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Nonprofit Credit Counseling Services

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FreedomDM

FreedomDM

Joined: 28 Oct 2009
FreedomDM's page
Posts: 106
Location: Florida


2218 Magic Points
Subject: Nonprofit Credit Counseling Services
 
 Posted on Tue Aug 24, 2010 7:18 pm  


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Michael J Brazier
Non-Profit Budget Counseling
Aaron

Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2675



48567 Magic Points
Subject: credit counseling
 
 Posted on Wed Aug 25, 2010 9:36 am  
Hi Freedom,

Thanks again for sharing the information Smile

Aaron
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Keep in touch Smile
cccfree



Joined: 14 Apr 2011
cccfree's page
Posts: 34



186 Magic Points
 
 Posted on Thu Apr 14, 2011 11:47 pm  
Great article! I agree that anybody experiencing overwhelming debt should-at a minimum-speak to a credit counselor.
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* Disclosures:
  • Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
  • Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
  • Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
  • Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
  • The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.
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