I've had two utility company charge offs on my CRs for a few years now and have had trouble getting them off. I'm new to the whole credit repair and glad I found this forum. One is Scana Energy for $98. It says "Paid,Closed. $98 written off." Confused on the date the SOL starts on b/c there is a "reported since" date of 01/08 and a "date of status" of 05/09 and a "last reported" of 05/09. This is only on Experian and Eq. reports. Says "Charge-off" on the Eq. report.
The other one is Georgia Power (only on Eq. report) for $56 that just says "collection account". Date of first deliquency is 01/09 and date first reported 05/09.
I would like to see what you guys think? Should I send a pay for delete letter even though the Scana has been charged off? Or some other type letter?
Utility Bill Charge Offs
Your question has already been answered in the given page. Check out it:
http://www.creditmagic.org/repair/about26195.html