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Anyone ever try a credit repair expert?

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Doc

Joined: 02 Dec 2008
Doc's page
Posts: 184
Location: McKinney, TX

1127 Magic Points

Mon Dec 29, 2008 10:40 pm

I must ~politely~ disagree with at least part of this... PAYING OFF A DEBT DOES NOT REQUIRE DELETION, REGARDLESS OF WHETHER IT IS WITH A COLLECTION AGENCY, OR THE ORIGINAL CREDITOR. This is a huge misconception. In fact, furnishers of credit information are told VERY CLEARLY that they are NOT to remove paid items...

Now, you must also understand that, if you pay an original creditor, as a result of the collection activity from a third party (including reporting to the bureaus), the third party is not REQUIRED to remove their listing either. Most times, though, they can be convinced to do so.
_________________
-Doc Compton, Omega Credit Repair
I provide info for free, & all I ask is that you visit my site... I don't wanna sell you anything, I just wanna increase my traffic, and push my site up in the search engine rankings...
http://www.omegacreditrepair.com

best buy credit repair .

Joined: 25 Jul 2008
bestbuycreditrepair's page
Posts: 8

1096 Magic Points

Subject: no no

Mon Mar 09, 2009 12:48 am

check out ripoffreport.com first!!!!

carol

Joined: 27 Jun 2006
carol's page
Posts: 1307
Location: Los Angeles, California

29555 Magic Points

Mon Mar 09, 2009 6:07 am

Yes, you can never remove correct information from your credit report. But, if you can negotiate with the creditor for a pay for deletion agreement and the creditor agrees to it, the negative information can be removed once you pay off the debt in full. However, if the debt is sold by the OC to a CA, and you come to a PFD agreement with the collection agency, only the CA listing can be removed from your report, but the OC listing will stay there in your report for seven years.
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Keep in touch
Carol

Kassie
Guest

Subject: ttrgGQRdRkOLTdlF

Tue Jul 05, 2011 9:26 pm

Ya learn something new evredyay. It's true I guess!

Hollie
Guest

Subject: VojYlIpDAZcVrNJWcM

Wed Jul 06, 2011 3:05 am

Going to put this atrlice to good use now.

Dernell
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Subject: izQVhlQrEQxGHEPwY

Wed Jul 06, 2011 12:28 pm

Youve got it in one. Couldnt have put it bteetr.

Danice
Guest

Subject: VgJefTZOfICW

Wed Jul 06, 2011 12:48 pm

Theres a secert about your post. ICTYBTIHTKY

Sonny
Guest

Subject: vGNbeZOAcDtOcvFh

Wed Jul 06, 2011 1:09 pm

Wow! Great tihnnkig! JK

Blue
Guest

Subject: zhnxlZBXHnjzmJ

Fri Jul 08, 2011 2:20 am

Alakazaaminformation found, problem solevd, thanks!

Cactus
Guest

Subject: LuEeNpuVPsK

Fri Jul 08, 2011 5:30 am

Very true! Makes a change to see somneoe spell it out like that. Smile

Kourtney
Guest

Subject: IAhmtBIXbqeuYATP

Sat Jul 09, 2011 6:58 am

I feel so much hapiepr now I understand all this. Thanks!

Lettice
Guest

Subject: mxTMUxWzDEiGnNMLA

Tue Aug 30, 2011 11:28 am

I am totally wowed and prrepaed to take the next step now.

Cayden
Guest

Subject: teqvvjNQIIfXhLkaTvf

Tue Aug 30, 2011 12:38 pm

Great cmomon sense here. Wish I'd thought of that.

Makailah
Guest

Subject: YgwdQrMVGzExUgFFTzB

Tue Aug 30, 2011 12:45 pm

There's a sceret about your post. ICTYBTIHTKY

Birdie
Guest

Subject: iELuJcmtyKu

Tue Aug 30, 2011 3:49 pm

Thanks for wirting such an easy-to-understand article on this topic.

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* Disclosures:

Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.