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HomeCredit ForumCredit repair

first time renting with a 596 fico score

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goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3235



2257 Magic Points
 
 Posted on Thu Aug 14, 2008 3:39 am  
nope, no longer have any cards, except for my work one and it is not really mine to shop or do what ever I want to with, only work related travel expenses.
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Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
anthony

anthony

Joined: 31 Jul 2006
anthony's page
Posts: 533



13296 Magic Points
 
 Posted on Thu Aug 14, 2008 7:44 am  
Hi fireyone
What I feel is that reward points on credit cards are marketing features that the credit card companies follow in order to make you spend more money on your cards. So I think, we should not go by the reward points for making payments with our cards. Rather we should concentrate on making necessary payments which we can repay back. If you spend more, influenced by the reward points and are unable to pay it back on time, your credit score will be hampered.
_________________
Anthony Marx

A positive attitude is not achieved by turning a blind eye to the negative, but rather by responding to every situation in the most positive way possible.
You can also visit my blog
http://financewatchonline.blogspot.com
 
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
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Posts: 1127



1045 Magic Points
Subject: credit
 
 Posted on Thu Aug 14, 2008 10:24 am  
Some landlords, in my area, are getting tougher on their 'requirements' on renting now. Especially with the college students.....their is an University right in the town, where I live. I can't blame them, I suppose. I read about the college students 'up and fleeing', after the semester is over, and not paying what they need.
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 3249



1340 Magic Points
 
 Posted on Thu Aug 14, 2008 12:13 pm  
I imagine SD that renting to them would be some pretty risky business. I would not want to be in their shoes unless of course mom or dad sent me the rent check
Anthiny, I myself don't deal with credit cards much. My boss was the one who usually used the perks. The company always paid the full balance with in the month therefore not leaving much in interest and reaping the awards. I can not say myself if this is wise because I do not particioate in any rewards program myself.
 
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