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Joseph OS
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Subject: Credit card debt
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Sun Jan 24, 2010 9:27 pm
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| I live in N.J.and i have a judgment against me.I get SS and have 3 small pensions can they levy my pensions? |
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othel
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Subject: un-employed with bills due and over-due
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Sun Jan 24, 2010 11:02 pm
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| I have no job, and I am looking constantly. With no un-employment benefits, I have run my bank account and savings dry, and now cannot pay my bills. I want to and intend to get back on track when I find a job (hopefully soon), but until then the calls are coming, and, honestly, I have avoided them for a couple of weeks. I know I shouldn't, so should I answer the calls and be honest with them? I have heard that it might not be a good idea, but I do not like evading my debts, and I want to start paying on them again when I am able. I am at a loss for what to do, and need some good advice. Thank you. |
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Moe
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Subject: They send me a letter from the civil court saying:
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Mon Jan 25, 2010 12:36 pm
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| They say that a summons and complaint has been filled on a consumer credit transaction asking the court. To render a judgment against me and I can contact a attorney and I must answer at the location and within the time specified on the summons .(I didn't see any time or date!!) and if I don't appear in court the court may grant a judgment against me if a judgment is granted against me my prooperty can be taken ,part of my pay can be affected . Now I don't have any property all what I own is a small car and that all I got to go to work . Can they take it? Or can they take some of my only income paycheck ? What I have to do please i need your recommendation carol!!!!! Thx..... |
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maureen
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Subject: bank account lean
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Sat Jan 30, 2010 8:13 pm
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| Can a credit card company put a lean on my bank account without any form of notice to me.I live in n.j.? |
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mcmasehere
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Subject: Garnishment
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Mon Feb 01, 2010 2:05 pm
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I live in NC and my husband was laid off for 6 months. He is back to work now but his pay is $1000 short per month. He recieves VA disability and military retirement plus his work check. We are paying everything but we have $15,000 in unsecured credit card debit. We have been paying $10 and $20 a month to them but they want more.
Can they garnish my husbands Pay if he works in NC? Can they garnish his retired military pay or VA disability? We are trying to do the best we can but playing catch up is hard especially with all the fees they have added on. |
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nancy
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Subject: pension
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Tue Feb 02, 2010 9:55 pm
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| is a pension from my husband's job he retired from, the same as retirement pay ? |
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Sally6201
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Subject: Credit card and bank accounts
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Tue Feb 02, 2010 10:15 pm
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| I dont have a job but my husband does. We have a joint checking account and all the money is from his paychecks. If I have a judgement filed against me can they freeze my bank account if it is joint.? If they can then I should remove myself from the checking account. |
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paula
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Subject: idisability social security
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Wed Feb 03, 2010 3:42 pm
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| I have been sued by a credit card company and all i have is social security will the judge garnish my ss |
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paula
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Subject: ssi
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Thu Feb 04, 2010 2:30 am
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| can a judge allow credit card compaines take my social security |
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Ann
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Subject: credit card debt
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Thu Feb 04, 2010 4:03 am
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| can credit card companies garnish social security or private pension programs? |
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sandie
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Subject: IHHS (in home supportive services)
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Fri Feb 05, 2010 2:42 am
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| Ihss has lowered my hours and I cannot pay my credit cards, I am currently only sending some $20 and another $25 , Can they garnish my IHHS check, I have no car and no checking acct, The interest is so high on these cards I will never finish paying in my lifetime. |
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Justin
Joined: 17 Jul 2006
Justin's page
Posts: 1240
28942 Magic Points
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Subject: social security
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Fri Feb 05, 2010 11:40 am
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Hi Paula and Ann,
I must say that nobody can garnish social security and private pensions. Under the state laws nobody is allowed to garnish the social security and private pension.
_________________
All the Best 
Justin |
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Guest
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Subject: IHHS
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Fri Feb 05, 2010 12:42 pm
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Hi Sandie,
If you owe debt to a creditor, and you are unable to pay him, there are chances that the creditor may sue you and win a wage garnishment. So rather than avoiding the creditor talk to him. Tell him that currently you are facing problems and request him to a repayment plan. This will help. |
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mike110
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Subject: sally6201
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Sun Feb 07, 2010 5:40 pm
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| close that acc and have your husband get one in just his name |
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Lil
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Subject: ss benefits and pension (retirement) garnsihment
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Wed Feb 10, 2010 9:10 pm
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| My husband and I are retired and live on ss benefits and a small pension and are renting a condo, it has gotten mold and mildew in it no matter how much we clean it and the owner is threatening us if we break lease that he will attach to our only income (ss and pension). Can he? |
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