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GEMBPPBYCR is on my Experian Report/Who is this creditor?

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fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 3236



1048 Magic Points
 
 Posted on Mon May 05, 2008 10:46 pm  
I gave some advise on this at another post.
 
Guest







 
 Posted on Thu Aug 14, 2008 1:42 am  
I think that this creditor is paypal buyer credit. it is also listed on my credit report and it is the only thing that could make sense to me. Hope it is anyway
 
goodnatured



Joined: 03 Nov 2007
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Posts: 3235



2257 Magic Points
 
 Posted on Thu Aug 14, 2008 2:37 am  
How can a paypal buyer make a report on your credit report, would that be a normal everyday buyer or a business buyer? How does a paypal buyer find the window to report, I thought only creditors could report on a credit report, you may want to check this out.
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Goodnatured,

Trying to become and stay debt free, thank you for all your help and support!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 3236



1048 Magic Points
 
 Posted on Thu Aug 14, 2008 1:20 pm  
That does sound like it is worth checking out.
 
Mary

Mary

Joined: 06 Jul 2006
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Posts: 420



10865 Magic Points
 
 Posted on Sat Aug 16, 2008 1:17 pm  
Hi goodnatured
What I think is that since you need have your GE money bank credit card registered with paypal to make purchases online, paypal gets the money from GE money bank if you do not repay it to paypal after making purchases. GE then reports your credit card debt to the credit bureaus who in turn lists it in your credit report.

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Where there's a will, there's a way !!
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 3236



1048 Magic Points
 
 Posted on Sat Aug 16, 2008 2:13 pm  
That sounds like it would be right Mary. Makes sense to me anyway.
 
mike.lee
Guest
Subject: medical accounts
 
 Posted on Thu Nov 27, 2008 6:36 am  
while the medical accouts show up on your copy, they are not suppose to show on any other copy
 
mel
Guest
Subject: medical accounts
 
 Posted on Fri Jan 02, 2009 3:59 pm  
The medical accounts will show up on ALL credit reports...I know this from working in the mortgage business. When we pull credit reports, all outstanding accounts show up. If you had insurance at the time of the medical collections, you need to dispute the collections with the insurance company. The best advice I can give is to keep all paperwork and notes on anyone you speak with at the collection and insurance companies. I have had personal experience with this after my husband suffered a spinal cord injury in 2007. We are still disputing ambulence charges.
 
anthony

anthony

Joined: 31 Jul 2006
anthony's page
Posts: 531



13246 Magic Points
 
 Posted on Sat Jan 03, 2009 9:28 am  
If you have insurance before the medical expenses, it is upto the hospital to collect the money from the insurance company since you have submitted the documents with the hospital before the commencement of the treatment. Now, if the insurance company do not pay them you should send a copy of your insurance premium certificate associated with your payment details, the copy of the commencement of your treatment from the health care unit and the health coverage card number to the state department of insurance.
_________________
Anthony Marx

A positive attitude is not achieved by turning a blind eye to the negative, but rather by responding to every situation in the most positive way possible.
You can also visit my blog
http://financewatchonline.blogspot.com
 
Michael
Guest
Subject: paypal
 
 Posted on Sat Jan 03, 2009 2:28 pm  
if you settup a paypal account and add a bank account or w/e other options you can choose, or they may do it auto, you get buyer credit, which is the gembppbycr gemb paypal buyer credit etc. not their fault yours, so you might want to call somebody back and apologize for being an ignorant dick just maybe? point being if you opened a paypal account and it's yours check the account to see if you have buyer credit, if so then it should be in your report if not then it's false. don't assume somebody is always out to get you, it helps.
 
Michael
Guest
Subject: again
 
 Posted on Sat Jan 03, 2009 2:33 pm  
paypal can give you a line of credit to buy items, it has nothing to do with anyone besides paypal and you. they are pretty much giving you a credit card. if you don't pay them then it can be reported to an agency, because they gave you the credit. has nothing to do with what persay you buy or anything with ebay. just paypal.
 
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 3236



1048 Magic Points
 
 Posted on Sat Jan 03, 2009 9:04 pm  
I opened a paypal account recently and got some type of e-mail from them explaining this. It does only apply to the paypal itself and is not associated with e-bay. You can just mroe or less use it for anything you would typically use your paypal account with.
 
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