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steffanmanor
Joined: 25 Oct 2009
steffanmanor's page
Posts: 1
37 Magic Points
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Subject: debtcollector
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Sun Oct 25, 2009 1:41 am
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I have a court judgment (individual) and attempted to pull the defendant (individual) credit report. The website requested credit card information although the data is free. I am unable to pull the debtor information unless I am using the incorrect website. I have the crucial information but unable to pull the credit because of the mandatory credit card number, name on card, expiration date, etc.
I personally have a credit card, although the credit card information will be different from the name of the individual whose credit I am trying to pull.
Please advise. |
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debranewell2008
Joined: 10 Oct 2009
debranewell2008's page
Posts: 605
89 Magic Points
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Sun Oct 25, 2009 2:33 am
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Hi steffanmanor,
Not 100% positive but I don't think you can pull someone elses credit report. It has to be the individual himself. That may be why you are unable to succeed at doing it. Get the person to pull their own report with their own credit card and see what happens. I am guessing I may have miss understood what you were asking but if not and that doesn't work. You could always call the CA and explain what you are doing I'm sure they can help. |
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debtcollector / steffanma
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Subject: debranewell2008 thank you for the feedback
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Sun Oct 25, 2009 2:50 am
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I am working on e-mailing some financial advisors and others regarding my concern.
Thank you again for your input. |
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debranewell2008
Joined: 10 Oct 2009
debranewell2008's page
Posts: 605
89 Magic Points
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Sun Oct 25, 2009 1:20 pm
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| There may be someone else that can answer your question on here. If you don't get answers from them. Hang in there I'm sure someone can help. |
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fireyone
Joined: 26 Feb 2008
fireyone's page
Posts: 4500
8812 Magic Points
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Sun Oct 25, 2009 2:32 pm
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| If you have a judgment I would think that you would be able to pull the report. Maybe not through the refugar channels but maybe some others. A debt collector and credit card companies can pull and report to an account so I would have to think one with a judgment could also. |
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debranewell2008
Joined: 10 Oct 2009
debranewell2008's page
Posts: 605
89 Magic Points
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Sun Oct 25, 2009 4:43 pm
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| Sorry my mistake I misunderstood what they were asking. Didn't realize they were a debt collector. I thought they were trying to pull someones credit that was dealing with a debt collect. |
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Justin
Joined: 17 Jul 2006
Justin's page
Posts: 1298
28935 Magic Points
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Mon Oct 26, 2009 9:19 am
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Hi Steffan,
Yes, you can pull the report of the debtor. Being a debt collector legally gives you the right to pull a debtor’s credit report. In your case, more so because you have a judgment against the debtor.
_________________
All the Best 
Justin |
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