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Susan
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Subject: Law Office
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Sun Sep 20, 2009 2:36 am
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| I had a law office call me on debt I owe, to a finace company, we set a date for the money to come out of my checking account. But 3 days later they tried to take it out of my checking, the money wasn't there, so I was charged a $35.00 fee. They took it out 2 weeks early. and to top it off they sent me a letter confirming our date the money would be taken out. what can I do about them more less lieing to me. I have the proof of the letter they sent me and where it was taken out of my checking account. Thanks Susan |
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Susan
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Subject: Law Office
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Sun Sep 20, 2009 2:46 am
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| I had a law office call me on debt i owe, to a finace company, we set a date for it to come out of my checking account. But, 3 days later after talking to this man, they tried to take it out of my account, which the money wasn't there , I was charged a $35.00 fee for NSF. They tried to take it out 2 weeks early of the date we set., and to top it off, the day they tried to take it out, was the day I got a letter confirming the date, and when the money would be taken out. What can I do about them more less lieing to me. I have the proof, the letter and where they tried to take it out of my account and where I was charged for NSF. Thanks Susan |
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in need of help
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Subject: garnishment
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Tue Sep 29, 2009 12:05 am
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| If social security is garnishing my wages can they also take the money from my bank account? |
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Down&Out
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Subject: Garnishment
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Thu Oct 15, 2009 2:37 pm
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| My husband gets SS and has a Credit Card closed account he cannot afford to pay. If the Credit card company gets a judgement on him will we know before hand that they are going to take the money from us or will we have no idea and they just take it from his SS check? |
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Justin
Joined: 17 Jul 2006
Justin's page
Posts: 1298
28935 Magic Points
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Fri Oct 16, 2009 11:52 am
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Hi Down&out,
Whenever, a creditor attaches any asset that can be liquidated to pay the debt amount, the debtor is informed beforehand. You will get a notice of judgment which will tell you that your bank account or wages are going to be garnished by the creditor.
However, in your case, the bank account will not be garnished since your husband draws his money from Social Security. Social Security Income cannot be garnished by any creditor. But remember not to mingle other bank accounts with the SSI account. In that case it could be garnished. If the only source of income is through SS, then it cannot be garnished.
_________________
All the Best 
Justin |
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venture_notgained
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Subject: holy hell....this needs to change
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Sat Oct 17, 2009 1:24 pm
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| look at all these people...page after page....website after website.....when will this end? will people ever get tired of being abused and taken advantage of? Granted, bad choices probably involve a lot of these people, but man...they will be paying for years! I thought debtors prison was gone? Now we are free to walk around and not have anything in our slavery. I am there, and feel the pain people...good luck to us all. |
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goodnatured
Joined: 03 Nov 2007
goodnatured's page
Posts: 3996
1079 Magic Points
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Sun Oct 18, 2009 12:06 am
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Thank you venture, unfortunately when bad choices are made or financial situation has changed due to job loss or other, we all at any time may find ourselves in over our heads. One thing I have found working with people is that you are one paycheck away from disaster.
Hate to be so gloomy, but I think with this administration and the way things are going it is only gonna get worse. I just pray we all have the strength to survive it. |
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fireyone
Joined: 26 Feb 2008
fireyone's page
Posts: 4494
8687 Magic Points
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Sun Oct 18, 2009 10:15 pm
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| I believe alot of people did not make the choice ot be in the situation they are in. When people lose jobs or hours are cut some have no other choice but to rely on credit cards to put food on the table and other things. We were almost completely out of debt until my hubby got his hours cut down to where we were barely surviving. Of course this is when the truck decides to act up costing a load for repairs and of course the car was soon to follow afterwards...its like when your down it all starts. |
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Fired up
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Subject: Checking garnishment.
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Wed Oct 28, 2009 4:12 pm
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| Went to court in August 2009, admitted that I owed the money. was told by the judge they could garnish 10% of my wages. Never told they could garnish my checking account. Any ways this week the bank calls and tells me my checking account has been garnished. How is this legal. I know I owe this money but how can they take everything you've got and leave you with nothing. What about your other bills? |
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Ken Saunders
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Subject: garnishering my checking accound without notification
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Tue Nov 24, 2009 1:59 am
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| I went to use my debit card today and was declined with more then the $33.00 sale. I called the bank and they said that both my checking accounts were garnished. I asked who and why and they had no answer. Who are these companys and how can they do this, and how do I get it stopped ASAP. |
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Grandpa on S.S.
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Subject: garnishing my checking accounts.
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Tue Nov 24, 2009 2:05 am
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I couldnt use my debit card today for a small purchase. I called the bank as there are sufficient funds to cover this.
I was told that my accounts were garnished. no one at the bank knew who this was, Help, What do??. |
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megan
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Subject: can
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Mon Dec 07, 2009 4:16 pm
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| can you file bankruptcy even after your checking account was wiped out |
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goodnatured
Joined: 03 Nov 2007
goodnatured's page
Posts: 3996
1079 Magic Points
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Mon Dec 07, 2009 5:45 pm
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| It is my understanding that you can file bankruptcy anytime, you will have to contact an attorney to get it started. Your bank account really has nothing to do with weather you can file for bankruptcy or not. |
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elle
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Subject: Federal govt wages
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Wed Dec 09, 2009 3:18 am
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| Can they garnish my husband's Veteran's Benefit? Also he works for the federal goverment. Is it legal to garnish federal govt wages? |
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pilkerton21
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Subject: Help
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Tue Jan 05, 2010 3:55 pm
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| My boyfriend just had a credit card garnish his checking account. This is going to cause other payments to bounce. If he takes money to the bank to cover the remaining balance so it doesn't bounce will the garnishment take that too before it's applied to the other bills? |
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