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Can a debtor collect from Soc. Sec. Disability?

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julielavon4u



Joined: 22 Jul 2010
julielavon4u's page
Posts: 1



19 Magic Points

Subject: Can a debtor collect from Soc. Sec. Disability?
 
Posted on Thu Jul 22, 2010 12:18 pm  

I only have SSDI. I don't deposit into a checking account. What can a debtor do to me?
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



389 Magic Points

 
Posted on Fri Jul 23, 2010 12:17 am  

Social security benefits are not a garnishable income so you should be safe. They can still sue you and if they win they can do a sheriff sale to get their money back. The income is safe but your assets are not.

Who is the company that you are worried about and what is the money amount?
Lavon
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Subject: Can debtor collect from SSDI
 
Posted on Fri Jul 23, 2010 1:07 am  

Discover Card represented by Weinberg and Reis. The amount was $4400 Oct. 2009 when I closed it and asked Discover to work with me but they refused. I don't know what they have added to it by now. I don't own anything except an old Jeep worth about $1500. What kind of property can they claim?
Aaron

Aaron

Joined: 08 Feb 2010
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Posts: 2632



48565 Magic Points

Subject: debt collector
 
Posted on Thu Jul 29, 2010 10:23 am  

Hi Lavon,

No Social Security Income is non garnishable. To find out the outstanding debt amount get hold of a copy of your credit report. If you can pay the outstanding debt amount you can settle the debt with the debt collector. Get the agreement in writing.

Thanks,

Aaron
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