Hi - I just got a call from some law firm in California saying that they had an affidavit and were coming to serve me at my place of employment. The guy had an accent and I couldn't hardly understand him but he said something about they had my file and I had been making fraudulent payday loans apps with no intent of paying back the loans.
I do have several payday loans still pending but I have just recently settled with 3 or 4 of them. I signed up with Langhorne Debt Solution and they are working on the rest.
Should I be worried about this? They really upset me because I felt like I had everything under control.
Any advice, comments or anything would be appreciated.
They are just pushing to scare you into paying. Chjances are they already know that you are having someone else handle getting these debts settled. Did you call Langehorn and inform them of this collection agency. I would. Also they are not allowed to call or harass you at your place of employment.
I recently had a debt collector harassing and threatening me. I called the atty general in my state and he immediately called the company and then called me back telling me how he resolved it. After that I reported them to the FTC. You really got to show some of these people (debt collectors) that you are not going to take their harassment. Get that cease and desist out in the mail and things will calm down. (just rememeber..certified mail;return receipt)
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.