| Author |
Message |
|
Options 
Bookmark online
|
linbob
Guest
|
|
|
|
|
Wed May 26, 2010 11:18 pm
|
|
|
| can they garnish my so sec for unpaid credit card in texas my husband had a liver transplant and soc sec is all we have |
|
|
robert worley
Guest
|
|
Subject: credit card judgements
|
|
|
Thu May 27, 2010 12:18 am
|
|
|
| i am retired and i recently got a jugement against me for a credit card. i do not work and live on my pension. i live witn my fiance and both our names our on my checking account. can they take money from our account since her name is on it to? |
|
|
linda g
Guest
|
|
Subject: credit card det
|
|
|
Fri May 28, 2010 3:19 am
|
|
|
I cant afford to pay our credit cards they went up to 23% Ive never been late or missed a payment and they wont come down
down on inst. Can my husband on disabilty & i have soc sec .
can they garnish our bank acct. this is where our soc sec checks
go . thanks |
|
|
Aaron
Joined: 08 Feb 2010
Aaron's page
Posts: 2675
48566 Magic Points
|
|
Subject: reply
|
|
|
Fri May 28, 2010 12:08 pm
|
|
|
Hi linbob, Robert and Linda:
Neither Social Security nor pensions are garnishable. However, you need to check the laws on garnishment in your respective states. As for Robert, can you tell me whether or not your fiancé works? If yes, you can remove her name from the account, and ask her to open a new one, and deposit her money into the new account.
However, you all need to declare both to the bank, and the creditors or collection agencies that all your income comes from Social Security and pensions.
Thanks,
Aaron
_________________
Keep in touch  |
|
|
pearl
Guest
|
|
Subject: garnishment of savings accounts
|
|
|
Sat May 29, 2010 11:16 pm
|
|
|
| can credit card companies garnish savings accounts for payment? i know they can garnish checking accounts if the funds are not social security payments. can they get money that is court-ordered alimony or child support? |
|
|
cindyloo623
Guest
|
|
Subject: question
|
|
|
Mon May 31, 2010 9:45 am
|
|
|
| I ALREADY RECEIVED 3 LETTERS 2 BY MAIL ONE WAS BROUGHT TO ME BY A LAWYER THE LETTERS SAID I NEEDED TO PRESENT MY SELF IN COURT I DIDNT GO I HAVE NO JOB AND I CANT PAY AT ALL I HAVE A BANK ACCOUNT WITH MY HUSBAND I OWE MONEY TO OUR BANK WHERE WE HAVE A BANK ACCOUNT CAN THEY TAKE OUR MONEY AWAY? |
|
|
Aaron
Joined: 08 Feb 2010
Aaron's page
Posts: 2675
48566 Magic Points
|
|
Subject: reply
|
|
|
Tue Jun 01, 2010 7:23 am
|
|
|
Hi pearl:
Credit card companies can garnish savings account too. Even Social Security can be garnished for child support and alimony.
cindyloo:
You were asked to appear in court. You have not appeared. As this was a asked by the court, you may be held in contempt of court for not appearing in the court.
The bank will be able to garnish your account, once they win a judgment against you.
Thanks,
Aaron
_________________
Keep in touch |
|
|
Scottie
Guest
|
|
Subject: alimony and wage attachments
|
|
|
Tue Jun 01, 2010 9:34 pm
|
|
|
| Can a credit card company attach my wages if all I get is alimony and Social Security. I'm in Arizona. Thanks Scottie |
|
|
mikes
Guest
|
|
Subject: social security and creditcard debt
|
|
|
Wed Jun 02, 2010 3:52 am
|
|
|
| my mother moved from arizona to live with me in california recently. Her credit card debts were acumalated in arizona and her only income is social security. can the creditors garnish her money from her bank account in Los Angeles. She has direct deposit from social security only. my mother owns nothing else. thank you mike |
|
|
Aaron
Joined: 08 Feb 2010
Aaron's page
Posts: 2675
48566 Magic Points
|
|
Subject: garnishment
|
|
|
Wed Jun 02, 2010 11:44 am
|
|
|
Hi Scottie and Mikes,
Social Security is non garnishable as per the rules of the Federal Law. No creditor or colection agency will be able to garnish Social Security. However, garnishment laws vary from state to state. Thus, you can check the garnishment laws in your state.
Scottie, wages can be garnished, but alimony cannot be. However, you should check the garnishment laws in regards to this.
Thanks,
Aaron
_________________
Keep in touch |
|
|
Nina Gresham
Guest
|
|
Subject: had to let lease car go back
|
|
|
Sun Jun 06, 2010 2:38 pm
|
|
|
| can my social security or $131.88 a month retirement check be garnished. |
|
|
Dee
Guest
|
|
Subject: Hi!
|
|
|
Tue Jun 08, 2010 7:35 am
|
|
|
| My bank account has been garnished for 4200 dollars and this means that they made my account overdrawn by 3400, I never received a letter or any notification that this was gonna happend, I don't even know who did it, when I called the bank, they said I have to call tomorrow because they were closed. I think it might be from a creditcard company from ten years ago. I have not heard from them in years. I do not have a job and I am a student, what can I do? I don't even remember having a creditcard for that amount, can I dispute it. I did not even get a court notice, just found out that they put a garnishment on my bank account today. |
|
|
Aaron
Joined: 08 Feb 2010
Aaron's page
Posts: 2675
48566 Magic Points
|
|
Subject: garnishment
|
|
|
Tue Jun 08, 2010 11:11 am
|
|
|
Hi Nina:
Social Security cannot be garnished. However, you will have to notify this to the bank, and also declare to the creditor or collection agency that money into this account comes from social security. SO, they are not supposed to garnish this account. If the creditor fails to comply to your request, you can complain about this to the Federal Trade Commission.
Dee:
You may not get served with a notice of the garnishment, but before the garnishment order gets passed, and when the creditor or collection agency is filing the lawsuit, they are required to notify you of this. As you have received no notice till now, you can file a motion to dismiss this judgment.
Thanks,
Aaron
_________________
Keep in touch |
|
|
Tom2441
Guest
|
|
Subject: Post Office Pension
|
|
|
Sat Jun 12, 2010 1:48 am
|
|
|
| Can my Post Office pension be attached by a credit card company after the funds are deposited in my Post Office Credit Union account? |
|
|
Barb
Guest
|
|
Subject: Credit Card Debt
|
|
|
Sun Jun 13, 2010 3:57 pm
|
|
|
| I can not make my credit card payments any more. What can the credit card company do to me? I own a house and car and I work. Will my children inherit my credit card debt?? I've never even had a late payment before, but now I am at the breaking point. I can not file bankrupcty because I have too much equity in my house. I'm single, 58 years old, and feel I will never be able to retire. What type of lawyer might be helpful for me to talk to??? |
|
|
Previous 1, 2, 3, ... 15, 16, 17, ... 27, 28, 29 Next 