Credit repair

What is FIA CSNA?!?!?

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InfiniteCredit
Guest

Subject: Similar Issue

Wed Apr 11, 2007 12:37 pm

I noticed today that they pulled my credit file also. I do not have wachovia credit card. I do have two business bofa cards but why pull a hard out of the blue?

nadine
Guest

Subject: FIA CSNA

Fri Apr 13, 2007 2:38 am

This has shown up on my credit report 2 months in a row, and I dont have an account with anyone but Bank of America. I did not apply for any credit in over a year, so who gave this no name company permission to do this to me, and what action can I take since I did not apply for any credit?????

Jennifer
Guest

Subject: FIA MBNA

Thu Apr 19, 2007 11:15 pm

I just reported them to the BBB. I paid my credit card off, and then went to check my credit report about a month later and found a 30 days late $7 charge. I called the company, and the guy apologized and took it off as a balance. I never once recieved a bill for this by the way. I tried to dispute it with experian and they wouldn't let me. How can they charge someone after they have paid their credit card off and not send them a bill? What a horrible company.

sarah
Guest

Mon May 21, 2007 2:17 pm

I use wachovia and I was told by my banker that wachovia sold my credit card to fia csna and there were a bunch of mix ups when this process occured. Make sure you call your wachovia banker and make sure you're back with them instead of fia.

PATRICK
Guest

Subject: FIA CSNA DES

Fri May 25, 2007 5:35 am

WHAT DOES THIS STAND FOR? do they give out loans?

Jake
Guest

Subject: inflammatory comment deleted

Wed May 30, 2007 7:24 pm

inflammatory comment deleted

Morningstar

Joined: 17 Apr 2007
Morningstar's page
Posts: 609

40 Magic Points

Thu May 31, 2007 12:34 am

To PATRICK-
Financial Institutions Accounts
Card Services National Association
_________________
I don't dream since I quit sleeping

primrose
Guest

Subject: FIA CSNA

Thu May 31, 2007 3:38 am

It shows on inquiry section on my credit report. I belive that every time I apply for credit card, the credit card institution inquire via FIA CSNA. that is why FIA CSNA shows same month as credit card institution shows.

LS
Guest

Subject: FIA CSNA

Wed Jun 06, 2007 3:49 pm

I received a "hard" inquiry from FIA CSNA to Trans Union after I used a balance transfer check. Apparently, they want to see if you can handle it.

Flix
Guest

Tue Jun 12, 2007 12:14 am

Allstate Insurance checks your TransUnion credit report via FIA CSNA. If you applied for insurance with Allstate, your mystery is solved.

College Student Ralph
Guest

Subject: FIA CSNA

Mon Jun 25, 2007 2:43 pm

I just got my credit report and I too have a FIA CSNA account. I've never had a Bank of America credit card, or anything to do with Wachovia. I've primarily used Chase/Bankone, Capitalone, and just applied for an American Express. When I was 15 y.o. I had a Credit Union One account, but that's not a credit card company.....I understand that FIA CSNA owns multiple credit card companies, but I can't think of any other Credit Cards/Bank contacts I've had. I have a couple Khols/Gap credit cards but that comes up in the credit report elsewhere, and their balances seem correct. The FIA CSNA account has a balance of $30,000 which more than doubles my student loans! Again, I've never had a BofA card, and I can't imagine ever letting my balance get that large. Any comments or suggestions would be greatly appreciated.

Thanks!

Morningstar

Joined: 17 Apr 2007
Morningstar's page
Posts: 609

40 Magic Points

Tue Jun 26, 2007 4:55 am

I would start by disputing the account with the CRA's, and/or contacting FIA CNSA for more info.

Perhaps this is an error, or perhaps this is a case of ID theft.
_________________
I don't dream since I quit sleeping

Stuified
Guest

Subject: Direct Deposit

Thu Aug 02, 2007 7:36 pm

A sizeable direct deposit from FIA CSNA showed up in my checking account in my local bank. I'm not going to try to tell them how to run their business, if it stays 30 days it's MINE!!

Comments??

Morningstar

Joined: 17 Apr 2007
Morningstar's page
Posts: 609

40 Magic Points

Thu Aug 02, 2007 9:58 pm

For YOUR sake, you need to make sure they get their money back. If not, you can be sued for it...the courts don't care if it was a bonafide error--it's not your money.
_________________
I don't dream since I quit sleeping

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1407

34596 Magic Points

Fri Aug 03, 2007 4:12 am

Its really not your money. Contact them and ask them to take their money back if you don't owe them anything. Some day they will definitely know and will gladly sue you.
To be on the safer side of law, be truthful to yourself.
_________________
Regards,
Laura.

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