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chef jeff
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Subject: garnishment
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Sun Jan 18, 2009 11:04 pm
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| how many garnishment can be payed out at a time in Missouri |
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Justin
Joined: 17 Jul 2006
Justin's page
Posts: 1298
28935 Magic Points
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Mon Jan 19, 2009 10:28 am
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Hi Chef
There can be any number of judgments that can be brought by creditors, but the maximum amount that can be garnished from your wage should not exceed 25% of your wage. This 25% wage garnishment is the maximum limit upto which your wage can be garnished no matter how many judgments are brought against you. Moreover, if you are the head of the family, not more than 10% of your wage can be garnished.
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All the Best 
Justin |
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Mary
Joined: 06 Jul 2006
Mary's page
Posts: 730
17417 Magic Points
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Mon Jan 19, 2009 10:37 am
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Yes, Missouri laws allow only 25% of the wage to be garnished. However, if it is for child support or alimony obligation, the garnishment may be higher. Moreover, this limitation on the maximum amount of garnishment do not apply if it is for bank account garnishment, where your bank account can be garnished whenever any money gets credited in your account and this process will continue till the debt is repaid in full.
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Where there's a will, there's a way !! |
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fireyone
Joined: 26 Feb 2008
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Posts: 4500
8812 Magic Points
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Mon Jan 19, 2009 11:55 am
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A family member went throught chil support garnishment. They can take a lot. Here is what I found from reading those papers:
The Consumer Credit Protection Act (15 U.S.C. ยง 1673) limits the amount that can be deducted as child support/alimony from earnings. The limit ranges from 50 percent (50%) of disposable earnings to sixty-five percent (65%). The full ordered amount of child support/alimony will be deducted as long as that amount does not exceed the maximum percentage allowable. |
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deezrog
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Subject: Bank Garnishment
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Wed Jun 03, 2009 1:57 pm
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| Can a creditor freeze your bank account in Missouri if there another person on the account who is not listed on the debt?(ie anew spouse) |
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rachael
Joined: 11 May 2009
rachael's page
Posts: 244
6581 Magic Points
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Thu Jun 04, 2009 5:14 am
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Hi deezrog,
In Missouri the creditors have the right to garnish your joint account, if they have garnishment order against you. To avoid it your spouse should create a different account, preferably in a different bank. She should transfer all her money and pay checks to the new account.
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Looking forward to a debt-free life. |
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Carole Kennedy
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Subject: exemption affidavit
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Thu Jun 04, 2009 5:17 pm
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| my exemption affidavit was honored in my hearing when do i get my monet back are there more forms to file? thanks |
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rachael
Joined: 11 May 2009
rachael's page
Posts: 244
6581 Magic Points
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Fri Jun 05, 2009 7:28 am
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Hi Carole Kennedy,
Did you file for exemption affidavit after garnishment? Can you mention the details, so that I can give some suggestions?
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Looking forward to a debt-free life. |
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trish1071
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Subject: bank garnishment
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Tue Jul 28, 2009 4:34 am
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| I recently had a credit card company clean out all my bank accounts. The money in them consisted of unemployment, child support, and a student loan payed out to me. They have a judgement against me for an amount less than what they took. Can they take every cent I have? My ex is (understandably) unhappy because they took all of the child support money, leaving me with no way to feed them or take care of them. Is there anything I can do? |
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fireyone
Joined: 26 Feb 2008
fireyone's page
Posts: 4500
8812 Magic Points
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Tue Jul 28, 2009 1:26 pm
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You can go to your bank and show them what the judgement was for and show them they took an excess amount. Probaly the best bet though would be to contact the courthouse, atty general or FTC.
I know these funds were set aside for a purpose but once a creditor gets a garnishment they are legally entitled to attach bank accounts regardless of where the money came from (unless you can prove the funds where from Social security). Once funds get deposited they become fair game. What should not be allowed is for them to take more than what the judgement was for. Try the steps above. My first call would be to the courthouse. |
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trish1071
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Tue Jul 28, 2009 1:49 pm
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| Thanks for your advice. They can take umemployment, too? I thought that fell into the category of exempt ... |
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carol
Joined: 27 Jun 2006
carol's page
Posts: 1362
Location: Los Angeles, California
29592 Magic Points
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Wed Jul 29, 2009 12:26 pm
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Unemployment benefits cannot be garnished under normal circumstances. However, if they are deposited in a savings account that is being garnished then the benefits will go away along with all the other money in the account.
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Keep in touch
Carol |
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cardinalsfan
Joined: 24 Oct 2009
cardinalsfan's page
Posts: 1
18 Magic Points
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Subject: what are my options now, Missouri bank levy in effect
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Tue Oct 27, 2009 3:58 pm
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| an old cc bill went thru court with a default judgement and the court put a bank levy on my joint account. Ideally I'd prefer to set up payments with the original creditor, but they seem no longer interested in other terms now that the levy is in effect. Can I petition the court in any way or am I just stuck with the bank levy? |
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jenny
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Subject: unemployment garnishment
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Wed Nov 04, 2009 9:43 pm
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| My husband received a garnishment order from the "State of Ca Franchise Tax Board. Being that he is a seasonal firefighter, can they garnish his unemployment benefits once he is off season? |
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Nora Gunderson
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Subject: unemployment garnishment
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Thu Nov 05, 2009 9:47 pm
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My husband is receiving unemployment benefits, it is the only income that we have at the time, can this be taken from our bank account through garnishment?
Is there a form that can be filed if so where and with whom. |
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