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How to stop harassing calls from CA?

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Wigfield
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Subject: How to stop harassing calls from CA?
 
Posted on Tue Jun 30, 2009 3:33 am  

I am tired of attending collection calls of somebody of who has my name. A collection agency calls me everyday for debts on Amex cards, I have never had. I have told them I have no accounts of the account number they have mentioned. Last night when I was out they called, my mother answered and they were rude. I have a perfect credit and hate to bother my parents for no reason at all. Does anyone have a letter to send to them? I want to sue them in court but want to avoid it because of the fees involved. So if a letter would be enough I would like to go ahead with that.
scott

scott

Joined: 28 Jun 2006
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Posts: 462



10934 Magic Points

 
Posted on Tue Jun 30, 2009 10:02 am  

Hi Wigfield,

You should send the collection agency a "Cease and Desist Letter". You will find a sample "Cease and Desist Letter" in the Letters of Credit section.

In case the CA continues to call you for debts that do not belong to you, sue them in a small claims court. You can tell the court that they are violating the FDCPA. If you win, you will be able to recover the court fees.
_________________
SCOTT

Use your credit account responsibly and enjoy a debt free life.

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