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HomeCredit ForumCredit repair

What is your credit Score ???

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asked: What is your credit Score ?
Options Results Votes
400-500
31% 31% 
 11 
500-600
37% 37% 
 13 
600-700
22% 22% 
 8 
700-900
8% 8% 
 3 
Total Votes 35
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Guest







 
 Posted on Fri Jun 06, 2008 11:05 am  
It is very difficult to find time for monitoring each and every post. So I think the task of a moderator is not too simple as he has to track each posts.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 2524



3614 Magic Points
 
 Posted on Thu Jun 26, 2008 5:09 am  
sounds like a plan
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
erb1953



Joined: 31 Dec 2007
erb1953's page
Posts: 552



1000 Magic Points
 
 Posted on Thu Jul 17, 2008 3:11 am  
great ideas here.
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 1926



9601 Magic Points
 
 Posted on Thu Jul 17, 2008 3:27 pm  
I would definately pass on the moderator job.
 
PrettyCurlieQ

PrettyCurlieQ

Joined: 19 Jul 2008
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Posts: 1



35 Magic Points
 
 Posted on Sat Jul 19, 2008 7:08 pm  
616 up from 3xx-something in April of 2007. It's amazing what a year of paying on time can do for your credit score.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 2524



3614 Magic Points
 
 Posted on Sat Jul 19, 2008 8:18 pm  
wow this is awesome news, thank you for sharing this information, it is very encouraging.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 1926



9601 Magic Points
 
 Posted on Mon Jul 21, 2008 12:51 am  
Congrats. Excellent job!!!
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 2524



3614 Magic Points
 
 Posted on Mon Jul 21, 2008 3:00 am  
Always a good thing to hear someone being successful and I love when they come hear and share the good news.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 1926



9601 Magic Points
 
 Posted on Tue Jul 22, 2008 1:04 am  
It gives the rest of us some encouragement.
 
anthony

anthony

Joined: 31 Jul 2006
anthony's page
Posts: 381



9616 Magic Points
 
 Posted on Wed Jul 23, 2008 12:31 pm  
Repaying the debt on time is always good for your credit score as it gives you a better credit history because Credit history constitutes 35% of the credit score. So the best thing is that we should always keep aside the amount of money we need to repay the loans, separately from our income every month.
_________________
Anthony..

A positive attitude is not achieved by turning a blind eye to the negative, but rather by responding to every situation in the most positive way possible.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 2524



3614 Magic Points
 
 Posted on Wed Jul 23, 2008 10:35 pm  
How long do you suggest that you pay on something if you have the money to pay it off? What is a good amount of time to establish a credit history before paying a loan off completely?
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 1926



9601 Magic Points
 
 Posted on Fri Jul 25, 2008 12:26 am  
Some good questions good natured
.
 
erb1953



Joined: 31 Dec 2007
erb1953's page
Posts: 552



1000 Magic Points
 
 Posted on Fri Jul 25, 2008 2:56 am  
That would be a nice break and surely as you say, a great incentive to pay some old debt off instead of just ignoring it.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 2524



3614 Magic Points
 
 Posted on Fri Jul 25, 2008 10:39 pm  
That's what I mean erb, it would be a great if they did cut your time for reporting it down.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
CMBV22

CMBV22

Joined: 08 May 2008
CMBV22's page
Posts: 373



3902 Magic Points
 
 Posted on Sat Jul 26, 2008 12:25 am  
As nice as that would be for ppl who want o improve their credit for good, Buisnesses would loose money left and right to ppl who perpetually abused accounts and credit and then paid it off at a later time. I feel that late payments should be recorded for 2 years and charged off acounts etc 3 or 4 in order to gives buisnesses a good idea of your credit responcibility
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