Can I still seek debt validation while with a debt mgt..co?

Submitted by stat1177 on Thu, 03/12/2009 - 17:59

I have recently (few days ago) re-enrolled with a debt management company. For many of these creditors I have already made payments, some I have not. If I list them on my debts with the management company can I still request a debt validation letter to get proof they actually own the debt?

Also, can I still send them a cease and desist letter to ask them to stop calling me?

Yes, before making payments to a collection agency, you can definitely ask for debt validation and you are required to pay off the debt only if you get a proper validation of the debt within 30 days. If the creditors disturb you without validating the debt, you can send a cease and desist letter, which will definitely stop them from calling you.

Fri, 03/13/2009 - 06:59 Permalink