..
Posted: Fri Jun 20 13:25:20 2008	I just did thanks ..
Posted: Thu Jun 19 19:13:08 2008	I sent out an email about a week or so ago to ..
Posted: Wed Jun 18 21:10:49 2008	sdchargers_63 I am having quite a bit of fun ..
Posted: Wed Jun 18 19:48:54 2008	I doubt it...but, IDK for ..
Posted: Wed Jun 18 19:47:46 2008	The first thing you need to do is look at the SOL ..
Posted: Wed Jun 18 0:59:35 2008	send a DV letter to the company and send a ..
Posted: Wed Jun 18 0:57:14 2008	Kate, Items fall off your credit 7 years ..
Posted: Tue Jun 17 13:16:07 2008	sdchargers_63, Yes but, it takes a bit of ..
Posted: Sat Jun 14 23:33:30 2008	i did send a dv letter. they signed for it the ..
Posted: Sat Jun 14 20:46:48 2008	Janice , I really must know how these ..
Posted: Fri Jun 13 23:17:40 2008	Hmmm, sounds complicated....I would consult a SS ..
Posted: Fri Jun 13 23:16:52 2008	I would send a DV letter via USPS cert mail to ..
Posted: Fri Jun 13 23:14:24 2008	I have a CA that called by home on the 3rd of ..
Posted: Fri Jun 13 17:40:40 2008	kahill1918, The older your credit hisory the ..
Posted: Fri Jun 13 17:36:24 2008	You will notice that we already have a post on ..
Posted: Fri Jun 13 17:32:19 2008	YOu can find some in the stickys on the forum. ..
Posted: Fri Jun 13 17:31:13 2008	I would send a dv letter with a PFD clause. If ..
Posted: Fri Jun 13 17:29:06 2008	I would look to the back of your CR and call the ..
Posted: Fri Jun 13 3:01:33 2008	As of now we both contribute 10% and our employer ..
Posted: Fri Jun 13 2:57:24 2008	Matt, Great job! Isnt it a great feeling to ..
Posted: Fri Jun 13 2:55:04 2008	WOW, thats rude. I would def send that request in ..
Posted: Fri Jun 13 2:53:23 2008	In todays market I think that you will find it ..
Posted: Fri Jun 13 2:39:54 2008	You might find that you would have an easier time ..
Posted: Fri Jun 13 2:23:34 2008	crystal17, Just approach this the way you ..
Posted: Wed Jun 11 13:51:55 2008	contact information for FIA CSNA ..
Posted: Wed Jun 11 0:19:54 2008	Chexsystems is also subject to the FCRA. This ..
Posted: Tue Jun 10 15:23:18 2008	I read on another website that if you paid ..
Posted: Tue Jun 10 15:03:36 2008	ABout how much of a decrease after two years I ..
Posted: Tue Jun 10 15:00:24 2008	MY husband and I have ficos in the mid the high ..
Posted: Tue Jun 10 14:51:36 2008	UGGG, I only included my SSN amd my proof w/ my ..
Posted: Tue Jun 10 14:49:29 2008	Well, if you have a 13k limit and you used 6k ..
Posted: Tue Jun 10 14:45:15 2008	Okay, what you need to do is look up the SOL on ..
Posted: Tue Jun 10 14:36:46 2008	I would send a written request asking for proof ..
Posted: Tue Jun 10 14:34:40 2008	fireyone, Try to remember we go through all ..
Posted: Tue Jun 10 14:32:02 2008	I agree also, my comment was directed twords ..
Posted: Tue Jun 10 14:28:14 2008	I have a couple questions/ starting points, ..
Posted: Tue Jun 10 14:16:56 2008	I would call the number on the back of the card ..
Posted: Mon Jun 9 22:48:42 2008	The first thing that you need to do is stop with ..
Posted: Mon Jun 9 22:25:00 2008	MOV is the next step after you have requested DV ..
Posted: Mon Jun 9 22:21:01 2008	FACTA info ..
Posted: Mon Jun 9 21:56:53 2008	Really, not to be rude but, about how much income ..
Posted: Mon Jun 9 21:54:29 2008	Good point creditcardwarehouseonline..... I think ..
Posted: Mon Jun 9 21:53:04 2008	BTW, the CA who said they cant change the listing ..
Posted: Mon Jun 9 21:51:30 2008	Randall, As far as your court issues go, If ..
Posted: Mon Jun 9 21:30:22 2008	Wow, Uhh Guru that was a bit...intense... You ..
Posted: Mon Jun 9 13:56:22 2008	Send the CA a debt validation letter (You can ..
Posted: Mon Jun 9 13:54:43 2008	Ah, very good. Thank ..
Posted: Mon Jun 9 2:35:09 2008	Thank you, and I ..
Posted: Mon Jun 9 2:29:26 2008	Your name cc: My attorney, esq Federal ..
Posted: Mon Jun 9 2:18:36 2008	Yes, it is part of proper debt validation ..
Posted: Sun Jun 8 1:35:14 2008	I didnt learn anything about credit repair from ..
Posted: Sun Jun 8 1:33:30 2008	Scott, what kind of score do you think one ..
Posted: Sun Jun 8 1:31:41 2008	Bntru2me, Send a DV letter to each CA that ..
Posted: Sun Jun 8 1:24:47 2008	Hmmmm, when you signed up for the free trail did ..
Posted: Sun Jun 8 1:20:40 2008	I agree with anthony I will point out that you do ..
Posted: Sat Jun 7 1:48:02 2008	I am aware that I should go for a PFD. My ..
Posted: Sat Jun 7 1:44:02 2008	Yes, I have had lots of luck with PFDs. Just ..
Posted: Sat Jun 7 1:42:23 2008	If you call the company and ask for "A fair ..
Posted: Thu Jun 5 15:44:46 2008	This is not the best solution to the problem but, ..
Posted: Thu Jun 5 15:44:13 2008	I guess you could send a Dv letter to the OC and ..
Posted: Thu Jun 5 15:26:43 2008	I am curious how much money people set aside for ..
Posted: Thu Jun 5 15:16:57 2008	here is a thread I found from another forum that ..
Posted: Thu Jun 5 15:13:47 2008	I have an old cable bill that is still owned by ..
Posted: Thu Jun 5 3:13:04 2008	fireyone I know what you mean. I just posted a ..
Posted: Thu Jun 5 3:08:43 2008	HSBC does have alot of credit cards. My orchard ..
Posted: Wed Jun 4 21:32:51 2008	I received a phone call today (6/4/08 5:04pm) ..
Posted: Wed Jun 4 20:49:50 2008	fireyone, You have rights under the FCRA that ..
Posted: Wed Jun 4 20:47:21 2008	A bank visa will work fine. If you are afraid of ..
Posted: Wed Jun 4 20:44:36 2008	OH, yes they are a junk buyer.... They are also a ..
Posted: Wed Jun 4 20:42:16 2008	OC NAME ADDRESS YOUR NAME YOUR ..
Posted: Wed Jun 4 20:39:14 2008	ANY credit can be repaired. Read the FCRA, FDCA ..
Posted: Wed Jun 4 20:33:08 2008	Judgments on Credit Records The Fair Credit ..
Posted: Wed Jun 4 20:32:42 2008	Yeah, I mainly use it as a way to break the ice ..
Posted: Wed Jun 4 20:30:04 2008	Judgments on Credit Records The Fair Credit ..
Posted: Wed Jun 4 3:35:48 2008	I had no idea you could even be considered for a ..
Posted: Wed Jun 4 1:22:49 2008	HarmisonPaul, YOu should pop over to the ..
Posted: Wed Jun 4 1:19:33 2008	August, I dont think that you get a free ..
Posted: Wed Jun 4 1:13:12 2008	basically, what allot of ppl including myself do ..
Posted: Mon Jun 2 5:05:24 2008	Your ..
Posted: Mon Jun 2 5:04:20 2008	Letter to send to CA who fails to respond to DV letters ..
Posted: Mon Jun 2 5:00:09 2008	So, I have been going about my credit repair via ..
Posted: Mon Jun 2 4:41:24 2008	Here is the best answer I can give that vauge ..
Posted: Mon Jun 2 4:39:36 2008	Make sure you also send it via certified mail so ..
Posted: Fri May 30 12:05:00 2008	Randall, PLease be careful about sending a letter ..
Posted: Fri May 30 11:59:48 2008	If you pay off all of your debt your credit score ..
Posted: Fri May 30 10:56:26 2008	I would just be careful b/c it's not normally a ..
Posted: Fri May 30 1:43:23 2008	Send them a DV letter via certified mail and they ..
Posted: Fri May 30 1:35:11 2008	I agree with Scott but, what I meant was it will ..
Posted: Fri May 30 1:33:01 2008	It would all depend on the letter you were using. ..
Posted: Fri May 30 1:28:14 2008	People come here to work on actual credit ..
Posted: Fri May 30 1:27:43 2008	IF I were you I would call my local AG. I would ..
Posted: Fri May 30 1:22:15 2008	If you pay a collection account off it can take ..
Posted: Fri May 30 1:20:43 2008	I would send another DV letter certified mail of ..
Posted: Fri May 30 1:19:03 2008	A collection account is a debt that is being ..
Posted: Fri May 30 1:03:27 2008	You should first send your own DV letters to the ..
Posted: Thu May 29 0:32:53 2008	Okay, First things first. Look up the SOL for ..
Posted: Thu May 29 0:28:39 2008	You need to go through the court for your payment ..
Posted: Thu May 29 0:25:58 2008	LVNV Funding 15 S. Main Street, Suite #900 ..
Posted: Thu May 29 0:22:55 2008	yes, the SOL starts either at the last payment or ..
Posted: Thu May 29 0:19:26 2008	leave them open atleast ubtil they expire. The ..
Posted: Wed May 28 2:13:24 2008	While I agree with Goodnatured about the ..
Posted: Wed May 28 2:10:43 2008	A few questions to help me help you: Did ..
Posted: Wed May 28 2:04:16 2008	Rebecca, If this isnt your account simply do ..
Posted: Tue May 27 13:56:56 2008	goodnatured, I agree with the above info from ..
Posted: Tue May 27 0:18:55 2008	beaner, Ok, a lesson on garnishments: A ..
Posted: Mon May 26 16:12:11 2008	I dont know about renting out part of your home. ..
Posted: Mon May 26 16:09:48 2008	Yes, it is true. We addressed it in another ..
Posted: Mon May 26 16:08:46 2008	Actually, an old land lord and I sued each ..
Posted: Sat May 24 1:15:23 2008	Yeah, and without paying a penny to the middle ..
Posted: Sat May 24 1:13:58 2008	The woman I spoke to from Allstate said that ..
Posted: Sat May 24 1:11:28 2008	All monitoring services come w/ a free 30 day ..
Posted: Sat May 24 1:08:24 2008	sdchargers_63, save yourself the headache and ..
Posted: Sat May 24 1:05:41 2008	I assume what you are saying is that every month ..
Posted: Thu May 22 17:22:02 2008	fireyone I couldn't agree with you ..
Posted: Thu May 22 17:18:03 2008	If you take the attitude that you need you credit ..
Posted: Thu May 22 17:15:46 2008	When I got married and went to start my own ..
Posted: Thu May 22 17:11:31 2008	Personally, I dont understand why ppl even use ..
Posted: Thu May 22 17:01:52 2008	Personally, I couldn't care less what CAs ..
Posted: Thu May 22 16:59:08 2008	Yes, send a DV letter to all 3 CA who are listing ..
Posted: Thu May 22 4:19:46 2008	Yeah, thats why they cant give you a proper quote ..
Posted: Thu May 22 4:18:12 2008	LOL sdchargers_63 , so they validated the ..
Posted: Thu May 22 4:15:05 2008	I dont think it would do much good to send the Dv ..
Posted: Wed May 21 16:27:12 2008	Any CA that makes a mark on your credit can ..
Posted: Wed May 21 15:44:16 2008	If I were you I would call a lawyer who deals ..
Posted: Wed May 21 15:41:46 2008	Yes, I am aware of that but, what I was curious ..
Posted: Wed May 21 3:52:43 2008	1) ANything that originated on your bill after ..
Posted: Wed May 21 3:42:58 2008	I would look into the various laws in your state. ..
Posted: Tue May 20 1:07:53 2008	I did some more research and found out that it ..
Posted: Tue May 20 1:04:05 2008	I was doing some research on what I could do ..
Posted: Tue May 20 0:34:31 2008	batterup40 I think that you would be wise to ..
Posted: Tue May 20 0:30:39 2008	You realize that a lien falls off 7 years AFTER ..
Posted: Mon May 19 13:51:01 2008	YES! everything should be in writing. If you ..
Posted: Mon May 19 13:49:05 2008	No, it sounds ..
Posted: Mon May 19 13:47:47 2008	Yeah, I think that your ..
Posted: Mon May 19 13:46:49 2008	Exactly, and you might save a little ..
Posted: Mon May 19 2:53:51 2008	sdchargers_63 Always remember when you are ..
Posted: Mon May 19 2:50:25 2008	You also want to try and pay off the debt before ..
Posted: Mon May 19 2:47:34 2008	I think that you will find these days that more ..
Posted: Mon May 19 2:42:38 2008	Scott, Isn't it also true that after 1 year ..
Posted: Mon May 19 2:39:04 2008	I sent Cap 1 the DV letter, and I sent ASSet ..
Posted: Mon May 19 2:26:51 2008	Harrassment is illegal under the FCRA and a quick ..
Posted: Mon May 19 2:24:34 2008	(quote)OC = Original Creditor DC = Debt ..
Posted: Mon May 19 2:21:02 2008	Huh, I never thought of that...clever. NOt ..
Posted: Mon May 19 2:18:11 2008	Have you tried to settle this with the companys ..
Posted: Mon May 19 2:15:22 2008	I believe anthony is correct about these cards. ..
Posted: Mon May 19 2:12:32 2008	quote]I also got 2 bad reports from Palisades on ..
Posted: Mon May 19 2:07:03 2008	Have you validated this debt They legally cannot ..
Posted: Mon May 19 2:02:12 2008	LOL, I was refering to giving the hitchhiker with ..
Posted: Sun May 18 22:57:33 2008	Remember what I said about CAs, they are easier ..
Posted: Sun May 18 22:42:05 2008	Yes, you can sue them but, there is a ..
Posted: Sun May 18 22:25:05 2008	Okay, So you took out some payday loans online ..
Posted: Sun May 18 19:43:28 2008	Old debt ..
Posted: Sun May 18 16:10:43 2008	sdchargers_63, If a CA cannot validate your ..
Posted: Sat May 17 12:18:43 2008	It can be hard to figure out where to start when ..
Posted: Sat May 17 12:10:49 2008	no problem! I hope it ..
Posted: Sat May 17 7:47:12 2008	what do you mean by ..
Posted: Sat May 17 7:46:03 2008	It is nice to see when ppl do well. I also ..
Posted: Sat May 17 7:41:35 2008	If you do end up going the credit card route ..
Posted: Sat May 17 6:43:04 2008	You have to understand that companys can't afford ..
Posted: Sat May 17 6:37:13 2008	The best thing that you can do for yourself is ..
Posted: Sat May 17 6:21:38 2008	Another thing that you need to remember is to ..
Posted: Sat May 17 6:14:46 2008	I dont know about this company from personal ..
Posted: Sat May 17 5:56:07 2008	YOu can ask them for a PAY FOR DELETE but, they ..
Posted: Sat May 17 5:52:52 2008	sdchargers_63, I guess the answer to your ..
Posted: Sat May 17 5:43:23 2008	The first thing that you have to do is stop with ..
Posted: Sat May 17 5:33:57 2008	Hello Matt, I do have some advice for you. ..
Posted: Mon May 12 17:02:18 2008	Sure, I pay 10 a month and I get a monthly report ..
Posted: Mon May 12 16:36:59 2008	blondontherun2000, I am assuming that all of ..
Posted: Mon May 12 16:17:46 2008	Yeah, Once again I typed in my answer w/o logging ..
Posted: Mon May 12 2:25:24 2008	I dont like debt management companys personally. ..
Posted: Mon May 12 1:43:21 2008	SOmetimes if you look at the acct numbers listed ..
Posted: Mon May 12 1:32:10 2008	The best thing for your credit would be to ask ..
Posted: Mon May 12 1:15:03 2008	I did it AGAIN! i KEEP FORGETTING TO LOG IN ..
Posted: Sun May 11 2:56:29 2008	I have only seen that name pertaining to the ..
Posted: Sun May 11 2:42:16 2008	If I were you I would 1) send a more detaled DV ..
Posted: Sun May 11 2:34:10 2008	can you take that couple to court and get some of ..
Posted: Sun May 11 2:32:37 2008	I sent out some pay for delete offers around ..
Posted: Sun May 11 2:28:47 2008	UPDATE: Friday I was woken up at 9:30 in the ..
Posted: Sun May 11 2:17:02 2008	EW. I forgot to log in before i posted that! LOL ..
Posted: Thu May 8 22:15:32 2008	I have gotten many inquiries removed with this ..
Posted: Thu May 8 5:22:36 2008	I also get confused from time to tim about the ..
Posted: Thu May 8 5:15:20 2008	The way I see it these companies have to pay ..
Posted: Thu May 8 5:10:38 2008	I signed up for a second Credit card last year ..
Posted: Thu May 8 0:13:46 2008	I have a service that keeps an eye on my FICO and ..
Posted: Wed May 7 20:35:35 2008	Debt validation: The most powerful insturment against CAs ..
Posted: Wed May 7 20:33:29 2008	idk ..

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