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LT
Joined: 30 Jan 2009
LT's page
Posts: 64
2178 Magic Points
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Subject: Need Help
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Fri Feb 13, 2009 3:51 am
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| If I need to sue a collection agency, do I sue them in my county sice thats where the violation occured? Also does anyone have the procedure to file a formal complaint with the FDCPA and a sample letter to file a complaint form for the BBB and Attorney Generals Office |
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Justin
Joined: 17 Jul 2006
Justin's page
Posts: 1298
28935 Magic Points
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Fri Feb 13, 2009 10:02 am
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If you want to file a complaint against a collection agency with the Better Business Bureau, you can visit the link https://odr.bbb.org/odrweb/public/getstarted.aspx . If the collection agency has violated the Fair Debt Collection Practices Act, you should first send an intent to sue sample letter and sue them to the court. You can find a sample intend to sue letter by visiting the link letters of credit
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All the Best 
Justin |
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Mary
Joined: 06 Jul 2006
Mary's page
Posts: 730
17417 Magic Points
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Fri Feb 13, 2009 10:26 am
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Before you sue any collection agency, you must send a debt validation letter to check whether you owe any debt to the collection agency or not. Only if they cannot validate your debt but still disturb you to recover the debt, you can send an intend to sue letter. You can also send a cease and desist letter which will stop the creditors from calling you. However, filing a complaint with the FTC and the state AGs will help you to get rid of the creditors.
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Where there's a will, there's a way !! |
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donna bryan
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Subject: sueing LBA
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Mon Jun 08, 2009 3:24 am
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| On May 20,2009 LBA called me about an old debt. Since we are trying to straighten out our credit, I was happy they called, and eagerly paid them a settlement of $ 125.99. They added $ 10. for processing, so I agreed to the $ 135.99. The next morning my husband was looking at our bank statement and they presented this $ 135.99, THREE times. I immediately called my bank and since it was done with my bank card, they could not stop them. I then called LBA and they said they did not do it either. Then, I called my bank, to no avail. The next morning, ONE of the $ 135.99 was removed, but TWO remained. This caused us to overdraw. I called LBA and they wanted me to fax them a copy of my bank statement. WHAT? I'm not that stupid. Now, what is my next move? HELP! |
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LT
Joined: 30 Jan 2009
LT's page
Posts: 64
2178 Magic Points
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Mon Jun 08, 2009 3:37 am
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| You need to file a police report and file a unauthorized charge with the bank immediately. |
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rachael
Joined: 11 May 2009
rachael's page
Posts: 244
6581 Magic Points
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Tue Jun 09, 2009 5:50 am
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Hi donna bryan,
I agree with LT. You should report to the police immediately. You should never give your account information to a collection agency. You can pay them by money order or checks.
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Looking forward to a debt-free life. |
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