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Credit Bureau dispute letter

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carol

Joined: 27 Jun 2006
carol's page
Posts: 1307
Location: Los Angeles, California

29555 Magic Points

Wed Jul 23, 2008 8:27 am

Hi goodnatured
Since you have already paid the 14$, it should not appear on your credit report. Now since it has already in your report, send a DV letter along with the proof that you have already paid the amount. If the proof that you have paid the amount is no longer with you, then send a DV letter first. If they validate your debt, send them a PFD agreement letter.
_________________
Keep in touch
Carol

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3927

10 Magic Points

Thu Jul 24, 2008 1:49 am

I still get letters every now and then. I just pitch them now, I have called and called in the past and it has done no good.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4285

127 Magic Points

Thu Jul 24, 2008 11:37 pm

I know how that feels. It is really so annoying. Sometimes it is just better to file 13 something then to let it bother you. If your a working person I am sure you have better things to do then to spend the time redoing the same thing over and over.

Drake98

Joined: 25 Jul 2009
Drake98's page
Posts: 13

293 Magic Points

Subject: hi

Tue Aug 11, 2009 5:02 pm

I have 527, 514, and 563. I've been using the average of 535 as my score

Clive

Joined: 25 Aug 2009
Clive's page
Posts: 13

252 Magic Points

Tue Aug 25, 2009 9:31 am

fireone has rightly said that it really annoys one to redo the things which does takes one's all efforts.

It is the sole reason why people hand over their total worries to the credit repair agency.
keep in touch...

Optimist

Joined: 22 Aug 2009
Optimist's page
Posts: 20

1295 Magic Points

Subject: Found this....

Thu Aug 27, 2009 12:09 am

Hi,

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ChuckHamrick

Joined: 19 Aug 2010
ChuckHamrick's page
Posts: 2

50 Magic Points

Fri Aug 20, 2010 12:10 pm

It is first essential to know who listed this information on your credit report. What I prefer is that, since it is a matter of 40$ which is coming in the way of improving your credit score, You need not go into long proceedings and waste your time there. You can instead come to an agreement with the CA for pay for deletion. If they do not agree for pay for deletion, then I think you can follow the procedures as mentioned by CMBV.

Newsletter Software

bankruptcyonly12

Joined: 17 Jan 2011
bankruptcyonly12's page
Posts: 10

101 Magic Points

Subject: Hii Friends

Mon Jan 24, 2011 8:14 am

Keep them simple and please remember these simple rules:

1. In most cases, it's unnecessary to mention laws, procedures, court rulings, or threaten law suits, etc. The credit bureaus know the law. Keep the letter short, simple and concise.
2. All mail that requires a signature gets refused. Many credit repair beginners will tell you to send your dispute letters by certified mail. That information is outdated - all you need is a stamp.
3. You do not want your letter to look like a fill-in-the-blank form letter! Use your own words!
4. Letters that look confusing get returned back to the consumer as frivolous.

Kristanna
Guest

Subject: PogGGywNSUw

Wed Jul 06, 2011 3:33 am

This info is the cats pjaaams!

Eloise
Guest

Subject: hDPgVfelnR

Wed Jul 06, 2011 12:54 pm

Gosh, I wish I would have had that information eariler!

Andralyn
Guest

Subject: vGqQEOekyrvrixnkG

Fri Jul 08, 2011 4:17 am

This is way more helpful than anytnhig else Ive looked at.

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