| Author |
Message |
|
Options 
Bookmark online
|
scoobswife
Guest
|
|
Subject: garnishments
|
|
|
Wed Jun 10, 2009 11:27 pm
|
|
|
| I can't find anywhere that states that if you have two garnishments they will only be able to take 25% I see alot of 25%for a garnishment. Does anyone know for sure that if you get a second that it won't take another 25%?? |
|
|
scott
Joined: 28 Jun 2006
scott's page
Posts: 462
10934 Magic Points
|
|
|
|
|
Thu Jun 11, 2009 7:05 am
|
|
|
Hi scoobswife,
Garnishment laws vary from state to state. But in most states, you cannot have two different creditors, garnishing your wages at the same time. The creditor who files for garnishment first, will be paid off first. Only after the first garnishment has been satisfied, the next one begins. So at a time, only 25% of your wages can be garnished.
However, wages can be garnished up to 50%, for paying off priority debts. Priority debts would include delinquent state taxes or child support payments.
_________________
SCOTT
Use your credit account responsibly and enjoy a debt free life. |
|
|
Berta Ortega
Guest
|
|
Subject: Garnishment
|
|
|
Tue Jun 23, 2009 9:40 pm
|
|
|
| My brother is currentley being garnished for child support and health insurance for a child prior to his marriage. He is know married with a child and can not afford to live with this garnishment. Its caused such a hardship. What can we file to stop the garnishment and have the payments lowered. |
|
|
Mom
Guest
|
|
Subject: garnishment
|
|
|
Thu Jun 25, 2009 9:25 pm
|
|
|
I have a question.
My daughter has several garnishments.
One for child support. One part medical cost.
One attorney and 1 or 2 credit cards.
This totals around $800. Her net income is around $1200.
What can she do? These all started within the last 2-3 months. Last one she was just notified a few days ago.
Thsi does not leave enough for basic needs. Rent, utilities and food.
SHe is in Missouri |
|
|
rachael
Joined: 11 May 2009
rachael's page
Posts: 244
6581 Magic Points
|
|
|
|
|
Fri Jun 26, 2009 6:09 am
|
|
|
Hi Mom,
As far as I know, there can only be one garnishment at a time, even if there are several garnishment notices. What I mean to say is that only after one debt has been paid off through wage garnishment, the other one begins. In your daughter's case, her wages will first be garnished to pay off the child support (as it belongs to the priority debts category). Garnishment for the other debts will continue one at a time. The creditor who got garnishment notice first, will be paid off and then the others will follow.
_________________
Looking forward to a debt-free life. |
|
|
Smith12
Guest
|
|
Subject: wage garnishment
|
|
|
Fri Jun 26, 2009 6:12 am
|
|
|
Hi mom,
When there is wage garnishment notice, your daughter's employer will receive it and start deducting her wages. Meanwhile if the next creditor files for garnishment, your daughter's employer must inform him, that her wages are already being garnished. So the second creditor has to wait until the first debt is paid off. |
|
|
Mom
Guest
|
|
Subject: garnishment
|
|
|
Mon Jun 29, 2009 4:54 pm
|
|
|
Hi,
thanks
I have another question. What if all 4 garnishments have all ready started all at once?
One is for child support. One for her share of medical for child. Other 2 are credit card and attorney.
Can anything be done? If so what?
thanks again. |
|
|
struggling single
Guest
|
|
Subject: dual garnishments
|
|
|
Tue Aug 11, 2009 12:19 am
|
|
|
| I am head of house hold and have a garnishment on my wages fille dout paperwork for the 10% now I have another judgment against me and they are taking 15% can they legally dual garnish me if I am filing head of household and take a total of 25% This has never happened before when did the laws change or did they |
|
|
ronald robinson
Guest
|
|
Subject: garnisment
|
|
|
Thu Aug 20, 2009 9:41 pm
|
|
|
| can a garnishment be taken from your retirement pension or part-time job. if so what is the least the can take from your check in missouri |
|
|
chuck
Guest
|
|
Subject: garnishment
|
|
|
Fri Aug 21, 2009 4:20 pm
|
|
|
| how do i stop a garnishment on my paycheck because its hard to live with them taking out so much. |
|
|
yahaway
Guest
|
|
Subject: garnishment
|
|
|
Sat Sep 05, 2009 8:50 am
|
|
|
| i'm sorry but some of this "advice" i'm reading from you guys is either outdated or just flat-out wrong. there is no set limit on active garnishments against a person. the only limit is on how much IN TOTAL that can be taken...and it's 25% OR the difference of 30 times min wage (30 x 7.25) and your weekly disposable income. |
|
|
yahaway
Guest
|
|
Subject: garnishment
|
|
|
Sat Sep 05, 2009 9:05 am
|
|
|
| i'll tell you what...i'll give you my situation and you can base yours to mine. i have many defaulted student loans floating around out there. i work a crap job but i work. i live in missouri. i make $7.75 per hour 40 a week with a weekly paycheck. my disposable income (that's my check after taxes) comes to about $275 per week. i have two garnishments against me for defaulted student loans. they take out about $55 from my paycheck TOTAL. this leaves me with close to $220 to pay bills and whatnot. thats just the way it is...period. |
|
|
goodnatured
Joined: 03 Nov 2007
goodnatured's page
Posts: 4005
1187 Magic Points
|
|
|
|
|
Sat Sep 05, 2009 11:59 am
|
|
|
It all depends on the source of the garnishee, if it is child support or taxes they can take out of what ever income source they want with the exception of disability benefits, and if your disability benefit goes direct deposit and you don't identify that source they will garnish your bank account not knowing that this is a disability benefit going into it.
As far as wages they are fair game for taxes and child support no matter the amount. I believe that student loans fall into that same catagory. I think it depends on your state laws for other types of garnishments. |
|
|
kevin MO
Guest
|
|
Subject: garnishment in missouri
|
|
|
Wed Nov 11, 2009 6:59 am
|
|
|
| The garnishment can not be over 50% |
|
|
kimj
Guest
|
|
Subject: garnishment
|
|
|
Sat Dec 05, 2009 3:39 am
|
|
|
| I was taken to court by a cr card company... judgement by consent...Payments of $100.00 every month by the 15th...beginning in April of 09...all payments were made...until October I sent the payment in in November...cr co credited it to October...I got extrememly sick and was being tested for leukemia and crohns disease...no medical either so these tests were out of pocket...still have no diagnosis...so I missed the November payment...It's December 4th and today I recieved a garnishmnent at work...I tried to make an arrangement to pay November's ...december's isnt due yet...can I stop this...? maybe reversed somehow? Should I go on and send in the Novembver payment and december...it would at least show the judge I haven't abandoned my agreement of $100.00 a month |
|
|
Previous 1 2 3 4 Next 
