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debra
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Subject: credit card
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Mon Dec 07, 2009 3:27 am
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| cn an the credit card company garnish my social security disability check I live alone and that is my only source of income |
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Beatrice Harris
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Subject: money problems
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Mon Dec 07, 2009 9:39 pm
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| I'm unemployed and don't have enough money to pay all of my bills. I'm trying to keep my household bills paid and that's not easy. Have tried talking to the credit card companies but they want listen to me. What can I do? |
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guillermo calvillo
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Subject: Garnishment
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Tue Dec 08, 2009 2:49 am
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| I receive Social Security and a small pension which goes to my checking account through direct deposit. Can I just change my deposits to my son's account at another bank and will be that keep my safe from any action against me? |
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carol
Joined: 27 Jun 2006
carol's page
Posts: 1307
Location: Los Angeles, California
29555 Magic Points
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Tue Dec 08, 2009 10:18 am
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Hi guillermo calvillo
You can call 1 (800) SSA-1213 (1-800-772-1213) toll free number for Social Security between 7 am and 7 pm and ask them fro information regarding how to get the direct deposit changed.
You may also do so at their website where you can get the current direct deposit changed to another account of your choice.
You may visit their site here
_________________
Keep in touch
Carol |
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jaycee
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Subject: 2nd property
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Tue Dec 08, 2009 9:16 pm
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| I own 2 houses. I live in one (only a few thousand $ in equity) and rent out the other. The rent I collect is less than my mortgage payment. I only have a couple thousand $ in equity on this house too. My only income is SS and $400 pension. I owe on two credit cards( $4000 each) and can no longer make payments. I was ok and paying but I have gone thru everything I had in my 401K. From your response to others, I know the cc companies cannot take from my ss or pension. But what about the rental income I get? Even if it is not enough to make the payment. If they can take this money and I can no longer pay the mortgage company should I let that property go into foreclosure? At this point in life I am not worried about my credit score |
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jaycee
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Subject: 2nd property
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Tue Dec 08, 2009 9:29 pm
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| I own 2 houses. I live in one (only a few thousand $ in equity) and rent out the other. The rent I collect is less than my mortgage payment. I only have a couple thousand $ in equity on this house too. My only income is SS and $400 pension. I owe on two credit cards( $4000 each) and can no longer make payments. I was ok and paying but I have gone thru everything I had in my 401K. From your response to others, I know the cc companies cannot take from my ss or pension. But what about the rental income I get? Even if it is not enough to make the payment. If they can take this money and I can no longer pay the mortgage company should I let that property go into foreclosure? At this point in life I am not worried about my credit score. |
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Cheryl
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Subject: Credit card
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Sat Dec 12, 2009 7:05 pm
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| I have a credit card with wells fargo & a checking account with them also. I can't make payments on the credit card anymore. I'm not working but do get child support direct deposited. Can they go after my checking account. Should I change banks before I stop making the payments. |
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Denise
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Subject: Garnishment with no notice
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Sat Dec 12, 2009 8:24 pm
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| I recently had my bank account garnished by a lawyer that took over a medical bill from a doctor. He took everything I had and left me 100 dollars overdrawn. I received nothing from the lawyer or anybody else indicating he was going to do that. Can they do that with no notice to me? There was a judgement in July against me, and I had paid half of that. But continue to struggle due to illness. Now I don't know how to pay my mortgage or electric or buy food for now. |
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big red
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Subject: husband and bills
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Mon Dec 14, 2009 4:57 pm
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| I'm on disability and I want to know if I can not pay my credit cards..is my husband responsiable for them? |
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mad
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Subject: wage garnishment
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Tue Dec 15, 2009 12:47 am
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| I received a letter in the mail saying my wages will be garnished ands i have not received any documentation from this company about this debt. I no longer even live at the address. I have not been before a judge or had the opportunity to dispute the debt. What do I need to do? |
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Ann
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Subject: credit card laws in florida.
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Tue Dec 15, 2009 1:48 am
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| my husband and I have a joint savings together, can credit card companies levy against joint accounts, when debt is only owed by one ? |
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Diana
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Subject: can the take unemployment
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Wed Dec 16, 2009 6:24 pm
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| Can a cc co garnish my UI benefits & are we sure they cannot take it from my husband? |
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robin22134
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Subject: garrnished bank account
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Thu Dec 17, 2009 2:00 am
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| my husband had social security plus my daughters ss with my money they took every dime including mine our account was frozen for 3 weeks called the card company they told me to wire them the amount how can i wire them the amount if they have me account frozen was told get a lawyer, with what ? why i still can't get my money back |
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Watchman
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Subject: The End Game
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Wed Dec 23, 2009 4:45 am
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| My wife and I were discussing that the economy may fail soon...groceries are costing more. I have little money to work with, and I am curious what can happen after garnishment of wages? or bacnk accounts? Will they take you to jail if you can not pay? Should I declare bankruptcy if it comes to that? What is the end game with CC companies...when do they write off the debt? Where is the line drawn as you can not get blood from a stone? |
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windchimes
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Subject: 2nd morgage
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Wed Dec 23, 2009 5:59 am
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| my house was foreclosed on ,my husband lost his job ,had surgery and has been out of work since 2008 can wells fargo make me pay 115,ooo dollars when i make the only money in the family,i support 3 people and i make a little more than minimum wage,after i pay bills there is no money left, a debt collector called me at work demanding money ,i have received no court papers |
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