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gamz
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Subject: Phone calls
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Thu Oct 22, 2009 7:22 pm
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| I owe money to a credit card provided by Dell Financial. I have missed payments due to budget cut backs. Now I have the financial company calling me at work practically every week asking for $77.00!! I've asked them to stop calling my work place and gave them my personal phone number, but they insist on calling me at work! What can I do (besides getting them their money) to make them stop calling my work place?? |
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Justin
Joined: 17 Jul 2006
Justin's page
Posts: 1298
28935 Magic Points
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Fri Oct 23, 2009 6:15 am
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Hi Gamz,
They are trying to collect the money from you in this way. The creditor cannot call you anywhere and anytime. That is against the FDCPA. You can write a letter to the creditor stating that you are not allowed to take such calls at your work station and that this is not a legal practice. Also tell them that, if they continue in this way, then you can take legal action against them. Try to repay the debt ASAP.
_________________
All the Best 
Justin |
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debranewell2008
Joined: 10 Oct 2009
debranewell2008's page
Posts: 605
89 Magic Points
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Fri Oct 23, 2009 4:17 pm
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Hi Gamz,
I would definitely let them know that it is illegal to be calling you at work. But if it's anyway possible I would try and work something out with them even if you can only pay like $10 a month. Because after they stop calling you at work they will still find a way to call you. They will even call your cell phone if you have one. And plus you will end up having a negative item on your report for the next 7 years. |
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SIA
Joined: 18 Oct 2009
SIA's page
Posts: 57
46 Magic Points
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Fri Oct 23, 2009 6:10 pm
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do you have legal documents?
I will suggest to fix meeting and settle issue. |
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gamz
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Subject: Phone calls
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Mon Nov 09, 2009 7:21 pm
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| Thanks to all who responded to my question! I have written a letter to the creditor and I haven't had a call since then. I've also taken your advice on working out a payment plan. Thanks, guyz! |
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debranewell2008
Joined: 10 Oct 2009
debranewell2008's page
Posts: 605
89 Magic Points
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Mon Nov 09, 2009 7:27 pm
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| Good glad things are working out for you. Just let us know if we can help you in repairing your credit anytime. |
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