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mortgagevictim

Joined: 25 Sep 2008
mortgagevictim's page
Posts: 25

990 Magic Points

Fri Oct 03, 2008 4:38 am

What great suggestions! I will certainly check those out & see if they could help. We can afford the first & last---just getting someone to understand about foreclosure is the hard part. But I KNOW we are not the only ones in this same situation. I guess landlords are going to have to be a little more flexible and understanding about what's happening out there right now. However, I do understand that landlords have to be careful and be able to trust who they're renting to. So I'll check in again and let you know how things work out. Thanks again!!!

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 3236

1048 Magic Points

Tue Oct 07, 2008 11:02 pm

Glad to see you taking this in such an adult manner. You are very correct it is pretty scary out there right now for all of us. Hope you will check back in. We look forward to hearing from you.

mortgagevictim

Joined: 25 Sep 2008
mortgagevictim's page
Posts: 25

990 Magic Points

Tue Oct 07, 2008 11:30 pm

Well, we just got turned down for a place to rent due to the foreclosure situation. Unfortunately, the owner just had a bad experience with the tenant that just moved--had to evict her and sell off her property she left in the unit, etc, etc. So he's gun-shy right now with any one that doesn't have perfect credit. I wonder what other people are doing out there that are trying to rent and had to walk away from their home, and maybe have a couple of blips on their CR. Just trying to figure out what to do next...I will check in later. Thanks for all the support.

goodnatured

Joined: 03 Nov 2007
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Posts: 3235

2257 Magic Points

Wed Oct 08, 2008 2:24 am

You are probably going to find that alot of landlords are having this problem and unfortunatley one bad egg will do it. Have you tried visiting your local community action program for a rental list. Or your local housing authority.

You may find that you have to offer a bigger deposit or come up with some other creative way to have a landlord take a chance on you.

this whole mortgage mess is a nightmare!
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!

goodnatured

Joined: 03 Nov 2007
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Posts: 3235

2257 Magic Points

Wed Oct 08, 2008 2:24 am

fireyone

Joined: 26 Feb 2008
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Posts: 3236

1048 Magic Points

Wed Oct 08, 2008 8:38 pm

The world is getting pretty scary. It is sad that good people are get lost in the mix of things. I am with Gn. I think you need to looke to your government agencies for some guidance.

mortgagevictim

Joined: 25 Sep 2008
mortgagevictim's page
Posts: 25

990 Magic Points

Fri Oct 17, 2008 4:54 pm

Well, I just wanted to check in and let you know how things turned out with my apt. search and getting accepted by a landlord w/a foreclosure on my CR. I'm happy to announce that we got an apartment!! Met with the owner/landlord, looked at the place and he accepted us right on the spot. I was upfront with him with the items on my credit report and the foreclosure, etc. He said he understands that it's tough out there right now and we all go through times when our credit reports have dings on them. I can't tell you how happy I am! We move in on 11/8. I am continuing to work on getting my credit report cleaned up, though. So I will be checking in for advice through that journey. Thanks for all the support!!

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 3236

1048 Magic Points

Fri Oct 17, 2008 9:58 pm

Congrats!!! I am soooo happy for you. See I figured there were still a few good people out there. Thank you for coming back and updating us..we love when posters do that. Good Luck and please do continue to work on your credit...it really is very important. If we can help you in any other way please feel free to stop back.

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3235

2257 Magic Points

Mon Oct 20, 2008 3:14 pm

Oh, thank you for coming here and posting an update, I am so glad that things are working out for you. See now from this day forward things can only get better. Keep your chin up and stay positive and if you ever need us again come on back, you are now part of a community that cares and will always be willing to assist you and also share the celebration for you.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 3236

1048 Magic Points

Wed Oct 22, 2008 4:24 pm

As you can tell we all love a good ending.

goodnatured

Joined: 03 Nov 2007
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Posts: 3235

2257 Magic Points

Fri Oct 24, 2008 3:02 am

Yes, of course we do
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 3236

1048 Magic Points

Sun Oct 26, 2008 12:21 am

Just think it really isn't that long until you get your own happy ending.

goodnatured

Joined: 03 Nov 2007
goodnatured's page
Posts: 3235

2257 Magic Points

Mon Oct 27, 2008 2:57 am

I bet it was really scary shopping around though and getting all the turn downs, I feel for them that they were in this situation. Now is the time to rebuild and move forward.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1127

1045 Magic Points

Subject: tenent

Mon Oct 27, 2008 3:13 pm

I think right now, with the economy as bad as it is, if you're looking to buy, you MAY wanna wait. I DO have an opportunity to 'rent to buy ( thriugh a program, in my are..) but, right now, I'm better off renting. I live in a apt that belongs to the Housing Authority here.

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 3236

1048 Magic Points

Mon Oct 27, 2008 10:42 pm

Then you would probaly be best staying put for now. I would not want to risk even trying to get a loan out there these days...especially a mortgage. We took out a home equity loan at the beginning of the year and i was on pins and needles because we had to have our home value at a certain amount to cover what we needed to comebine. It really valued great but all I can think of when I hear about this crisis is I am glad we did all this before things took the turn they did...Bet it wouldn't value as high now.

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