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my dad maxed out a cc in my name. what do i do?

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fireyone



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Posted on Wed Jul 23, 2008 12:04 am  

She did this to herself Lorri. You may or may not feel bad but she should. surely she was being greedy in taking anything at all but that amount makes it worse. Imagine how long someone mtook to save that/ !5 years of mistrust isn't enough. I say she earned herself a lifetime.
goodnatured



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Posted on Thu Jul 24, 2008 1:16 am  

What did she do with the money? Was she in a predicament that she needed the money for something or was it just greed. We never know what motivates people to do what they do.
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fireyone



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Posted on Fri Jul 25, 2008 12:09 am  

I think it was her dad that ran up the card. That is if I am reading correctly.
Lorri



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Posted on Tue Aug 05, 2008 8:17 am  

If you were referring to my situation (where my aunt ripped off her mom--my grandma). She was living with my grandma, not working and took the money and used it for drugs, gambling, whatever she felt like using it for. If you were to know her you would see that she fits the profile of someone who would be low enough to do something like that.

I would imagine my aunt lives her own private hell everyday (as she should) knowing what she did to her mother. Now her mother is dead and gone and she can never change what she did.
goodnatured



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Posted on Tue Aug 05, 2008 10:58 am  

Some people feel entitled to money in a situation like that, they justify it anyway they can. Hopefully she has learned a lesson and will not do it again. It is a shame when we see somebody so helpless about their habits that they will take advantage of loved ones to get their fix, weather it be gambling, drugs or other poison. It happens everyday in one form or another unfortunately.
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fireyone



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Posted on Wed Aug 06, 2008 1:58 am  

There are so many people these days with that same character. She should feel ashamed but chances are if she is on drugs she probaly doesn't. I have had to be around people who do drugs every now and again and I will tell ya one thing as soon as a drug enters their system they start thinking they are entitled and bulletproof. Your best bet is just to try your best to avoid these types of people.
erb1953



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Posted on Wed Aug 06, 2008 5:36 am  

Sometimes you can not avoid them if they are your family members, you can only pray that they find something in life that they value more than the drugs and become drug free. Addiction is a powerful monster, I think what the person don't understand is when they are addicted that they are not the only ones affected by the problems that come out of the whole situation. Family and friends suffer in one way or another also.
fireyone



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Posted on Fri Aug 08, 2008 1:34 am  

So much truth to your last statements erb. I guess I understand that it is an addiction but I also feel that the person is a bit selfish. If you have ever been around an addict you would see my point. It is always all about them or how the whole world let them down. Just once step up to the plate and admit your failure instead of pinning it on the whole dang world.
anthony

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Posted on Mon Aug 11, 2008 11:47 am  

Yes erb, I agree with you, but if you do not complain against your family member when your identity is misused by them, you will have to pay off all the debt since you will be held responsible for the debt and your credit report may have negative listings which will adversely affect your score. So you need to inform the credit bureaus of your identity theft and set fraud alert services with them.
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fireyone



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Posted on Mon Aug 11, 2008 1:17 pm  

I will say one thing I have had family members take advantage of me in the past. Never stole my identity but would talk me into paying things for them and I would never see it back. My brother was a good one (practically a pro) at this. I finally just had enough and told him I couldn't support him. It is rough to speak up but it is rougher trying to be responsible for debts that aren't your own.
goodnatured



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Posted on Tue Aug 12, 2008 1:40 am  

The good thing is that they still have a relationship with her, I am sure that she is not proud of what she done, and what she lost is not worth any amount of money in the world. She just needs to work on it, day by day.
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fireyone



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Posted on Tue Aug 12, 2008 5:01 pm  

This is true. I don't think they should give up on her but maybe just proceed with caution a little more in the future.
erb1953



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Posted on Wed Aug 13, 2008 2:20 am  

It actually could be anyone of us tommorro, becareful, especially if you don't really know what she was going through at the time.
goodnatured



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Posted on Wed Aug 13, 2008 3:35 am  

I agree erb, I see people everyday at work who have it all one day and then lose it because of a bad decision, like drinking and driving. You just never know.
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fireyone



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Posted on Wed Aug 13, 2008 12:35 pm  

Oh don't think I don't know what it is like to have to beg and borrow. Been there recently myself. Even hit a point where I couldn't repay. I have since then but since I have a good trusting relationship with these family members and have helped them out alot in the past it wasn't a trust issue. The thing that made me feel the worst is having them know my business and having to actually ask. That makes a person feel pretty low.
I would help any person in my family out if it was just one stupid decision and not always a repeat. I have a bro that is like this. I got tired of hearing "i'll give that back to you next time I get paid and then payday he gives it to the local tavern instead".

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