debt collection failed their 30 day period.

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Justin

Justin

Joined: 17 Jul 2006
Justin's page
Posts: 1240

28942 Magic Points

Mon Oct 12, 2009 12:23 pm

Hi Kara,

You mean to say, that your debt has been passed on to a new collection agency. A debt is not validated unless the CA provides a copy of the original contract, statements from your payment history and proof that the CA is authorized to collect the debt. If you have these documents then your debt is validated. In answer to their intent to file, you can write about a settlement offer. Most of the times the collection agencies settle for out-of-court settlement since it is a wastage of money and time. Try to negotiate with them and settle your debt. Before doing that, evaluate your financial position and calculate how much you can pay them.

Do this and tell us about your progress.
_________________
All the Best Smile

Justin

Denise
Guest

Subject: Original Creditor Debt Validation

Sat Mar 19, 2011 2:32 pm

I requested a debt validation/investigation via certified mail. tThey mail me a letter requesting that I sign a affidavit and file a police report. Did not. Spoke to them on 3 way with Sheriff Dept asking for a copy of the check they said I signed and cashed for a solicitation loan. they still want me to sign affidavit/told them to put it in the mail. I got a certified letter p/u request but intentionally did not get it because I only want the debt validation sent certified. they never sent me a copy of the check/no contract can i still sue them for reporting this account on my credit report

Bubbie
Guest

Subject: DjTobXlIEzaaDGIfm

Wed Dec 14, 2011 2:05 pm

This shows real epxetsrie. Thanks for the answer.

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