Subject: Can a husband and wife get garnished at the same time for th
Mon Sep 15, 2008 4:16 pm
I know a couple that both of them are being garnished at the same time for the same debt. There work places are taking the garnishment out of thier checks,so the same household is getting hit twice. Can that legally be done?
Yes, it may happen that both of them have jointly applied for the loan and neither of them repaid it on time. In such cases, the creditor can bring judgments against both of them and garnish their wages. However, it does not necessarily mean that the creditor is taking away double the debt amount. This is because, the creditor may garnish equal amounts from each of them and when the total debt including late fees etc are paid in full, they will stop taking money from both. _________________ Anthony Marx
A positive attitude is not achieved by turning a blind eye to the negative, but rather by responding to every situation in the most positive way possible.
I agree with Anthony. The creditor cannot recover the same debt twice and the couple together has to pay the total amount of the outstanding debt. Although the creditor has brought judgment against the couple to garnish their wages, he has to stop taking money as soon as the debt along with interest and other fees are paid in full. As far as I know, the creditor has to serve the Wage garnishment order in the week of the payday and a new garnishment order has to be given to the employer before every payday to garnish the wages. So once the debt is paid back in full, the creditor will not be able to bring garnishment order and collect the debt twice. _________________ All the Best
Fri Jul 24, 2009 12:48 pm
I have a voluntary wage assignment on my wages and I was just hit with another garnishment. Can they do that? The total percentage now being garnished is 36%. I thought the limit was 25%??
Wed Oct 05, 2011 1:12 am
I have a question? Can one creditor come after the wife while a different creditor comes after the husband?
Subject: both husband nd wife garished at the same tme
Mon May 06, 2013 6:20 am
my husband and I both have wage garnishments for the same debt the total debt is a little over 2400.00 they have already taken out 2000.00 from his checks and 1600.00 from mine. I keep calling them and they wont stop the garnishment and we are falling way behind on other bills like water, gas, and electricity, my husband is diabetic and we cant even afford his medication this month we also have a daughter in college and 3 kids in high school what can we do?
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.