Credit repair

What is FIA CSNA?!?!?

Post reply Start a topic

Author

Message

Options

	Print this topic
	Invite a friend
	Email this topic

Bookmark online

	Add to del.icio.us
	Add to YahooMyWeb

AWGirl
Guest

Subject: FIA CSNA

Thu Oct 18, 2007 10:59 pm

Used to be MBNA now Bank of America just because you don't immediately recognize it don't mean it's not yours:) Just do a little research first. And of course mistakes do happen you can always try disputing.

TANIA ALVAREZ
Guest

Mon Oct 22, 2007 6:30 pm

BANK AMERICA IS THE BANK OF OVERDRAFTS AND WRONG
STATEMENTS AND OMISSION OF PAYMENTS AND DEPOSITS
WHEN PEOPLE IS POOR.
BANK AMERICA HATES POOR PEOPLE.
MY HUSBAND TOLD ME HE HAD 2 CHARGES OF 250,00 IN HIS
BANK AMERICA CREDIT CARD THAT WAS ADDED TO HIS BILL
OF HIS CREDIT CARD.
I HAVE A LETTER HERE:"THANKS FOR YOUR RECENT INQUIRY REGARDING THE CHARGES TOTALING250,00WHICH APPEARED IN YOUR CREDIT CARD ACCOUNT.
THESE WAS A MISTAKE OF BANK AMERICA AND MY HUSBAND TOLD
ME BOA NEVER DELETED IT FROM HIS CREDIT CARD.
BIG MISTAKE IN THE ACCOUNT OF MY HUSBAND BLIND AND MENTALLY ILL WITH A DISABILITY CHECK OF 623,00.
BANK AMERICA HATE THE POOR AND THE POOR AND DISABILITY PEOPLE.

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1407

34596 Magic Points

Tue Oct 23, 2007 5:18 am

I dont think you can say that they hate poor and disabled people. Yes something has gone wrong with your account. Why dont you talk to them and sort it out? It is very very important to have a free talk to the organizations that you are dealing with.
Dont loose your hope so soon.
_________________
Regards,
Laura.

Jane Doe
Guest

Subject: FIA VS. SUNTRUST

Thu Oct 25, 2007 7:22 pm

Laura, you are correct in some part of what you are saying. The reason I know is because I work for a credit card company who services the new Suntrust cards. FIA is Bank of America. It is the merger between MBNA and Bank of America because they bought all of MBNA account portfolio. If you go to MBNA.com you will see. Now, how Suntrust is involved is because MBNA bought the old Suntrust cards which were visa and mastercards. BOA bought MBNA and here you have it!
Now. Suntrust decided to get back into the credit card business and are now offering Visa credit cards. The new Visa credit cards are Suntrust cards and don't have anything to do with FIA. Suntrust are trying to win back their old cards from Bank of America thru balance transfers.
So if you see anything on your credit report, it is BANK OF AMERICA. FIA= credit card division for Bank of America and BANK OF AMERICA= banking aspect (ie. checking, savings, money market, etc.)

If you ever want to know who actually owns the card that you have...go to their website and look at the terms and conditions and down at the bottom it will say something like "this card is issues by FIA" (for example). Usually that will show at the very bottom.

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1407

34596 Magic Points

Fri Oct 26, 2007 4:03 am

Amazing piece of info. Thanks a lot Jane for your support. Smile

I hope this atleast enables people in a mess to clean up.
_________________
Regards,
Laura.

David R. Silverman
Guest

Subject: FIA CSNA

Sat Oct 27, 2007 5:35 pm

This was on my credit report.

Can you tell me what it means?

David R. Silverman (drsil11@aol.com

Morningstar

Joined: 17 Apr 2007
Morningstar's page
Posts: 609

40 Magic Points

Sat Oct 27, 2007 9:38 pm

David, read the through the prior posts in this thread.
_________________
I don't dream since I quit sleeping

Jane Doe
Guest

Subject: FIA CSNA

Sun Oct 28, 2007 12:14 am

David,

FIA= Bank of America
CSNA= Card Services N. A. (National)

FIA (Bank of America bought MBNA)
So if you have a former MBNA account this could be Bank of America doing an inquiry on you OR if you have an old Suntrust credit card this could be again Bank of America doing an inquiry. It could be either account. I also found out that FIA (Bank of America) owns the Regions Bank cards. IBSNETACCESS.COM is another one of Bank of America's websites. Call that number listed (1.800.655.1491). They are open 24 hrs a day and ask them ?'s.

Cindy
Guest

Subject: Direct Deposit

Thu Nov 01, 2007 3:16 pm

I, as Stuified, also received a direct deposit from FIA CSNA last night. I have been on the phone all morning trying to figure out how to give this money back and my bank BofA does not seem to know where it came from. I am currently on hold waiting for a CSR to take my call on the 800-655-1491 number that was on a posting.

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1407

34596 Magic Points

Fri Nov 02, 2007 5:50 am

This is some problem with their system. Great job Cindy that you are trying to return it back.

800-421-2110 you can try this number as well.
_________________
Regards,
Laura.

R&L
Guest

Subject: FIA CSNA account

Mon Nov 05, 2007 12:45 pm

Recently a Bank of America Visa card was opened using my name and ssn#. I have reported it and it has been closed. Now, I am getting alerts that a new account, FIA CSNA has been opened on by credit report. Is that associated with the BofA deal or do I need to search for a phone # to report that also.

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1407

34596 Magic Points

Tue Nov 06, 2007 6:11 am

Well FIA CSNA is BOfA. Numbers are mentioned in this thread only, please watch out for them.
_________________
Regards,
Laura.

Dan
Guest

Subject: FIA CSNA

Mon Nov 12, 2007 8:51 pm

I just had an updated credit report run for me and FIA CSNA opened a credit card in my name without my person. When I called FIA CSNA, I was told that I do not appear in their system. So they transfered me to their Credit Reporting group, they told me that I was in the system and they asked me to verify information for them. I refused to do so and they sent me to the Fraud Department. There I told them that an account was opened in my name. As they ran through the information on file, it turned out that my mother's maiden name was incorrect and that it appears someone used the information used information that was in a GMAC Mortgage Pre-Approval to fill in the information. Then FIA CSNA transfered me to their Victim Assistance Center, but since it is Veteran's Day, their Victim Assistance Center was closed and they told me to call back. Then the told me that all I need to do was to call them back tomorrow and talk to them and that I didn't need to call my Credit Reporting Company, FIA CSNA would take care of that for me. Safe to say I did call my Experian.

I love it when a company opens up a credit card in you name and then tells you to call back when it appears to be a fraud case.

And no, if anyone is wondering, I do not have any accounts with FIA CSNA or Bank America or any of it various cards.

Jamie
Guest

Subject: FIA CSNA

Wed Nov 14, 2007 3:11 am

Does anyone else have the pleasure of being named after your father, thus having the suffix, Jr.?

Back in September I received my three credit reports. Transunion and Equifax were completely accurate. Experian, however, was not. I do not understand this if all 3 agencies are being given the same information.
Anyways, there were, and still are, 2 FIA CSNA accounts appearing on my report. When I called FIA CSNA, I was told the partial account numbers I provided them from the report didn't even exist. I got passed on to another department and somehow they found the information. But they could still not find me in their system. They did ask me if I knew of these 2 people and gave me their names. Turns out the accounts are Regions Bank accounts and belong to my 2 brothers with my father being the co-signer. Great info I think. Now I have the information I need to dispute these items on my report. Been there, done that.

I received the answer to my dispute this afternoon and the "information is verified accurate." So I call FIA CSNA to find out what info they supplied to Experian as accurate. Mysteriously, I am in their system now and showing as the co-signer on those accounts instead of my father. I asked them how to rectify this problem and they wanted to push me off on the Fraud Department. I know it isn't fraud, just a case of getting mixed up with some of my fathers info so I refused to be passed on to someone else. I then asked if they could provide a number for me to call to find out where I can get a copy of the original application I supposedly signed. They couldn't give me any info. They are sending some papers, to my fathers house, for my brothers to sign to remove the responsibility from me. One of my brothers does not have enough income to have a co-signer removed.

I love my brothers, but if one of them defaults on a payment, Universal Default will kick in, and ruin my otherwise excellent credit. Any suggestions on what action, possibly legal, that I can take?

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1407

34596 Magic Points

Wed Nov 14, 2007 4:39 am

Hi Jamie

All that I can understand from this is that you have your fathers name with the suffix Jr. right? So this is the cause of all the problem. I cannot give any legal suggestions but what I can say here is that you need to be off their accounts as a cosigner. True that if they default once your credit report will also show the defaulter. You can get in touch with a lawyer at naca dot net.
Personally speaking try to talk to FIA CSNA whether they can remove the mistake or not. Things will be straight easily.
_________________
Regards,
Laura.

Previous 1 2 3 4 5 6 7 8 9 10 Next
Page 4 of 10

*Email:
*Password:
*Display Name:

	* denotes required field

*Email:
*Password:

	Forgot password?

*E-mail: