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Law Firm Contacted Me

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robinhc
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Subject: Law Firm Contacted Me

Fri Oct 23, 2009 11:53 pm

Hi - I just got a call from some law firm in California saying that they had an affidavit and were coming to serve me at my place of employment. The guy had an accent and I couldn't hardly understand him but he said something about they had my file and I had been making fraudulent payday loans apps with no intent of paying back the loans.

I do have several payday loans still pending but I have just recently settled with 3 or 4 of them. I signed up with Langhorne Debt Solution and they are working on the rest.

Should I be worried about this? They really upset me because I felt like I had everything under control.

Any advice, comments or anything would be appreciated.

Justin

Justin

Joined: 17 Jul 2006
Justin's page
Posts: 1298

28935 Magic Points

Sat Oct 24, 2009 12:38 pm

Hi Robinhc,

I think you need to write a cease and desist letter to them, since you have already started settling down the loans. Let them know this fact and also the fact that you do not wish to deal with them. According to the FDCPA, any creditor or collection agency cannot harass a debtor anywhere and anytime.
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Justin

kim09

Joined: 10 Oct 2009
kim09's page
Posts: 22

0 Magic Points

Sat Oct 24, 2009 6:04 pm

It is probably a scam....process servers generally do not let you know they are coming in advance.

debranewell2008

Joined: 10 Oct 2009
debranewell2008's page
Posts: 605

89 Magic Points

Sat Oct 24, 2009 11:37 pm

Hi Robin, Sounds like a scam to me as well. I would definitively send the cease and desist letter and let them know they can not harass you.

fireyone

Joined: 26 Feb 2008
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Posts: 4500

8812 Magic Points

Sun Oct 25, 2009 2:48 pm

They are just pushing to scare you into paying. Chjances are they already know that you are having someone else handle getting these debts settled. Did you call Langehorn and inform them of this collection agency. I would. Also they are not allowed to call or harass you at your place of employment.
I recently had a debt collector harassing and threatening me. I called the atty general in my state and he immediately called the company and then called me back telling me how he resolved it. After that I reported them to the FTC. You really got to show some of these people (debt collectors) that you are not going to take their harassment. Get that cease and desist out in the mail and things will calm down. (just rememeber..certified mail;return receipt)

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