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sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
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Posts: 1883



1901 Magic Points

Subject: Daycare bill
 
Posted on Fri Jun 04, 2010 6:59 pm  

(Hi everyone!! Haven't been on the Forum in a while. LOTS going on!!) To make a long story short, I'm suppose to register for classes, for Fall semester, at a local University. I found out I have an old daycare bill (11 years old) that is 'outstanding', at the University. It was in BOTH mine and ex husband's (huubby, at the time) name. Somehow it was transfered in JUST my name. My ex told me, some years ago, it was paid off...obviously not. It's not even on my credit. How can the University hold a bill, that old, aqainst me?
Aaron

Aaron

Joined: 08 Feb 2010
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48565 Magic Points

Subject: Daycare bill
 
Posted on Sat Jun 05, 2010 6:01 am  

Hi sdchargers,

As far as I know, there must be a Statute of limitations (SOL) on this debt. You should just check the SOL in your state on such debt. It's been 11 years, and I think that the SOL must have expired.

Moreover, it's supposed to fall off after 7 years. So, you can dispute this item on this ground.

Thanks,

Aaron
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sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
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Posts: 1883



1901 Magic Points

Subject: daycare bill
 
Posted on Sat Jun 05, 2010 9:34 am  

Well.......thanks for the reply. The bill was never on my credit. The Billing Department, at the University, is saying,.."if the daycare was still in existence, then they COULD make some kind of arrangements with me." So..I'm not sure where to 'go from here'. They are not open, again, until Monday. Maybe I can make some 'progress' then.
Aaron

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48565 Magic Points

Subject: daycare bill
 
Posted on Sat Jun 05, 2010 10:13 am  

Hi,

If it's not there on your credit report, then why are you worrying? I believe then this isn't hurting your credit, and thus, you need not worry.

Thanks,

Aaron
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sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
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1901 Magic Points

Subject: credit
 
Posted on Tue Jun 08, 2010 12:15 am  

Well.........my concern was I couldn't register for classes until the bill was paid off. Also..I recently (in the last few days) DID look at my CR. The bill is NOW on there!! It wasn't when I first posted. I know the bill, itself is an 11 year old bill. However...on my CR it was reported RECENTY!! Geez..can't get a break!! Anyway..I made arrangements with the Billing Department (they wouldn't make any before). So...hopefully this will be cleared up soon.
Aaron

Aaron

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48565 Magic Points

Subject: reply
 
Posted on Tue Jun 08, 2010 10:16 am  

Hi,

If you have already set up payment plan with them then it's well and good Smile The problem will get solved.

All the best,

Aaron
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sdchargers_63

sdchargers_63

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1901 Magic Points

Subject: credit
 
Posted on Tue Jun 08, 2010 8:48 pm  

yep...FINALLY I'm 'getting somewhere'. They said as soon as the bill gets paid off, they will take it off my credit, as well.
Aaron

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Subject: reply
 
Posted on Wed Jun 09, 2010 9:09 am  

Hi,

I hope that you gave got that in writing?

Thanks,

Aaron
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sdchargers_63

sdchargers_63

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1901 Magic Points

Subject: credit
 
Posted on Tue Jun 22, 2010 4:15 pm  

Yes..AARON...I sure did. The Fianancial Aid office sent me a letter, with all the arrangements that were made between the two of us. Really happy this was taken care of.
vfsalinas05



Joined: 24 Jun 2010
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Posts: 61



999 Magic Points

Subject: school bills
 
Posted on Thu Jul 01, 2010 2:08 am  

Many universities are a pain about being able to register while you still owe them for something, it can be difficult getting anything done, I am working my way through school right now and it is difficult to pay everything but I have to so I can register and get transcripts and everything else...you would think universities would be a little lenient but it can be just as difficult...
creditisbadnow



Joined: 16 Jun 2010
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Posts: 17



30 Magic Points

 
Posted on Tue Jul 06, 2010 7:09 pm  

I am sure there is reason for this, probably had a bunch of young people not pay there bills.

Having students pay in advance is probably a way to keep past due bills from getting out of hand.
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
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Posts: 1883



1901 Magic Points

Subject: credit
 
Posted on Thu Jul 08, 2010 11:37 am  

Well......I did work things out with the University..thank goodness! And you're right, CREDITSBADNOW,...that's what they told me, 'alot of (young) students are trying to get 'advances' , on things and not paying them back', etc. Or...haven't paid a bill since last semester..that kind of thing.
creditisbadnow



Joined: 16 Jun 2010
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Posts: 17



30 Magic Points

 
Posted on Wed Jul 28, 2010 2:57 am  

I am glad to hear that you got it all worked out, I am sorry that you are having to deal with all of this when you are trying to better yourself, sometimes what others have done in the past comes back to haunt everyone in the future.

Hopefully through this arrangement you will have a good relationship with the billing office anyway right, you at least know some of the people there through working through this, so if you have issues in the future you will at least be familiar with those that you have to deal with right? Something good has to come of it.
nduen



Joined: 15 Oct 2010
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Posts: 13



246 Magic Points

Subject: Statute of Limiations
 
Posted on Fri Oct 15, 2010 6:15 am  

There is a statute of limitations on their ability to collect the debt after a certain number of years have passed since there was any activity on the account or as long as you did not reaffirm the debt. You should check if they can even collect on this debt.
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