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my dad maxed out a cc in my name. what do i do?

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Thu Aug 14, 2008 1:45 am

hate to say it but i would think that you could have took him to small claims court if it was like right after it happened but im not sure what the statues of limitations are for these types of things but ultimately, you are responsible.

goodnatured

Joined: 03 Nov 2007
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Posts: 3927

10 Magic Points

Thu Aug 14, 2008 2:34 am

I don't think there is any statute of limitations on something like this, I mean he was not aware that this was going on. I would at least attempt it. How is the relationship with the father now?
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fireyone

Joined: 26 Feb 2008
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Posts: 4285

127 Magic Points

Thu Aug 14, 2008 1:22 pm

Sometimes a judge will look down on something you knew about for say a few years and did nothing about. Any case it is worth going and getting something done. Not only this if the creditor is still owed you will have a verdict to show that you were not responsible for the debt and it could even help getting your credit report straightened around.

Lorri

Joined: 15 Jul 2008
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Posts: 253

213 Magic Points

Sat Aug 16, 2008 4:44 am

I can understand why a judge would not look favorably on something like this. I mean if the person knew about this for several years and did nothing about it, whats the big hurry now?

fireyone

Joined: 26 Feb 2008
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Posts: 4285

127 Magic Points

Sat Aug 16, 2008 2:38 pm

That what I think we all are wondering.

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