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GC Services & Am Ex both trying to collect same debt

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sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1889

1356 Magic Points

Subject: credit

Sun Jan 03, 2010 9:01 pm

Yep...GN..I have one CC, as well. Low credit limit and it's reported on my CR. I pay off the balance every month....try to, anyway. Sometimes it's MORE than a minimum payment, if that's all I can do. However..it's in 'good standing'.

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3927

10 Magic Points

Mon Jan 04, 2010 3:04 pm

I am not sure that I want to get into credit card ownership again, seems like something always goes wrong for me.

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4285

127 Magic Points

Mon Jan 04, 2010 10:28 pm

Credit card ownership does take an extreme amount of responsibility. It is so easy to rely on credit cards when funds are low. We fell into this trap a couple years ago and have not completely gotten dug out. Almost there but it has taken so much. Paying more than the minimum is always a good thing. It looks good to the creditor and lowers the over all amount of interest you will pay. Good job SD on keeping your purchases paid as they accumulate.

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3927

10 Magic Points

Wed Jan 06, 2010 7:19 pm

I think that is why the store cards are good, unlike a regular ole visa or mastercard that you can use anywhere or for anything, I know when I had those cards I was down right stupid about spending, If I wanted it, I bought it. Now I don't have a visa or a mastercard now, just a store card that I rarely use.

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4285

127 Magic Points

Thu Jan 07, 2010 2:52 am

You are right in some ways. We have a discover that we can use anywhere. It has really come in handy at times when things were finacially rough for us. We used it to pay for fuel in the past and tires. We keep it paid down to a low amount and the interest rate is great on it compared to the store cards. At one of our roughest times we had almost $4000 on it. The payment was only $70 and over half of it went to the original debt and not interest, I really like disocover. They have been a great card.

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3927

10 Magic Points

Thu Jan 07, 2010 4:21 am

I guess if you are disciplined enough to use it only in emergencies then it would be a good thing to have. I don't know if this is something that I need in my wallet right now, LOL. I have some civil problems with the mother in law that is costing me two arms, two legs, my head and butt. Hopefully this will be over soon and I can get back on track.

fred
Guest

Subject: GC settlement

Thu Mar 31, 2011 9:26 pm

i have a settlenent letter from GC Services that requests a money order to be written to Amex (who is my creditor) for settlment of the account balance ... il states "the account is considered settled if the payment is received by a certain date". Is that enough or do I need a letter from Amex ... or GC to spedify in the letter that they "represent" Amex?

Linx
Guest

Subject: czaJoGKQvIXgacnWy

Mon Aug 29, 2011 4:39 pm

This article achieved exactly what I wtnaed it to achieve.

Zaylin
Guest

Subject: jUwgQHFqHe

Tue Aug 30, 2011 4:04 am

I had no idea how to approach this before-now I'm lkoced and loaded.

Zaiyah
Guest

Subject: HlfzRuvKFETo

Wed Aug 31, 2011 5:02 pm

Begun, the great internet edcutaoin has.

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