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Cant pay bills - Is garnishment of retirement pay possible?

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Aaron

Aaron

Joined: 08 Feb 2010
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Posts: 2675



48566 Magic Points
Subject: garnishment
 
 Posted on Tue Aug 10, 2010 10:33 am  
Hi SG,

Can I know if this money you are getting from the part time job is getting deposited in the checking account? If it is, and if the creditor knows anything about this account, they may be bale to garnish money from this account once they wins a judgment against you.

Thanks,

Aaron
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guest
Guest
Subject: our company closed, can pay my credit card
 
 Posted on Thu Aug 12, 2010 1:26 am  
ive working in a certain company for 15 years when our the owner sold his company to another company, leaving as all who our in our senior age without a job, and dont even bother to pay our length of service. and sad to say that i have an existing credits on a certain bank, but before that i manage to balance transfer it to another bank, but the first bank told me that i still have to pay a certain amount eventhough my balance transfer is more than i paid for right now, i dont know why? still out of job and seeking for your advice,, thanks in advance.
Aaron

Aaron

Joined: 08 Feb 2010
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Posts: 2675



48566 Magic Points
Subject: balance transfer
 
 Posted on Thu Aug 12, 2010 11:48 am  
Hi Guest,

Please provide more information on this account. What kind of an account is this, and how old is this account?

Thanks,

Aaron
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JIB
Guest
 
 Posted on Sun Aug 15, 2010 5:47 am  
I am struggling to pay various 2 credit card companies, student loans and of course regular bills... Do the courts base anythings off of income in order to establish a judgement if a creditor wants to freeze your bank accounts? I just don't make enough anymore to pay it all.
Aaron

Aaron

Joined: 08 Feb 2010
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Posts: 2675



48566 Magic Points
Subject: debt
 
 Posted on Mon Aug 16, 2010 11:44 am  
Hi JIB,

The judgment is issued based on your income and your assets. You will have to provide information on your income and assets.

Thanks,

Aaron
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Andreson
Guest
Subject: Balances
 
 Posted on Fri Aug 20, 2010 7:09 pm  
Hello my wages are currently being garnished for a debt that now has more than doubled is there a process in which i can request or have the debt balance be lowered to its original principal sum?
Aaron

Aaron

Joined: 08 Feb 2010
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Posts: 2675



48566 Magic Points
Subject: balance
 
 Posted on Mon Aug 23, 2010 11:13 am  
Hi,

I have answered to your query at http://www.creditmagic.org/collections/gamache-myers-pc-2.html#51275 .

If you have any other query, feel free to discuss in the forum.

Thanks,

Aaron
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Doll
Guest
Subject: Debt consolidation
 
 Posted on Wed Aug 25, 2010 12:28 am  
We recently in 2/2010 obtained a debt consolidation firm for the "are you over $10,000.00 or more in debt. where you pay a certain amount to them and they try to clear up your debts with no balance or a minimal balance." Recently recieved a Summons in a civil action for 2 of the credit cards" haven't heard from the other ones. What happens next? Will they work with this debt consolidation company or sue me?
Aaron

Aaron

Joined: 08 Feb 2010
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48566 Magic Points
Subject: debt consolidation
 
 Posted on Wed Aug 25, 2010 10:16 am  
Hi Doll,

Quote:
Will they work with this debt consolidation company or sue me?
This depends on the credit card companies. Some do agree, some do not. Can you give the name of the debt consolidation company? Did you check if the company is an authentic one?

Thanks,

Aaron
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wilma jackson
Guest
Subject: can the credit card company take my house
 
 Posted on Thu Sep 02, 2010 6:15 pm  
i am 80 years old and can not make my credit card payments can they take my house?
Aaron

Aaron

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Posts: 2675



48566 Magic Points
Subject: credit card payments
 
 Posted on Fri Sep 03, 2010 10:09 am  
Hi wilma,

The credit card companies cannot take away your house on non payment of bills. However, they can sue you for the debts and if they win, they can put alien against your home. When lien is put on your home, you won't be able to sell the house till the lien gets removed. The lien can only be removed after you pay off the judgment amount.

Thanks,

Aaron
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dekay
Guest
Subject: Written response
 
 Posted on Wed Sep 08, 2010 4:28 pm  
what is the best wriiten response that you can sent to the lawyers who are suing on behalf of a credit card company company which states the next step is garnishment
Aaron

Aaron

Joined: 08 Feb 2010
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Posts: 2675



48566 Magic Points
Subject: summons
 
 Posted on Thu Sep 09, 2010 9:55 am  
Hi dekay,

You must have been served with a summons. In order to file your answer to the summons request the court clerk to help you.

Thanks,

Aaron
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brenda augustine
Guest
Subject: spouse
 
 Posted on Mon Sep 13, 2010 12:46 pm  
can not paying my credit card cause them to garnish husbands social security?
Aaron

Aaron

Joined: 08 Feb 2010
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Posts: 2675



48566 Magic Points
Subject: garnishment
 
 Posted on Mon Sep 13, 2010 12:47 pm  
Hi brenda,

Can you please be more clear on what you want to know?

Thanks,

Aaron
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