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Mary
Joined: 06 Jul 2006
Mary's page
Posts: 730
17417 Magic Points
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Thu Feb 05, 2009 12:07 pm
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Yes, if the collection agency do not respond to your DV request and still force you to repay back the debt, you can file a complaint against them to the FTC online. You can also also file a complaint against the bureaus with the FTC, if the bureaus do not remove any unvalidated negative listings from your report even after you send a dispute letter to the bureaus.
Apart from the bureaus you can also file a complaint with the BBB.
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Where there's a will, there's a way !! |
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s
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Subject: Mike Orlando @CCS
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Thu Feb 12, 2009 4:08 am
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| Someone got a credit card with my social # and this yahoo threatens me to pay this debt or else! I tried to explain it was not my card (which I don't have ANY credit cards) and that it was FRAUD. They continue to harass and now are calling family members. I am LIVID! What do I do? |
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carol
Joined: 27 Jun 2006
carol's page
Posts: 1362
Location: Los Angeles, California
29592 Magic Points
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Thu Feb 12, 2009 9:32 am
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Just fill up an online complaint form with the Federal Trade Commission. On filling up the form, you will get registered as an identity theft victim. Now file a complaint with the local police station with a copy of the online form, a copy of your identity proof and photograph. After filing the complaint, inform the creditor that you have been a victim of identity theft.
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Keep in touch
Carol |
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anne
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Subject: sunday credit collection phone calls
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Mon Mar 09, 2009 10:07 pm
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| is there a law that says if a collection person calls a person on sunday to collect a debt, the debt is canceled and considered paid. need to find out if this is true for the state of florida. |
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carol
Joined: 27 Jun 2006
carol's page
Posts: 1362
Location: Los Angeles, California
29592 Magic Points
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Tue Mar 10, 2009 4:55 am
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A creditor or a collection agency can call you anytime if he has sufficient proof that you owe him the money. It is not illegal and the debt is not considered canceled or paid if he calls you up on Sunday or any other off day. However if you inform the CA that Sunday is inconvenient for you then they will put Sunday as a "no collection call day". If they call you on a "no collection call day", for the first time, it is not illegal, but a second call on such day is a violation of the Fair Debt Collection Practices Act.
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Carol |
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Faxneed
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Subject: Fax number
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Tue Mar 17, 2009 5:06 pm
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| What is their fax number? |
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Judy Simpson
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Subject: Jesse Simpson
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Sun Mar 22, 2009 2:02 pm
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To Someone who knows what the hell is going on'
You people keep calling my home, 309-654-2680 and asking for a Jesse Simpson, there is no Jesse Simpson here, he is my grandson and he lives with his mother, Julie Craigiles 309-654-9051. I am getting tired of these calls, If you want to call and speak to me that is one thing, but do not do anymore of you automated calls or further more just don't call me anymore or I will be taking action against you. This kid gives out my # without my permission, and I am fed up with the calls, Make sure you get your info right before you start calling me again.
Thank you in advance for taking my # out of you listing.
Mrs. Judy Simpson,
PLEASE JUST LEAVE ME ALONE |
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ensurepune
Joined: 17 Feb 2009
ensurepune's page
Posts: 74
22 Magic Points
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Mon Mar 23, 2009 7:23 am
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Judy Simpson
it is really very sorry to hear about this but i will suggest you to register for the do not call registry then it will be little bit fine.  i hope so.... |
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Busted
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Subject: CCS - 866-945-4977
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Wed May 13, 2009 3:40 pm
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I received a 2 recorded messages from this number in the last week and I became slightly concerned. So I checked my credit report and everything was fine. I then went on the Better Business Bureau (BBB) website to check this company out.... Its extremely sketchy, there are 4 different companies listed with very similar names and awful BBB ratings. Credit Collection Services (D+), Credit Collection Services (F), Credit Collection Services Group (F), Credit Collection Services aka CCS (F). You can check it out here w w w .bbb.org/us/Find-Business-Reviews/#middle-result.
I thought this was extremely odd so I started to dive deaper and I found blogs/web pages where employees from "Credit Collection Services Group" were advising people to send "a letter" and work with "CCS" if they called. Check it out: w w w .creditmagic.org/collection/ccs.h tml
Its a total scam.
I called the number (866-945-4977) back (on my unlisted/blocked work line) and Jessica answered. She asked for my file # and I asked her where she was located. She said Massachusetts. I then asked her how many locations they had and she said 3. One in Massachusetts and two in New Hampshire. On BBB web page they state that Credit Collection Service has THREE mailing addresses in Ma.
2 Wells Avenue
Newton, MA 02459
P.O. Box 55126
Boston, MA 02205
P.O. Box 9133
Needham Heights, MA 02494
...and the other company registered to CCS has two in NH:
175 Commerce Way
Portsmouth, NH 03801
PO box 7249
Portsmouth, NH 03802
On the Credit Collection Services (D+) profile report they they list the most comprehensive contact info--but Steven Sands (the Principle) probably does not even exist. On the other companies they list Mr. David Freitag and Michele Meyer as the Principles. One would thing they could come up with better fake names then: Steven Stands, Michele Meyer, Mr. David Freitag -- Weak!
Credit Collection Services (D+)
Business Contact & Profile
Back to Top
ID: 15265
Business Name:
Credit Collection Services
CCS
Business Address: 2 Wells Avenue
Newton, MA 02459
See the location on a Mapquest Map
See the location on a Google Map
Original Business Start Date: 1/1/1966
Type of Entity: Corporation
Incorporated: 1969 in DE
Principal:
Steven Sands, President
Number of Employees: 700
Phone Number:
(800) 875-5808
Fax Number:
(617) 964-5988
Email Address:
jstoddard@ccusa.com
BBB Accreditation: This business is not a BBB Accredited Business
Type of Business:
COLLECTION AGENCIES
Be wary of these kind of people/company, they are bad people. They are the worst kind of people who take advantage of older, unassuming, and defenseless people. I would not give them anything info and report their number immediately.
Caller ID: 866-945-4977
Caller: CCS
Caller Type: Collection Agency |
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rodeolady200006
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Subject: ccs
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Tue May 26, 2009 1:39 pm
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| they are calling me and i am not the one with the dept. i got this phone number i quess the people before owe a dept . so i have to deal with the stupid dept company. i keep telling i am not her but they do not leave me alone. if u live in texas u do not have to put a collection agaent the money. because u do not owe them the dept is with the first company not ccs. they buy the loan for a pennies to a 100. yes u can get them takenoff your credit all u have to say i do not know this company i do not owe this dept to them. TEXAS HAS DIFFER LAWS. WE DO NOT HAVE TO PAY OUR DEPTS BACK THEY CAN NOT GARNISH OUR WAGES. THEY CAN NOT TAKE OUR HOUSES. THEY CAN NOT DO ANYTHING BUT PUT A JUGDEMENT AGAINST U AND IT COST THEM TO KEEP THAT. ALSO EVERY TIME U TALK TO THEM ABOUT THE DEPT THE 7 SEVEN YEARS START OVER. IT BECOMES A NEW DEPT. SO KEEP YOUR MOUTH SHUT AND IT WILL GO AWAY AFTER 7 YEARS I KNOW I DONE THIS, THIS TEXAS LAW ONLY I KNOW ABOUT |
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Charles Black
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Subject: CCS and Farmers Scam
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Tue May 26, 2009 4:38 pm
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| Last year 2008 I cancelled insurance on a motor cycle that I owned and no longer drove as it is a collectors bike and not on the street. I called Farmers and instructed the agent I was cancelling policy and was not going to renew. I received a bill for the continuation of the policy for another 6 months. I called the agent again to remind him that I cancelled the policy however he was out of town and spoke to a lady in the office and she said to call back the following week. I called twice and only recieved a voice mail message. I stated the policy number and I cancelled the policy and was waiting to hear from agent. A week passed so I called again as heard nothing back from the Farmers Ins agent. I left a message and stated I assume there is nothing more for me to do but do want a call back to confirm my messages have been received and the policy has been cancelled and I shoould not received a bill. I never heard anything back. About two months I received a collection notice from CCS for $30. I called the agent and spoke with a lady in the office who said the agent was not available. I explain to her I recieved a CCS statement for collection and wanted to speak to the agent. I received a call from the agent that it was a mistake and would take care of it. I stated getting harassing calls and more letters from CCS. The agent was no help. Since it was just $30 and CCS said they do not report to the credit buero I made a big mistake. I paid the $30 over the phone via credit card. Now CCS is fabricating bills owed stating policy numbers in another station under a different name. They claim I owe for fire insurance on my home. I have State Farm insurance and have had for about 20 years on all my homes and vechicles. I had Farmers Ins. on the Motor Cycle as when I bought it from the dealer they recommended Farmers as they had the best motor cycle ins. and the cheapest, all other insurance on Motor home, house nad al cars have been with State Farm. . They were the cheapest so I used Farmers. The purchase was in 2003 in Colorado and moved to Arizona in 2005 to retire. I have title to the motor cyle. So now I suspect my credit has been hit and in process of checking. I spent two days fighting this last scam from CCS. Farmers would not help said I need to deal with CCS and CCS said I needed to deal with Farmers Ins. Even though the policy number they claimed I own in May of 2009 is for a home in Indiana under a different name CCS said to pay up of suffer major credit problems. I finaliy reached an agent a Farmers that called CCS and told them there was no request for collection on the policy number and that it was not linked to me. I called CCS and they claimed I still owe the money. So I have been scammed and they are doing this to hundreds of people. and getting away with it through intimidation and calls all hours of the night. I always pay my bills and my credit rating was in the 800's. I fear now what they may have done to my rating. So now I am on the fight, I am seeking a lawyer that will take on the fight and sue Farmers Ins and CCS. |
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rachael
Joined: 11 May 2009
rachael's page
Posts: 244
6581 Magic Points
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Subject: CCS and Farmers Scam
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Wed May 27, 2009 5:22 am
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Hi Charles Black,
Though I have never dealt with Farmers Insurance company, I have heard that there has been a lot of complaints against them. Did Farmers Insurance company give you anything in writing, when you canceled your insurance policy? I think you should not have paid the $30, which you did not owe. You could have disputed the debt right away with CCS.
Now it is best to consult an attorney and file a lawsuit. Make sure that you get the negative remarks removed from your credit report, after the matter is settled.
Good luck to you. |
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michelle grrr
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Fri Jul 24, 2009 5:44 pm
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| this is the worst collection agency the dont have there act together and their just out to ruin your credit |
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tabitha
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Subject: car accident
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Sat Jul 25, 2009 4:23 pm
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| i was in a car accident and i am fault now the company that insured the other owner is allstate it hasnt even been a month. allstate did not attempt to contact me themselves to show estimates to me. they got one estimate and fixed his car and never informed me of anything. they just sent it to the credit collection services who contacted me saying the cost to fix the car was 1100 dollars. they credit collection services says they are not a debt collector and refuse to give me the number to the insurance company i need to figure out if by law i am entitled to more than one estimate if the insurance company should of contacted me before sending it to this company? |
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Gregg Martin
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Subject: 05034927636
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Mon Aug 10, 2009 7:56 pm
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Confermation of insurance:
-----Original Message-----
From: John Andrews [mailto:john.andrews.cn6o@statefarm.com]
Sent: Wednesday, April 01, 2009 1:49 PM
To: Gregg Martin 102255
Subject: 1996 Tiara 29 Open
You still want to go with $60,000 coverage? I received the survey, also.
Effective date of May 1. |
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