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Anyone ever try a credit repair expert?

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Justin

Justin

Joined: 17 Jul 2006
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28935 Magic Points
 
 Posted on Fri Aug 29, 2008 1:25 pm  
As per the amendment made under the fair credit reporting act, the three credit bureaus are to provide one free credit report every one year and for that free credit report, you can apply online at www.annualcreditreport.com or call them at 877-322-8228. For the free annual credit report, you need not contact the three credit reporting agencies separately.
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fireyone



Joined: 26 Feb 2008
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8812 Magic Points
 
 Posted on Fri Aug 29, 2008 1:30 pm  
I never knew that you could call them too. What kind of hassle is it to get a copy of your report if you call them? How would they verify who you are?
goodnatured



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1224 Magic Points
 
 Posted on Mon Sep 01, 2008 2:54 am  
I did not know you could call for a copy either, it is really easy online to get one so why wiould you call if you can just go online and get instant access to it. Unless you do not have computer access, but if you are here posting a question, I can only assume that you have a computer or have computer access.
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fireyone



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8812 Magic Points
 
 Posted on Tue Sep 02, 2008 1:46 am  
Yes on line is a,ot faster. I seen a site at the fair and they have a brochure thet lists all the ways to access your credit report.
the aDDRESS
fireyone



Joined: 26 Feb 2008
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8812 Magic Points
 
 Posted on Tue Sep 02, 2008 1:48 am  
SORRY MUST OF JIT A BUTTON IN ADVANCE.
aNNUAL CREDIT rport request service
Po box 105281
Atlanta GA 30348-5281.
Just thought since it was handy I would throw it out there in case anyone needed it.
goodnatured



Joined: 03 Nov 2007
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1224 Magic Points
 
 Posted on Tue Sep 02, 2008 2:51 am  
thanks, I am sure that someone will be able to use the information.
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Goodnatured,
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fireyone



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8812 Magic Points
 
 Posted on Tue Sep 02, 2008 10:06 pm  
Its hard to believe but I imagine some people do not have net access or maybe feels insecure about doing it on the net.
goodnatured



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1224 Magic Points
 
 Posted on Wed Sep 03, 2008 11:45 pm  
Some are technicoligically challenged, something like that any way.
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Goodnatured,
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fireyone



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8812 Magic Points
 
 Posted on Thu Sep 04, 2008 12:42 am  
I can not see why. Just think of the things they are missing, like credit forum.
goodnatured



Joined: 03 Nov 2007
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1224 Magic Points
 
 Posted on Fri Sep 05, 2008 1:52 am  
yeah, some people are so backwards they would not know the first thing to do on a computer.
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markdeviz



Joined: 27 Aug 2008
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797 Magic Points
Subject: credit repair
 
 Posted on Fri Sep 05, 2008 10:51 am  
To raise your credit score you can try out the following
First sent a DV letter to the CA and on getting a validation of your credit score sent them and checked whats is your status if your staus is good u can easily take lot of loan.
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goodnatured



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1224 Magic Points
 
 Posted on Sat Sep 06, 2008 2:08 am  
I have tried this and have not been successful at all, do you have a particular letter that you use when disputing these to be successfull in getting some of the junk removed?
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Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
fireyone



Joined: 26 Feb 2008
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8812 Magic Points
 
 Posted on Sat Sep 06, 2008 2:11 am  
Yes that would be of great help. If a debt is past SOl and you ask for deb t validation can they start coming after you for the debt again or only if you make a payment. I wanted to send a DV letter to an old med. bill that was wrongly charged to me but didnt want to start the harrassing phone calls all over.
goodnatured



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1224 Magic Points
 
 Posted on Sat Sep 06, 2008 7:07 pm  
they can always, always, always try to collect the debt even if it is 550 years after the statute of limitations is up, the statute of limitation only stops them from suing you.
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Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
fireyone



Joined: 26 Feb 2008
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8812 Magic Points
 
 Posted on Sun Sep 07, 2008 2:25 am  
True and there is always some relative happy to give your new number.

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