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jae2.5
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Subject: questions
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Thu Feb 18, 2010 12:19 am
 
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| so it came up on mine and i was wondering how i get ahold of them to argue with them to take it off i have no idea what it could be from and just got put on jan of this yr also |
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jae2.5
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Subject: questions
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Thu Feb 18, 2010 12:19 am
 
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| so it came up on mine and i was wondering how i get ahold of them to argue with them to take it off i have no idea what it could be from and just got put on jan of this yr also |
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rh81
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Fri Feb 26, 2010 1:14 am
 
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| I also have the same problem with NRA they said i owe $91.00 for Columbia House for some movies from 2005. I informed him that i have no knowledge of the account and the guy told me that they wanted to settle the debt , i told him good luck with that i didnt do that and i wasnt paying for something i didnt do.So here is what i did i disputed it with Experian because they are the one that has this on my report,and they came back and said it remains that it had been verified.So I went down to the local police depertment and filed a fraud police report and sent it to Experian along with a dispute letter and I also sent it to NRA. Expeian took it off and put a fraud alert on my report.So I think everybody should try that even if the acct is old,thats the only way that is going to come off your report.anyone that had this happen in a state they no longer live in has to contact the police department where this took place. |
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Marc

Joined: 04 Mar 2010
Marc's page
Posts: 1
10 Magic Points
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Subject: I GOT BMG /CAPITAL
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Thu Mar 04, 2010 10:35 pm
 
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| ANYBODY LOOKING FOR THE NUMBER TO FIND OUT ABOUT BMG RIPPING YOU OFF IT IS CAPITAL ASSISTANCE 617-965-2000 OR RUNCI GROUP 401-398-7898 |
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p.s
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Subject: landlord
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Fri Mar 05, 2010 12:28 am
 
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| I rented an apartment about a year ago from a landlord who lives out of state. I am a college student and qualified for Section eight housingbut was still on the waiting list for a couple of months longer. I was having a problem finding housing and the apartment manager agreed to let me rent a higher priced unit for the time being and agreed on accepting Section eight when it became available-moving me to an appropriately priced unit upon receiving agency paperwork. When I finally was approved the out of town landlord said that he did not want the "rif raf" in his complex and refused to move me or except the paperwork. I tried to explain to him that without the necessary help for the rent -I just couldn't continue to afford the higher priced unit. I had to move. I recieved a notice that he is sueing me for over $10,000.00. What can I do |
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Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2675
48566 Magic Points
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Subject: landlord suing
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Fri Mar 05, 2010 9:07 am
 
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Hi p.s,
You can talk to your landlord about this. Inquire if you owe him any money. If he fails to give you an explanation, you can counterclaim in the court. However, I think you better take the help of a lawyer.
Hope this helps.
Regards,
Aaron _________________ Keep in touch  |
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Anita Rivera Ojeda
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Thu Apr 01, 2010 3:28 am
 
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Dear Sirs:
Today I was try to make some financial arregements and my financial company found a suppose debt unpaid. I need to validate this debt with you. Where I can reach somebody to explain me something about it. |
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Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2675
48566 Magic Points
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Subject: debt validation
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Thu Apr 01, 2010 6:54 am
 
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Hi Anita,
This is credit magic site, which helps people get out of their credit and debt problems. Here the members help each other solve their debt problems. So, if you want to validate a debt, you can send a debt validation letter t the company. If you want you can use the sample debt validation letter http://www.creditmagic.org/repair/sampleletter-debtvalidation.html , and change the text according to your own circumstances.
Hope this helps,
Regards,
Aaron _________________ Keep in touch  |
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GGBH
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Subject: POV
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Mon Apr 05, 2010 4:02 pm
 
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| It is very likely for Debt buyers to keep these charges on your credit as long as it is continued to be purchased from another agency. Disputing with Credit Bureaus is the best way to get this resolved, A letter of validation needs to be sent within first 30 days of notification of debt. Sometimes its as easy as contacting the agency listed & if account no longer available in their office.They will remove immediately. I work for a collection agency & I work with disputes & see alot coming from CAG. |
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JOY
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Mon Apr 12, 2010 4:43 pm
 
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| For those scammed by BMG- I got more than a V Mail from Capital Assistance at 1-617-965-2000. National Credit Solution states I owe 205. They state I owe $28.06 and they will clear my debt from NCS . DO NOT tell them what you owe!! THE WHOLE COMPANY IS A SCAM |
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jeanie
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Subject: capital one harassment
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Wed Apr 28, 2010 1:43 am
 
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| I am being harassed about a capital one bill on a card that had a $300 balance; i got behind; it snowballed into over $1000 now and they are driving me crazy; i asked them over the phone for a copy of the bill; they said the amount; and that i owe it; what's a DV letter? I'm trying to get this out of my life; I am writing them to validate my debt and to stop calling me and use only mail? any other suggestions? I read a paid off collection is no better than an unpaid collection; so why bother settling with them now? It's been at least 3 years; close to our 4 years statutes in Florida |
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seeker

Joined: 12 May 2010
seeker's page
Posts: 1
25 Magic Points
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Subject: Capital Assistance group
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Wed May 12, 2010 9:01 pm
 
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I received a letter from Oklahoma NCS LLC yesterday so I called to tell them this is incorrect and I do not owe this debt.
I was told by "Brandy" I owe this debt, that being on the do not call list does not apply to them they can call anytime they want, and she said I will call tomorrow and hung up. So I filed a complaint with the TX attorney General - I asked if they were bonder with the secretary of state and I asked for proof they refused.
My attorney will write them as soon as she gets the letter and my notes. She said the statute of limitations may have expired also. |
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Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2675
48566 Magic Points
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Subject: reply
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Thu May 13, 2010 12:20 pm
 
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Hi Jeanie and seeker,
You can send them a debt validation letter through certified mail requesting a return receipt. Debt validation is the process by which you come to know the actual amount of your outstanding debt, and if the collection agency really has the authority to collect from you. You will get a sample debt validation letter with this community which you can use to write one of your own.
Thanks,
Aaron _________________ Keep in touch  |
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Pissed
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Subject: 866-761-6582
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Thu Jun 10, 2010 2:04 pm
 
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| This company is called capital assistance. They have no proof of debt. Phone number is 866-761-6582. You can also speak to head of corportate litigation at Sony 212-930-4241. Lauren Miller customer service at sony 212-930-4528. You can also call columbia house direct 717-918-2665. None of these people will give you an answer. This whole thing is a scam. Nobody can give proof of debt. Nobody can validate the debt. And nobody is trying to help. I would bombard all these people with phoen call. By the way, ncs is charging about $120 fee for collecting any account. |
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Heather
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Subject: BMG Music/ Columbia House
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Wed Jun 23, 2010 7:35 pm
 
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| Last week I received a letter from my bank that a negative score had been left on my Experian credit report. I called to find out what was going on only to hear that Columbia house, whom I didn't even know what that was, is trying to collect $182 from me from 2004. I never opened a account with this place and then they decide to send me something 6 years later?? Then I google columbia house to get a phone # and after trying several I get a person. They asked me for my account #, which I don't have since I never opened a account with them, and they looked up my account by my name and very old address which I was given by the collection agency or I wouldn't have known that. They then gave me my account # since I asked and I am trying to document everything and they informed me this account was closed and very old and they SOLD it to Capital assistance group in 2003, I then found out this account was really opened in 2001 and I didn't even live in the state they said this was opened in, in the first place. Then the account was closed in 2004. I have received 3 different amounts that were due at those times, and none equal what the collection agency is trying to get from me. I have asked numerous representitives for documentation and they either avoid the question or say they don't have any because it is so old. Now I am trying to get in touch with Capital assistance group and well all I can say is good luck. No one answers!! So I am thinking this is all a scam at my expense! Now I am disputing this, and leaving messages with Experian to see what the heck is going on here. The more I find out other people are going through the same thing as me. This is crazy!!! |
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