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How frequently do you check your credit score

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stucoqueeen



Joined: 10 Mar 2007

Posts: 5
342 Magic Points
PostPosted: Sun Mar 11, 2007 1:43 am    Post subject: How frequently should we check our FICO score?

You don't reduce your score by checking your credit, that is considered a soft inquiry, and you can see if anyone is doing something they should not
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XFACTORS

X-FACTORS

Joined: 30 Mar 2007

Posts: 2
109 Magic Points
PostPosted: Sat Mar 31, 2007 12:46 am    Post subject: How frequently should we check our FICO score?

I feel you should do a free pull from one of the agencys every 3 to 4 months.
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lucettamarierich



Joined: 17 Apr 2007

Posts: 1
53 Magic Points
PostPosted: Tue Apr 17, 2007 10:49 pm    Post subject: How frequently should we check our FICO score?

I think it should be checked monthly because it changes every 30 days.
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Dadummy



Joined: 15 Nov 2007

Posts: 606
57 Magic Points
PostPosted: Tue Dec 25, 2007 4:48 pm    Post subject: How frequently should we check our FICO score?

at least every six months to see the needs for adjustments but it should also be monitored quarterly.
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Laura

Laura

Joined: 21 Jun 2007

Posts: 1334
35466 Magic Points
PostPosted: Wed Dec 26, 2007 4:57 am    Post subject:

I agree with you on this point. Atleast twice a year should be the target. It should be done quarterly when we are actually on a repair program.
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Laura.
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goodnatured



Joined: 03 Nov 2007

Posts: 3927
10 Magic Points
PostPosted: Sun Dec 30, 2007 3:31 pm    Post subject:

I do mine yearly, when I can get a free copy from each of the 3 cra's, I figure this would be enough time to get results from the year past. I usually do it at the beginning quarter of the year, round march or so.
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SunDevilsFan



Joined: 09 Nov 2007

Posts: 184
6612 Magic Points
PostPosted: Sun Dec 30, 2007 11:54 pm    Post subject: How frequently should we check our FICO score?

I think we should do it at least every quarter... I do mine several times a month to ensure things are posted correctly...
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Laura

Laura

Joined: 21 Jun 2007

Posts: 1334
35466 Magic Points
PostPosted: Mon Dec 31, 2007 9:49 am    Post subject:

Yes we can check it several times online. That does not affect our scores.
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Laura.
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scott

scott

Joined: 28 Jun 2006

Posts: 446
10878 Magic Points
PostPosted: Sat Jan 05, 2008 9:55 am    Post subject:

I check it twice in 6 months.
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Dadummy



Joined: 15 Nov 2007

Posts: 606
57 Magic Points
PostPosted: Sat Jan 05, 2008 10:02 pm    Post subject: How frequently should we check our FICO score?

every six months is good any changes should be posted by then
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Guest






0 Magic Points
PostPosted: Sun Jan 06, 2008 2:26 am    Post subject:

I try to check every half year. If I know I am going to be doing something involving my credit I will start checking it more regularly.
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avengerki



Joined: 06 Jan 2008

Posts: 4
141 Magic Points
PostPosted: Sun Jan 06, 2008 2:52 am    Post subject:

I try to check every half year. If I know I am going to be doing something involving my credit I will start checking it more regularly.
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scott

scott

Joined: 28 Jun 2006

Posts: 446
10878 Magic Points
PostPosted: Mon Jan 07, 2008 10:45 am    Post subject:

That is a great approach. Similar to mine.
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mccrae550



Joined: 02 Mar 2008

Posts: 2
145 Magic Points
PostPosted: Sun Mar 02, 2008 1:42 am    Post subject: How frequently should we check our FICO score?

i believe changes take affect every (90) ninety days.
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Morningstar

Morningstar

Joined: 17 Apr 2007

Posts: 582
11 Magic Points
PostPosted: Sun Mar 02, 2008 8:36 am    Post subject:

Scores do not change on a 90 day cycle...updated or removed information can have a drastic and immediate affect on the score.
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