If I Pay, Will I Pay?

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sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1498

111 Magic Points

Subject: credit

Tue Aug 05, 2008 3:11 am

About 2 years ago, I financed a good, used Jeep Cherokee. I have it financed through Citifinancial. They do have a bit higher % rate, if you have bad credit. I was VERY surprised ANYONE took a chance on me. My % rate has gone down some, because of my payment history with them. So, more of my payment is actually going toward the balance, not the priciple. I know some people don't like finance companies, but....they 'work for me ( right now, anyway.)

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4500

8812 Magic Points

Wed Aug 06, 2008 2:40 am

We had to use them just a few short years ago. It is one way of building new credit even if at a higher interest rate. Sometimes we do wat we gotta do.

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