Credit repair

What is your credit Score ???

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asked: What is your credit Score ?

400-500

33%

500-600

36%

600-700

22%

700-900

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JGens

Joined: 09 Feb 2007
JGens's page
Posts: 2

154 Magic Points

Subject: What is you credit Score ?

Fri Feb 09, 2007 7:51 pm

I'm actually surprised it is this good! (680 ish)

sunflower

Joined: 17 Feb 2007
sunflower's page
Posts: 2

109 Magic Points

Sat Feb 17, 2007 4:01 pm

502

shllby1

Joined: 23 Feb 2007
shllby1's page
Posts: 2

122 Magic Points

Subject: What is you credit Score ?

Fri Feb 23, 2007 11:20 pm

I am so ashamed of this score. I need to bring this up alot! 506,534,516.

huffman408

Joined: 27 Feb 2007
huffman408's page
Posts: 3

190 Magic Points

Tue Feb 27, 2007 8:11 am

551. Had excellent credit until the ex-wife went crazy with the power of attorney I gave her when I was at sea in the Navy. I only have one debt in collections right now. This stuff takes forever to repair. I was divorced 3 years ago and haven't made a late payment on anything since. Why is it taking so long? I want a house!!!

barbara

Joined: 03 Mar 2007
barbara's page
Posts: 1

69 Magic Points

Subject: What is you credit Score ?

Sat Mar 03, 2007 4:04 am

I hate this topic, I can not seem to get a higher score, companies have not removed old debts, my son has forged my name on a credit cards, checks missing from my check book. I suffered a stroke in Nov. 2005 and was out on leave until Oct. 2006, returned to work part time, now back working full time. I am currently trying to play catch up I am in a very stressful time, I need someone I can trust who will not cheat, steal or over charge me for unwanted services.

stucoqueeen

Joined: 10 Mar 2007
stucoqueeen's page
Posts: 5
Location: san diego ca

342 Magic Points

Subject: What is you credit Score ?

Sat Mar 10, 2007 10:57 pm

My credit score was reduced by inquiries. I don't think the creditors should be able to run your credit whenever they feel like it!

stucoqueeen

Joined: 10 Mar 2007
stucoqueeen's page
Posts: 5
Location: san diego ca

342 Magic Points

Subject: Credit score

Sun Mar 11, 2007 1:38 am

I heard the average is 650-700! At 658 I still couldn't get a loan without a co-buyer! Furniture is really hard!

X-FACTORS

Joined: 30 Mar 2007
XFACTORS's page
Posts: 2
Location: Florida

109 Magic Points

Subject: What is you credit Score ?

Fri Mar 30, 2007 11:48 pm

I want to get my score back to an 800 at least, I am currently a 640. I got in a bad motorcycle accident that changed my life completely.

apapasr

Joined: 28 Apr 2007
apapasr's page
Posts: 1

28 Magic Points

Subject: What is you credit Score ?

Sat Apr 28, 2007 12:34 pm

IT'S HARD TO SEE A SCORE, YOU ORDER A CREDIR REPORT, AND A NEW CAR DEALER ORDER ONE ALL SCORES ARE NOT THE SAME, WHO IS RIGHT?????

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 891

2654 Magic Points

Subject: credit score

Wed Aug 22, 2007 7:09 pm

Mine is, about, 560. ALOT of people that some of your PAID, deliquent debt, will 'drop off' your credit report, at a certain time. When you look on your CR, look to the right OR bottom, of the account. It will tell you there. A few things have 'dropped-off' my credit, and my score has gone up a few points. As for filing Bankruptcy, I never have. But....I would think, if a Lender looked at your CR, they would see that you don't owe anyone. With my credit score, I thought I would NEVER get another vehicle..and I DESPERATELY needed one. Citifinancial actaully financed a good, used vehicle for me. It's a bit higher % ( because of my credit), but, that's ok. You may want to try them for a loan for a good, used vehicle.

cajunbulldog

Joined: 30 Aug 2007
cajunbulldog's page
Posts: 37
Location: Louisiana

0 Magic Points

Sat Sep 01, 2007 1:51 pm

My Fico scores are listed below.Keep in mind I never had any negatives.Just used these forums to help other people and tweak my reports so it will be high as I can get it when I build new home. My goal is 800 on all three.Keep in mind I was over 800 on two of them before I added four new revolving accounts to my reports.

Your Equifax FICO score:
762
On June 18, 2007

Your Experian FICO score:
797
On June 18, 2007

Your TransUnion FICO score:
782
On June 18, 2007
_________________
Cajunbulldog
Keeping an eye out for consumers.

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 891

2654 Magic Points

Subject: credit score

Sat Sep 01, 2007 8:42 pm

Mine is 550, right now. SOON..it will go higher. Taking care of a HUGE debt. Almost done. Someoen had said " they couldn't get a car loan with a bankruptcy. Welll................i don't have a bankruptcy, BUT,I DID have a mid 550 CR, and recieved a car loan from Citfinancial. If you have one in your area, i would look into it. They deal with 'low credit scorea'.The % rate is about 15-20%. I recieved a car lona, from them, in October of 2006. Made ALL of my payments, so far, and ALREADY my % has gone down. Just trying to make a suggestion.

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 891

2654 Magic Points

Subject: score

Sat Sep 01, 2007 8:43 pm

...Oh ,forgot to add, that Credit scores can go down, if you have alot of 'inquiries' on your credit.

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1407

34536 Magic Points

Mon Sep 03, 2007 4:12 am

Yes Wendy,

Hard entries cost you atleast 5 points. Soft entries do not effect score.
_________________
Regards,
Laura.

Guest

Mon Sep 03, 2007 1:17 pm

Your Latest FICO® Scores
Offical FICO Score Seal
TransUnion
781
Date: 9/3/2007

Equifax
785
Date: 9/3/2007

Experian
792
Date: 9/3/2007

I updated today and here is the latest.
This is me,got looged out somehow.Cajunbulldog

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