How is a debt validated?

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philbundy

Joined: 29 Sep 2009
philbundy's page
Posts: 3

61 Magic Points

Subject: How is a debt validated?

Tue Sep 29, 2009 3:48 pm

Excuse me if this has been previously discussed but, what are the legally accepted ways a debt can be validated?

carol

Joined: 27 Jun 2006
carol's page
Posts: 1362
Location: Los Angeles, California

29592 Magic Points

Wed Sep 30, 2009 5:14 am

That's ok Phil

I found you a few links in this site where you can have a good idea about debt validation. You may take a look at these and if there are more questions you must ask, do feel free to write here. There are a lot of experts who will be eager to help you out.

Here check these out:

http://www.creditmagic.org/collection/collectcorp.html
http://www.creditmagic.org/repair/dv-letter.html

And here is a blog post you can read about debt validation from

http://www.creditmagic.org/blog/?p=14

Hope I could help
_________________
Keep in touch
Carol

fireyone

Joined: 26 Feb 2008
fireyone's page
Posts: 4500

8812 Magic Points

Wed Sep 30, 2009 10:23 am

Phil, One of the ways it i done is through a copy of the original contract. If a company is asking you to pay a balance (debt collector) you need to be sure you asked for debt validation through certified mail. The links Carol provieded you with should answer your questions. Hope we have helped.

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1498

111 Magic Points

Subject: debt

Thu Oct 01, 2009 1:13 pm

Hopefully these links will help me, too...LOL I'm sure they will. ANYONE can state you owe them money. Certified Mail is a good idea....THIS way you have paperwork to prove what you have done.

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