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Can Social Security and retirement income be garnished?

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michaeltexas man
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Subject: garnishment
 
Posted on Tue Sep 01, 2009 3:15 pm  

can a debt collector garnish my unemployment checks
dee
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Subject: garnishment
 
Posted on Mon Sep 07, 2009 12:19 am  

me and my mom have a joint checking account, she gets ssi and retirement funds direct deposit into the account, we can no longer afford to make the credit card payments, I called the bank we bank with, and explained that my mom's ssi benefits cannot be garnished, they stated that they could, I said they could not, she was protected undet section 207 of the ss act, they suggested we close the account and get an account for her only, my question is, I have another checking account with another bank, I was going to have all the deposits go there and then close the account after I get my mom her own account, that way, they could not garnish her money nowing it is only ssi and retirement, as for me, if I change to another bank, will they find out that account and try to garnish my funds?
Mazy
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Subject: credit card debt
 
Posted on Mon Sep 07, 2009 12:55 am  

I have only ss & retirement to pay my credit card debt. I am 81 years old. What can they do to me?
sliverhorse
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Subject: credit card debt
 
Posted on Thu Sep 10, 2009 5:03 am  

My husband and I draw social securty, And because of an long illness and no income before we received s.s We have a credit card debt of 13000. We have been paying on this now 10 yrs with very little progress. If we stopped paying would they get our car which is old or our mobile home which also is old but all we have to drive and live in.
dee
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Subject: lawsuit
 
Posted on Fri Sep 11, 2009 9:30 pm  

i am being sued for a check that i wrote out, this company claim i wrote the check in 2006. i don't even remember this, shouldn't they send me some kind of document proving this was me. shouldn't they allow me some time to pay something if it's mine instead of taking this to court. they asked me some questions on the phone and i answered, but not really remembering this. the guy got mad at me and hung up in my face while i was trying to make a reasonable arrangement i thought.
dannyjoe
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Subject: ssi only income
 
Posted on Sat Sep 12, 2009 1:45 am  

My mother has over 50k in bed credit card debt, she doesn’t work and her only income is SS. One credit card company capitol one bank, filed a complaint in our local courthouse and serviced her with a notice to file an answer to the complaint at the courthouse which we did explaining that the only income received is SSI. About a week later the attn for cap 1 sent motion for judgment on the pleading pursuant to rule 12 (c) A.R.C.P and a notice of disclosure statement. on the last page of the motion for judgment papers it states this matter having been regularly presented, IT IS ORDERED plaintiff is granted judgment on the pleadings against defendant, NAME, and then lists the principal, deductions, accrued interest thru 09/01/09 at %10 accrued costs thru day of judgment, reasonable attn fees and a total judgment figure , but where it is to be dated at the bottom it is blank and where the justice of the peace is to sign it is also blank!

they claim that in this case defendant does not deny the debt owed to plantiff, but merely states the defendant does not have the money to pay the entire debt

It goes on to say that since defendant doesn’t deny liability for the debt owed as required by rule 8(e) supra., plaintiff requests the judgment be entered into the plaintiffs favor. This and other pages are stamped with the attorney’s name.

No where does it mention that the answer sent to them and filed with the court states that the only income received is SSI.

Can they get a judgment without a hearing with my mother present? All I read everywhere is they can not garnish her SSI! That is all the income she has period! If they get the judgment what are legal ramifications facing my mother as again her income is SSI!

I thought are answer explaining that she only receives SSI would stop these legal matters.
When we filed the answer in the courthouse they told us we would get a hearing date in the mail but all we have gotten is this. Nothing from the court only from the plaintiff’s attn

the apartment my mom stays in is in my name and so are all her bills (elect, cable, gas, h2o) she pays these out of her checking account and its the only account she has, which only source of funding is ssi and the occasional deposit I put in to help her. Can they debit this account, I have read all the posts and I take that they cannot, but we should let the bank know that the only funds coming in are form ssi., correct?
Sorry for the long post but I the letters look very intimidating even though they creditor attorneys know via the answer that the only income she has is SSI!

I myself could afford to pay this debt for her but I know I am not at al liable for it, and feel if I did this then the rest of the credit card companies would start coming after her as well? Would they not?
Thank you for taking the time to read this and any help you can give us ion the matter.
Gkeys55



Joined: 14 Sep 2009
Gkeys55's page
Posts: 1



0 Magic Points

Subject: Garnishment
 
Posted on Mon Sep 14, 2009 5:31 pm  

Ok heres what I got...I have a Garnishment that was taken out of my bank about 3 months ago. It's for a rental place that my wife and I got out of in 2004. I have been paying them 150.00 a month on a regular basis I owe them 2100.00. My question is I had to close that account out, and I am with another bank but the last time I paid them was with a money order because I didn't want them to have my account number. I am again out of work they will not work with me. Will they be able to take money out of my new account that is with a totally diffrent bank that they do not have the account number with. That is my question.
Thanks George
NANA PERPLEXED
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Subject: INCOME
 
Posted on Tue Sep 22, 2009 7:48 am  

I RECEIVE SSD AND MY GRANDCHILDREN I AM RAISING RECEIVE PUBLIC ASSISTANCE. FREQUENTLY, I PICK THINGS UP FOR MY PARENTS AND THEY REIMBURSE ME. SOMETIMES THE CHECKS CAN BE SIZEABLE. CAN THEY GARNISH THAT MONEY THAT IS JUST BEING PAID BACK? UNLESS THEY AGREE TO A LARGE REDUCTION WITHOUT INTEREST, I WILL NOT BE ABLE TO PAY AT ALL. WHAT ARE MY ODDS?
Bette
Guest






Subject: cc debts
 
Posted on Tue Sep 22, 2009 5:15 pm  

I only receive SS, I own no property and have no car. I owe 3 cc companies. I cannot make ends meet. Should I file bankrupcy or send a letter to them and make arrangements or? Will my other cc company that I have no balance withdraw their card?
ginny
Guest






Subject: debt question
 
Posted on Tue Sep 22, 2009 5:35 pm  

I have been trying to settle my credit card debt. i've already closed down most of the accounts and agreed to pay each month by bank draft. now i find out that my husbands health insurance is going up so high that i will have to help pay on that bill and i can no longer pay what i agreed to. if i just stop all payments can they do anything to me? my only income is social security disability. the debt is only mine. i do not own a home. my husband and i have two older cars not worth much. no money in the bank. his income is below poverty level.
brian johnson
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Subject: court judgement
 
Posted on Wed Sep 23, 2009 9:45 pm  

i am a retired office worker living in another country collecting ss and pension which are directly deposited into my u.s bank account. this is the only money going into this account. i have some outstanding credit card debt over one year old. do i need to notify my bank in case these credit card companies try to attach my bank account? also this is a difficult question, can my step child who i know is eligible to collect ss because of me, she is under 18 do so if i am owing credit card debt?
sunnyca



Joined: 10 Sep 2009
sunnyca's page
Posts: 148



955 Magic Points

 
Posted on Thu Sep 24, 2009 5:09 am  

Guest

If you cannot make payment on yoru motorhome, then they can reposess your motor home

you cannot escape that
jane
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Subject: garnishment, trustee process or wage execution
 
Posted on Sun Sep 27, 2009 8:08 pm  

RE:
worldwide asset purchasing , CAN MY BANK ACCOUNT BE GARNISH
WITHOUT A JUDEMENT AGAISNT ME?
cheech
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Subject: garish my mom ss check
 
Posted on Thu Oct 01, 2009 12:33 am  

m
My mom ss check is deposit in joint saving account in my bank. c
Can the garish the account
Mickey B
Guest






Subject: Debt.
 
Posted on Thu Oct 01, 2009 8:53 pm  

In 3 weeks I will be 63 years old. I work for the State of Nevada. I am eligible for S.S. and retirement. Due to the economy I have had a reduction in pay ( furloughs ). I just want to pull the plug and retire. I have substantial CC debt, some medical debt, and I have a Motor-home financed. There's no way I can pay my debt with my SS and retirement. Can the CC company's and the lender on the motor home come after me for this debt. I will have no money, just my retirement and SS. Will they garnish this income. Thanks for your time.

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