FIA CSNA: What to do if it is listed in your credit report?
Who is FIA CSNA?
FIA card service is one of the leading credit card providers in the United States. It was founded as MBNA (Maryland Bank, N.A, a subsidiary of Maryland National Bank) in the year 1982. In January 2006, MBNA merged with Bank of America to become a wholly owned subsidiary of Bank of America. On June 06, MBNA was renamed FIA Card Services, National Association and on October 2006, Bank of America and National Association (a subsidiary of Bank of America) merged to form FIA card services.
What to do if FIA CSNA is listed in your credit report?
If you find FIA CSNA in your credit report, it means that you owe money to Bank of America towards credit card debt and so you should first ask FIA Card services to validate your debt. For this, send them a debt validation letter through certified mail and wait for their response. If they validate your debt within 30 days of receipt of your letter, you should come to a repayment agreement with them and pay off the debt. Always try to come for a Pay for deletion agreement if your debt is validated so that as soon as you pay off the debt in full, the negative listing gets removed from your credit report and your credit score improves.
Where to send the debt validation letter?
If you want to get in touch with FIA card services, you can call at their toll free customer care number 1.800.732.9194 seven days a week round the clock. You can send the debt validation letter to FIA card services at,
FIA Card Services1100 N. King Street
Wilmington, DE 19884
What are the services offered by FIA CSNA?
FIA Card Services, National Association back their products with qualitative services which are governed by US laws. These cards are endorsed by hundreds of financial institutions throughout United States for its long and consistent history of quality financial service. FIA card service is basically a credit card company that develops a wide range of attractive credit cards to suit different needs of the customers, ranging from businessmen to salaried employees and students.
How can you benefit from the services of FIA CSNA?
To get a credit card from FIA card service which comes with low introductory rates, all you need is a good credit history. The card comes with a large number of online services like viewing accounts online, payment of bills, tracking expenditure and the like. Fraud protection services and financial statement at the end of each year are other benefits offered by the FIA card service to its customers.
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