What to do if HSBC/RS appears on your credit report

Joined: 21 Jun 2007 Posts: 1334 35467 Magic Points

Get in touch with HSBC and give them the detail. If it is indeed not your card go ahead and dispute with the credit agency mentioning that the card is not yours and send it by certified mail with return receipt.

brandoncarr21 · Guest 0 Magic Points

I have an HSBC/RS CC on my credit as well. This wasn't, however, a charge account. It was for a motorcycle. Honda Gave me a line of credit with them to finance my bike. Not sure if that helps. If you're not aware of what this is for, I suggest challenging it through Equifax. If you pulled your CR through FreeCreditReport.com, they have an option to challenge anything on your credit, and they will research it, and get to the bottom of it. Good luck, and welcome to the board!

Joined: 27 Jun 2006 Posts: 1307 29555 Magic Points

Hi Brandon,

YOU are welcome to the boards. It will be really great to see your valuable posts. We will be more than glad to have you here. Smile

kccpa · Guest 0 Magic Points

My husband filed for bankruptcy and he has NEVER paid to have a credit card, he has been given many opportunities to receive credit without paying any fees for it. So they are out there you just have to look for them.
Just some other information from experience.

Joined: 21 Jun 2007 Posts: 1334 35467 Magic Points

thanks kccpa. It is so generous to give answers from experience. Thanks a lot

Joined: 15 Nov 2007 Posts: 606 57 Magic Points

i have hsbc credit card from my union, no problem so far but may be because my union is backing it.

rajederreddy · Guest 0 Magic Points

hi

I need HSBC credit card please contact removed for your safety

Joined: 17 Apr 2007 Posts: 582 11 Magic Points

I removed your phone number because this is a public forum...this is NOT HSBC.

Joined: 13 Aug 2007 Posts: 1889 1356 Magic Points

Just wanna let people know...............if you bring up FreeCreditReport.com, you will pay a fee, to get your credit. If you bring up AnnualCreditReport.com, you will NOT have to pay a fee, and they (Annual) will dispute items for free.

jayrafromsky · Guest 0 Magic Points

I recently sent in a payment for my account ending in 2609. I checked my checkbook on line and found that HSBC RS deposited this e-mailed amount in the sum of $163-. I would like to know if this amount was received and applied to my BEST BUY account . (best buy account ending in 2609) I had set up a user name and password and given my aba routing number so this payment could be taken from my account as it obviously was. Please e-mail me so that I can access my account with information that I had sent your institution. thak you

rachelcarranza · Guest 0 Magic Points

i want to kmow who youer

gauravkumarsingh · Guest 0 Magic Points

i had applied for a hsbc credit card and din recieve it yet....i got the confirmation calls regarding it and was said i ill recieve it in 14 days but i have no information about the card.....

Guest · 0 Magic Points

Hi Gaurav
I think that you should contact your credit card company at their customer care number with your confirmation number and they will help you out with your query.

jimmyjuma77yahoocom · Guest 0 Magic Points

I have a credit card from hsbc i transfer it to my loan and now i have a problem(financial) and i would like to open it, it is passible .i have 3 cards but i want is only the gold card, which is 38,500.dirhams. can you help me about this.

Dave · Guest 0 Magic Points

How do I get this off my credit report if I have a zero balance? I don't want it showing that it is open.

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