OurCommunityPower.org >  Credit Forums   Debt Forums  Mortgage Forums  Insurance Forums
CreditMagic logo
Close

    LOG IN
Don't have an account? Sign up

*Email:
*Password:
*Display Name:
* denotes required field
*Email:
*Password:
Forgot password?
*E-mail:
  
HomeCredit ForumCredit repair

Leaving Uk, Can they chase me up for debt owed?

 Post reply  Start a topic
Author Message
Options
Print this topic
Invite a friend
Email this topic
  Bookmark online
Add to del.icio.us
Add to YahooMyWeb
 
gj.venter



Joined: 02 Aug 2008
gjventer's page
Posts: 1



120 Magic Points
Subject: Leaving Uk, Can they chase me up for debt owed?
 
 Posted on Sat Aug 02, 2008 12:52 am  
I have racked up about £1300 worth of debt at Littlewoods and V12 finance. I am leaving the UK to go to my home country very soon. Only my bank has my home country address details. I don't owe my bank any money. I will also close my bank account before I leave.

Can they chase me up in my home country for the debt owed?
 
anthony

anthony

Joined: 31 Jul 2006
anthony's page
Posts: 493



12319 Magic Points
 
 Posted on Sat Aug 02, 2008 5:21 am  
Hi gj.venter
welcome to this forum. If you are leaving for your home country, then the creditors cannot follow you in that country to recover the dues. But you may have a judgment against you when you return back in the Country again. If you are leaving permanently, I think there is no problem.
_________________
Anthony Marx

A positive attitude is not achieved by turning a blind eye to the negative, but rather by responding to every situation in the most positive way possible.
You can also visit my blog
http://financewatchonline.blogspot.com
 
Lorri



Joined: 15 Jul 2008
Lorri's page
Posts: 295



6 Magic Points
 
 Posted on Sat Aug 02, 2008 6:00 am  
I would wonder if they could somehow get in touch with your bank and subsequently you. Do they use a social security number system like we do here in the US?
 
Mary

Mary

Joined: 06 Jul 2006
Mary's page
Posts: 322



8655 Magic Points
 
 Posted on Sat Aug 02, 2008 6:59 am  
Yes, Anthony is right. A debt in one country cannot chase you to another country even if your creditor has wide network in your home country. This is because British laws will not be valid in your home country, but you should not do the same mistake of building up huge debt in the home country again.
_________________
Where there's a will, there's a way !!
 
Lorri



Joined: 15 Jul 2008
Lorri's page
Posts: 295



6 Magic Points
 
 Posted on Sat Aug 02, 2008 8:00 am  
I don't know how to say this tactfully, but I will try....are you running from your debt or are you leaving the country for something else? It just kind of bothered me that you are purposely running from your debt and not even making an attempt to pay. Sorry---it just kind of made me wonder. I'm the type of person who thinks that even though there seems to be no way to find you, someone might find you and make you pay anyway. Maybe my thinking isn't right---any comments forum?
 
Guest







 
 Posted on Sat Aug 02, 2008 6:56 pm  
I am leaving the country because my visa is expiring soon. We don't use social security or NI numbers in my country. We have only recently started using credit scoring. I made the debt, but was counting on visa extensions. That fell through. So now I must go back but I don't have enough cash to pay of my debt.
 
Lorri



Joined: 15 Jul 2008
Lorri's page
Posts: 295



6 Magic Points
 
 Posted on Sun Aug 03, 2008 2:33 am  
Well, that is understandable. I guess this would serve as a lesson learned for you. huh? Good luck!
 
erb1953



Joined: 31 Dec 2007
erb1953's page
Posts: 631



8 Magic Points
 
 Posted on Mon Aug 04, 2008 2:05 am  
I like it when the post replies get more in detailer..
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2847



1688 Magic Points
 
 Posted on Mon Aug 04, 2008 2:27 am  
I do too. Maybe Guest you can call your creditors about paying from another country. I am sure any payment would make them happpy as long as the debt was being paid on.
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3133



5260 Magic Points
 
 Posted on Mon Aug 04, 2008 4:00 pm  
I would call them and explain the situation, I am sure that they will let you mail in your payment from another country, better that then having you not pay at all.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2847



1688 Magic Points
 
 Posted on Tue Aug 05, 2008 3:09 am  
I agree. Be honorable and avid any problems that may arise from the issue.
 
Lorri



Joined: 15 Jul 2008
Lorri's page
Posts: 295



6 Magic Points
 
 Posted on Tue Aug 05, 2008 3:48 am  
That is what I was referring to above---being honorable and doing the right thing morally.
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 2847



1688 Magic Points
 
 Posted on Wed Aug 06, 2008 2:31 am  
I truly agree with you on this. I think a concious effort shuld be made to repay the debt. Problem is some people don't think along the same lines.
 
lea
Guest
Subject: debt
 
 Posted on Mon Aug 11, 2008 7:00 pm  
Can you tell me how much debt one must owe before they will try to track you? £1300 is certainly not worth their time, but what about £13,000?
 
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3133



5260 Magic Points
 
 Posted on Tue Aug 12, 2008 3:39 am  
I would say they would track you down for that amount or sell it to an aggressive collection agency and they would track you down.
_________________
Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
Quick Reply
Your Name
Subject
Message body
1 2 3 4  Next  
Page 1 of 4

 


All the works we publish comply with the Creative Commons Attribution License.
This work is licensed under cc by 2.0

Home Knowledge bank Forums About us

Members Area
  • Log in
  • Sign up
  • Bookmark us
Ask the Community
Join credit magic community
Search
  • Forum Search

Financial Tools
  • Credit Repair Tool

Financial blog reader.
Quick poll
What is your credit Score ?
400-500 
500-600 
600-700 
700-900