Same debt with diff CAs - Need help to remove

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Andy7874
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Subject: Same debt with diff CAs - Need help to remove

Mon Jun 29, 2009 8:41 am

I need help to fix this. I have on my report the same account listed twice with 2 different collection agencies. No records expect the account number appears to be the same. The amount that each one is trying to collect is different. I have tried to dispute with the CRAs. While Experian and Transunion deleted one of them Equifax came back as verified. Can't they see that they are the same accounts?
Mad

What should be my next step? On the report it looks like two different accounts. I know it is keeping my score low

scott

Joined: 28 Jun 2006
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Posts: 446

10878 Magic Points

Mon Jun 29, 2009 10:18 am

Hi Andy,

I would suggest that you redispute the matter with Equifax. You should attach a copy of your credit report, and encircle the item you are trying to dispute. You must also mention in your letter that the debt accounts with the same account number, are being reported twice.

You can also consider filing a complaint with the FTC. You should mention in your complaint, the date you sent the "Dispute Letter" to the bureaus and the date they received it.
_________________
SCOTT

Use your credit account responsibly and enjoy a debt free life.

dzilla257
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Subject: same problem with 2 of the same creditors

Sun Feb 20, 2011 9:02 am

which one do i ask to take off the oringinal creditor or the collection agency one ?? one is closed and the other is opened as the collection agency one is opened ??

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